Rates and fees verified as correct at 17 January, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Fixed 3 year rate | Comparison Rate | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 2.99% p.a. | 2.97% p.a. | $0.00 | $865 | ||
| 3.17% p.a. | 4.24% p.a. | $0.00 | $865 | ||
| 2.99% p.a. | 2.97% p.a. | $0.00 | $865 |
| Product | Rate | Comparison Rate | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 3.19% p.a.variable for 12 months and then 4.54% p.a. | 4.47% p.a. | $0.00 | $865 | ||
| 3.29% p.a.variable for 24 months and then 4.54% p.a. | 4.37% p.a. | $0.00 | $865 | ||
| 3.59% p.a.variable for 36 months and then 4.54% p.a. | 4.35% p.a. | $0.00 | $865 | ||
| 3.49% p.a. | 3.55% p.a. | $0.00 | $865 | ||
| 2.89% p.a. | 2.94% p.a. | $0.00 | $865 | ||
| 4.54% p.a. | 4.60% p.a. | $0.00 | $865 | ||
| 2.89% p.a. | 2.94% p.a. | $0.00 | $865 |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.
Mozo users have rated Orange Credit Union home loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
2 Reviews
Improve professionalism and customer service.
Read full reviewImprove professionalism and customer service.
Their home loan product is fine and it was the lack of service and reliability of the loans staff that prompted the bad review. Phone calls were not returned and inaccurate information given to us and passed on to other staff in relation to our application. The home loan was not actually taken with the Orange Credit Union. In fairness to OCU, we do personally know of other customers who have been very happy with the service regarding home loans, and this may have been a one-off situation with one particular staff member. We do have a general account with them and have always found previously that the staff there have been very friendly and professional.
Read full reviewTheir home loan product is fine and it was the lack of service and reliability of the loans staff that prompted the bad review. Phone calls were not returned and inaccurate information given to us and passed on to other staff in relation to our application. The home loan was not actually taken with the Orange Credit Union. In fairness to OCU, we do personally know of other customers who have been very happy with the service regarding home loans, and this may have been a one-off situation with one particular staff member. We do have a general account with them and have always found previously that the staff there have been very friendly and professional.
