8.3 / 10

based on 43 Orange Credit Union reviews as rated by Mozo community

Orange Credit Union home loans

Orange Credit Union offers a comprehensive range of financial products including home, car and personal loans, savings accounts, term deposits, debit cards, credit cards and car insurance. Though headquartered in Orange, NSW, its services are available to all residents of Australia. It prides itself on putting its members first, and as a member-owned organisation, all shareholders over the age of 18 have the ability to vote on decisions regarding the future of the organisation.

What home loans do Orange Credit Union offer?

Rates and fees verified as correct at 14 April, 2021. Other information correct at the time of writing. Advertiser disclosure.

Fixed Rate Home Loans

Home loan repayments calculator

years

Product Fixed 3 year rate Comparison Rate Service fee Upfront fee Monthly repayments

2.99% p.a.

2.97% p.a.

$0.00

$865

3.17% p.a.

4.24% p.a.

$0.00

$865

2.99% p.a.

2.97% p.a.

$0.00

$865

Variable Rate Home Loans

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments

3.19% p.a.variable for 12 months and then 4.54% p.a.

4.47% p.a.

$0.00

$865

3.29% p.a.variable for 24 months and then 4.54% p.a.

4.37% p.a.

$0.00

$865

3.59% p.a.variable for 36 months and then 4.54% p.a.

4.35% p.a.

$0.00

$865

3.49% p.a.

3.54% p.a.

$0.00

$865

2.89% p.a.

2.94% p.a.

$0.00

$865

4.54% p.a.

4.60% p.a.

$0.00

$865

2.89% p.a.

2.94% p.a.

$0.00

$865

How are Orange Credit Union home loans rated?

Mozo users have rated Orange Credit Union home loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-loans
Orange Credit Union home loans
Overall
5.0/10
Price
Features
Customer service
Convenience
Trust

2 Reviews

Recent Orange Credit Union home loan reviews

Orange Credit Union Home Loan review
Overall 7/10
Great people

Improve professionalism and customer service.

Read full review

Improve professionalism and customer service.

Price
6/10
Features
5/10
Customer service
6/10
Convenience
6/10
Trust
8/10
Less
Tony, New South Wales, reviewed almost 7 years ago
Orange Credit Union Home Loan review
Overall 3/10
One bad experience

Their home loan product is fine and it was the lack of service and reliability of the loans staff that prompted the bad review. Phone calls were not returned and inaccurate information given to us and passed on to other staff in relation to our application. The home loan was not actually taken with the Orange Credit Union. In fairness to OCU, we do personally know of other customers who have been very happy with the service regarding home loans, and this may have been a one-off situation with one particular staff member. We do have a general account with them and have always found previously that the staff there have been very friendly and professional.

Read full review

Their home loan product is fine and it was the lack of service and reliability of the loans staff that prompted the bad review. Phone calls were not returned and inaccurate information given to us and passed on to other staff in relation to our application. The home loan was not actually taken with the Orange Credit Union. In fairness to OCU, we do personally know of other customers who have been very happy with the service regarding home loans, and this may have been a one-off situation with one particular staff member. We do have a general account with them and have always found previously that the staff there have been very friendly and professional.

Price
8/10
Features
6/10
Customer service
0/10
Convenience
7/10
Trust
0/10
Less
Julie, New South Wales, reviewed over 8 years ago

What do you need to apply for a Orange Credit Union home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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