People's Choice Credit Union Basic Variable Home Loan

4.42% p.a.

4.48% p.a.

$0.00

4.62% p.a.

4.68% p.a.

$0.00

4.97% p.a.

5.03% p.a.

$0.00

5.17% p.a.

5.23% p.a.

$0.00

5.07% p.a.

5.13% p.a.

$0.00

5.27% p.a.

5.33% p.a.

$0.00

5.48% p.a.

5.54% p.a.

$0.00

5.68% p.a.

5.74% p.a.

$0.00

Currently showing

Rates

  • 4.42% p.a.

  • n/a

  • 0 Months

  • none

  • 4.48% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $350.00

Other financial bits

  • $50,000

  • $1,500,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Rates

  • 4.62% p.a.

  • n/a

  • 0 Months

  • none

  • 4.68% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $350.00

Other financial bits

  • $50,000

  • $1,500,000

  • 80.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Rates

  • 4.97% p.a.

  • n/a

  • 0 Months

  • none

  • 5.03% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $350.00

Other financial bits

  • $50,000

  • $1,500,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Rates

  • 5.17% p.a.

  • n/a

  • 0 Months

  • none

  • 5.23% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $350.00

Other financial bits

  • $50,000

  • $1,500,000

  • 80.00%

  • 95.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Rates

  • 5.07% p.a.

  • n/a

  • 0 Months

  • none

  • 5.13% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $350.00

Other financial bits

  • $50,000

  • $1,500,000

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Rates

  • 5.27% p.a.

  • n/a

  • 0 Months

  • none

  • 5.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $350.00

Other financial bits

  • $50,000

  • $1,500,000

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Rates

  • 5.48% p.a.

  • n/a

  • 0 Months

  • none

  • 5.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $350.00

Other financial bits

  • $50,000

  • $1,500,000

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Rates

  • 5.68% p.a.

  • n/a

  • 0 Months

  • none

  • 5.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $350.00

Other financial bits

  • $50,000

  • $1,500,000

  • 80.00%

  • 90.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • no

  • Valuation fee payable at cost.

  • none

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

How are People's Choice Credit Union home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.7

Based on 41
People's Choice Credit Union home loans reviews

7.9 7.6 8.9 8.6 9.2

Read People's Choice Credit Union home loan reviews by the Mozo community

Latest reviews of People's Choice Credit Union Basic Variable Home Loan

People's Choice Credit Union

People's Choice Credit Union Basic Variable Home Loan (LVR<80%, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Service staff are compassionate and understanding.

Have been with this bank for over > 20 years. I was retrenched 2.5 years ago and received no income for nearly two years. I now receive unemployment benefits and am now struggling to make my loan payments. Peoples Choice have been very patient and...

Full review

Have been with this bank for over > 20 years. I was retrenched 2.5 years ago and received no income for nearly two years. I now receive unemployment benefits and am now struggling to make my loan payments. Peoples Choice have been very patient and understanding in relation to when my payments aren't made on time.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Wendy (SA), reviewed over 2 years ago

People's Choice Credit Union

People's Choice Credit Union Basic Variable Home Loan (LVR<80%, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

First class customer service, and personal care.

The service and attention to customer needs is beyond comparison and highly recommended to those who like to feel wanted and just an account holder.

Full review

The service and attention to customer needs is beyond comparison and highly recommended to those who like to feel wanted and just an account holder.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lewis (SA), reviewed almost 3 years ago

People's Choice Credit Union

People's Choice Credit Union Basic Variable Home Loan (LVR<80%, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Very competitive

Great customer service,personal response and great offers.

Full review

Great customer service,personal response and great offers.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sandra (SA), reviewed almost 3 years ago

People's Choice Credit Union

People's Choice Credit Union Basic Variable Home Loan (LVR<80%, Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great credit Union, helpful staff

Great credit Union, helpful staff.

Full review

Great credit Union, helpful staff.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Bronwyn (SA), reviewed almost 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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