Macquarie Credit Union Power Home Loan (Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,001 and $250,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,001 and $400,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $400,001 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $150,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $150,001 and $250,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $250,001 and $400,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $400,001 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $150,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,001 $250,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,001 $400,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $400,001

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $150,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $150,001 $250,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $250,001 $400,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $400,001

4.77% p.a.

5.17% p.a.

$400.00 yearly

Macquarie Credit Union Power Home Loan (Package)

4.77% p.a.

5.17% p.a.

$400.00 yearly

4.37% p.a.

4.78% p.a.

$400.00 yearly

Macquarie Credit Union Power Home Loan (Package)

4.37% p.a.

4.78% p.a.

$400.00 yearly

4.27% p.a.

4.68% p.a.

$400.00 yearly

Macquarie Credit Union Power Home Loan (Package)

4.27% p.a.

4.68% p.a.

$400.00 yearly

3.97% p.a.

4.39% p.a.

$400.00 yearly

Macquarie Credit Union Power Home Loan (Package)

3.97% p.a.

4.39% p.a.

$400.00 yearly

4.96% p.a.

5.36% p.a.

$400.00 yearly

Macquarie Credit Union Power Home Loan (Package)

4.96% p.a.

5.36% p.a.

$400.00 yearly

4.56% p.a.

4.97% p.a.

$400.00 yearly

Macquarie Credit Union Power Home Loan (Package)

4.56% p.a.

4.97% p.a.

$400.00 yearly

4.46% p.a.

4.87% p.a.

$400.00 yearly

Macquarie Credit Union Power Home Loan (Package)

4.46% p.a.

4.87% p.a.

$400.00 yearly

4.16% p.a.

4.57% p.a.

$400.00 yearly

Macquarie Credit Union Power Home Loan (Package)

4.16% p.a.

4.57% p.a.

$400.00 yearly

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.77% p.a.

  • n/a

  • n/a

  • n/a

  • 5.17% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $286.00

  • n/a

  • $400.00 yearly

  • $0.00

Other financial bits
  • $10,000

  • $150,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.37% p.a.

  • n/a

  • n/a

  • n/a

  • 4.78% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $286.00

  • n/a

  • $400.00 yearly

  • $0.00

Other financial bits
  • $150,001

  • $250,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.27% p.a.

  • n/a

  • n/a

  • n/a

  • 4.68% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $286.00

  • n/a

  • $400.00 yearly

  • $0.00

Other financial bits
  • $250,001

  • $400,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.97% p.a.

  • n/a

  • n/a

  • n/a

  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $286.00

  • n/a

  • $400.00 yearly

  • $0.00

Other financial bits
  • $400,001

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.96% p.a.

  • n/a

  • n/a

  • n/a

  • 5.36% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $286.00

  • n/a

  • $400.00 yearly

  • $0.00

Other financial bits
  • $10,000

  • $150,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.56% p.a.

  • n/a

  • n/a

  • n/a

  • 4.97% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $286.00

  • n/a

  • $400.00 yearly

  • $0.00

Other financial bits
  • $150,001

  • $250,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.46% p.a.

  • n/a

  • n/a

  • n/a

  • 4.87% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $286.00

  • n/a

  • $400.00 yearly

  • $0.00

Other financial bits
  • $250,001

  • $400,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.16% p.a.

  • n/a

  • n/a

  • n/a

  • 4.57% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $286.00

  • n/a

  • $400.00 yearly

  • $0.00

Other financial bits
  • $400,001

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Macquarie Credit Union home loans rated by the Mozo community?

Overall customer rating
6.3/10
Price
6.5/10
Features
6.0/10
Customer service
5.8/10
Convenience
3.5/10
Trust
6.0/10
Macquarie Credit Union

About Macquarie Credit Union

Macquarie Credit Union offers its financial services and products to members of any Local, State or Federal Government, Australia Post, Auscott Pty Ltd and Macquarie Credit union employees. It offers members a range of financial products in home and personal loans, car loans, savings accounts, term deposits, credit cards, debit cards and car insurance. Macquarie Credit Union offers its members financial products that are competitively priced and flexible, to suit their needs.

See Macquarie Credit Union home loans

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3.09% p.a. variable

3.05% p.a.

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Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

4.26% p.a.

$200

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2.99% p.a.
fixed 3 years

4.19% p.a.

$450

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3.49% p.a. variable

3.49% p.a.

$0

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3.47% p.a. variable

3.48% p.a.

$150

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Discount Variable Home Loan

3.57% p.a. variable

3.62% p.a.

$750

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Smart Home Loan

3.03% p.a.

3.05% p.a.

$520

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Bank of Queensland

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2 Year Intro Rate Variable Home Loan

3.54% p.a.variable for 24 months and then 4.01% p.a.

4.06% p.a.

$150

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UBank

UBank

UHomeLoan - Discount Offer

3.34% p.a.

3.34% p.a.

$0

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Athena

Athena

Variable Home Loan

3.09% p.a.

3.05% p.a.

$0

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Tic:Toc

Tic:Toc

Variable Home Loan

3.07% p.a.

3.08% p.a.

$0

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HSBC

HSBC

Home Value Loan

3.47% p.a.

3.48% p.a.

$150

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Well Home Loans

Well Balanced

3.02% p.a.Apply now to get this rate from 29 Jul

3.03% p.a.Apply now to get this rate from 29 Jul

$150

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Bank Australia

Bank Australia

Basic Home Loan

3.51% p.a.

3.52% p.a.

$0

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UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

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Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

4.19% p.a.

$450

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.43% p.a.

$520

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

4.26% p.a.

$200

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.64% p.a.
fixed 3 years

3.74% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.19% p.a.
fixed 3 years

4.25% p.a.

$450

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.99% p.a.
fixed 3 years

3.63% p.a.

$395

Promoted

loans.com.au

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Smart Home Loan

3.03% p.a.

3.05% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.34% p.a.

3.34% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

3.09% p.a.

3.05% p.a.

$0.00

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.49% p.a.

3.49% p.a.

$0.00

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a.

3.48% p.a.

$0.00

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.57% p.a.

3.62% p.a.

$0.00

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.02% p.a.Apply now to get this rate from 29 Jul

3.03% p.a.Apply now to get this rate from 29 Jul

$0.00

Promoted

Bank of Queensland

Bank of Queensland

2 Year Intro Rate Variable Home Loan

3.54% p.a.variable for 24 months and then 4.01% p.a.

4.06% p.a.

$10.00 monthly

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.