8.3 / 10

based on 43 reviews as rated by Mozo community

Orange Credit Union home loans

Orange is a credit union that offers financial products and services to people in the Orange area. Orange offers a comprehensive range of financial products including: home, car and personal loans, savings accounts, term deposits, debit cards, credit cards and car insurance. Orange prides itself on putting its members first when it comes to finding financial solutions.

What home loans do Orange Credit Union offer?

Rates and fees verified as correct at 17 January, 2021. Other information correct at the time of writing. Advertiser disclosure.

Fixed Rate Home Loans

Home loan repayments calculator

years

Product Fixed 3 year rate Comparison Rate Service fee Upfront fee Monthly repayments ‡

2.99% p.a.

2.97% p.a.

$0.00

$865

3.17% p.a.

4.24% p.a.

$0.00

$865

2.99% p.a.

2.97% p.a.

$0.00

$865

Variable Rate Home Loans

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments ‡

3.19% p.a.variable for 12 months and then 4.54% p.a.

4.47% p.a.

$0.00

$865

3.29% p.a.variable for 24 months and then 4.54% p.a.

4.37% p.a.

$0.00

$865

3.59% p.a.variable for 36 months and then 4.54% p.a.

4.35% p.a.

$0.00

$865

3.49% p.a.

3.55% p.a.

$0.00

$865

2.89% p.a.

2.94% p.a.

$0.00

$865

4.54% p.a.

4.60% p.a.

$0.00

$865

2.89% p.a.

2.94% p.a.

$0.00

$865

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

How are Orange Credit Union home loans rated?

Mozo users have rated Orange Credit Union home loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-loans
Orange Credit Union home loans
Overall
5.0/10
Price
Features
Customer service
Convenience
Trust

2 Reviews

Recent Orange Credit Union home loan reviews

Orange Credit Union Home Loan review
Overall 7/10
Great people

Improve professionalism and customer service.

Read full review

Improve professionalism and customer service.

Price
6/10
Features
5/10
Customer service
6/10
Convenience
6/10
Trust
8/10
Less
Tony, New South Wales, reviewed over 6 years ago
Orange Credit Union Home Loan review
Overall 3/10
One bad experience

Their home loan product is fine and it was the lack of service and reliability of the loans staff that prompted the bad review. Phone calls were not returned and inaccurate information given to us and passed on to other staff in relation to our application. The home loan was not actually taken with the Orange Credit Union. In fairness to OCU, we do personally know of other customers who have been very happy with the service regarding home loans, and this may have been a one-off situation with one particular staff member. We do have a general account with them and have always found previously that the staff there have been very friendly and professional.

Read full review

Their home loan product is fine and it was the lack of service and reliability of the loans staff that prompted the bad review. Phone calls were not returned and inaccurate information given to us and passed on to other staff in relation to our application. The home loan was not actually taken with the Orange Credit Union. In fairness to OCU, we do personally know of other customers who have been very happy with the service regarding home loans, and this may have been a one-off situation with one particular staff member. We do have a general account with them and have always found previously that the staff there have been very friendly and professional.

Price
8/10
Features
6/10
Customer service
0/10
Convenience
7/10
Trust
0/10
Less
Julie, New South Wales, reviewed over 8 years ago

What do you need to apply for a Orange Credit Union home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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