The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,001 and $250,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,001 and $400,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $400,001 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $150,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $150,001 and $250,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $250,001 and $400,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $400,001 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $150,000 |
| | Owner Occupier | Principal & Interest | < 95% | $150,001 | $250,000 |
| | Owner Occupier | Principal & Interest | < 95% | $250,001 | $400,000 |
| | Owner Occupier | Principal & Interest | < 95% | $400,001 | |
| | Investor | Principal & Interest | < 95% | $10,000 | $150,000 |
| | Investor | Principal & Interest | < 95% | $150,001 | $250,000 |
| | Investor | Principal & Interest | < 95% | $250,001 | $400,000 |
| | Investor | Principal & Interest | < 95% | $400,001 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $150,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,001 $250,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $250,001 $400,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $400,001
Investor (Principal & Interest)
LVR < 95%
Loan: $10,000 $150,000
Investor (Principal & Interest)
LVR < 95%
Loan: $150,001 $250,000
Investor (Principal & Interest)
LVR < 95%
Loan: $250,001 $400,000
Investor (Principal & Interest)
LVR < 95%
Loan: $400,001
4.35% p.a.
n/a
n/a
n/a
4.77% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$286.00
n/a
$400.00 yearly
$350.00
$10,000
$150,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Legal and valuation fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.95% p.a.
n/a
n/a
n/a
4.38% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$286.00
n/a
$400.00 yearly
$350.00
$150,001
$250,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Legal and valuation fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.85% p.a.
n/a
n/a
n/a
4.28% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$286.00
n/a
$400.00 yearly
$350.00
$250,001
$400,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Legal and valuation fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.55% p.a.
n/a
n/a
n/a
3.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$286.00
n/a
$400.00 yearly
$350.00
$400,001
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Legal and valuation fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.54% p.a.
n/a
n/a
n/a
4.95% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$286.00
n/a
$400.00 yearly
$350.00
$10,000
$150,000
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Legal and valuation fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.14% p.a.
n/a
n/a
n/a
4.56% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$286.00
n/a
$400.00 yearly
$350.00
$150,001
$250,000
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Legal and valuation fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.04% p.a.
n/a
n/a
n/a
4.46% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$286.00
n/a
$400.00 yearly
$350.00
$250,001
$400,000
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Legal and valuation fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.74% p.a.
n/a
n/a
n/a
4.17% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
n/a
$286.00
n/a
$400.00 yearly
$350.00
$400,001
none
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
Legal and valuation fees payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Macquarie Credit Union offers its financial services and products to members of any Local, State or Federal Government, Australia Post, Auscott Pty Ltd and Macquarie Credit union employees. It offers members a range of financial products in home and personal loans, car loans, savings accounts, term deposits, credit cards, debit cards and car insurance. Macquarie Credit Union offers its members financial products that are competitively priced and flexible, to suit their needs.
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1.84% p.a.
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2.09% p.a.
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1.98% p.a.
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3.56% p.a.
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n/a
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3.03% p.a.
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2.47% p.a.
$0.00
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Star Gold Home Loan
1.79% p.a.
1.84% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
