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Orange Credit Union home loans

Orange Credit Union
Orange Credit Union 's overall rating for home loans

(as rated by the Mozo community)

5.0 / 10

based on 2 reviews

Orange Credit Union home loans offer a range of packages for different needs. Check out our range of home loans for an overview of interest rates, fees and more. Or you can compare with our home loan comparison tools.

Rates and fees verified as correct at 09 December, 2019. Other information correct at the time of writing.

What home loans do Orange Credit Union offer?

Fixed Rate Home Loans Fixed Rate Home Loans

Home loan repayments calculator
years
Product Fixed 3 year rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

4.20% p.a.

4.69% p.a.

$0.00

$775


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Variable Rate Home Loans Variable Rate Home Loans

Home loan repayments calculator
years
Product Rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

3.44% p.a. for 12 months and then 4.79% p.a.

4.72% p.a.

$0.00

$775

3.54% p.a. for 24 months and then 4.79% p.a.

4.62% p.a.

$0.00

$775

3.84% p.a. for 36 months and then 4.79% p.a.

4.59% p.a.

$0.00

$775

4.12% p.a.

4.17% p.a.

$0.00

$775

4.79% p.a.

4.85% p.a.

$0.00

$775


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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

How are Orange Credit Union home loans rated?

Orange Credit Union home loans

Overall 5.0

Price

Features

Customer service

Convenience

Trust

2 Reviews

Recent Orange Credit Union home loan reviews Recent Orange Credit Union home loan reviews

Orange Credit Union

Orange Credit Union Home Loan review

Overall rating   7 / 10

Great people

Improve professionalism and customer service.

Full review

Improve professionalism and customer service.

    Price   6 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Tony, New South Wales, reviewed over 5 years ago

Orange Credit Union

Orange Credit Union Home Loan review

Overall rating   3 / 10

One bad experience

Their home loan product is fine and it was the lack of service and reliability of the loans staff that prompted the bad review. Phone calls were not returned and inaccurate information given to us and passed on to other staff in relation to our...

Full review

Their home loan product is fine and it was the lack of service and reliability of the loans staff that prompted the bad review. Phone calls were not returned and inaccurate information given to us and passed on to other staff in relation to our application. The home loan was not actually taken with the Orange Credit Union. In fairness to OCU, we do personally know of other customers who have been very happy with the service regarding home loans, and this may have been a one-off situation with one particular staff member. We do have a general account with them and have always found previously that the staff there have been very friendly and professional.

    Price   8 / 10

    Features   6 / 10

    Customer service   0 / 10

    Convenience   7 / 10

    Trust   0 / 10

Less

Julie, New South Wales, reviewed over 7 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

What do you need to apply for a Orange Credit Union home loan? What do you need to apply for a Orange Credit Union home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)
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