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Police Bank First Home Loan (Fixed)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $50,000

Fixed 3 year rate
2.49% p.a.
Comparison Rate*
2.79% p.a.
Service fee
$0.00
Upfront fee
$995
Fixed 3 year rate
2.49% p.a.
Comparison Rate*
2.78% p.a.
Service fee
$0.00
Upfront fee
$995

Details

Rates and fees information correct as at 23 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.69% (2.85%*)

  • 2.69% (2.84%*)

  • 2.49% (2.79%*)

  • n/a

  • 2.59% (2.79%*)

  • n/a

  • n/a

  • 2.79% p.a.

Fees
  • $545.00

  • $450.00

  • $0.00

  • $0.00

  • 0%

  • $0.00

  • $294.00

Other financial bits
  • $50,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $5,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • Only available to current serving Police Officers or a Retired Police Officer(s) who are a member of a Union associated with the Police Federation of Australia. Available to applicants eligible for the First Home Loan Deposit Scheme.

  • none

  • Receive $1,500 cashback and an additional $500 for current serving Police Officers with a minimum $150k in new loans or top up of existing loans for applications by 30 October 2020 and funded by 25 December 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.69% (2.85%*)

  • 2.69% (2.84%*)

  • 2.49% (2.78%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% p.a.

Fees
  • $545.00

  • $450.00

  • $0.00

  • $0.00

  • 0%

  • $0.00

  • $294.00

Other financial bits
  • $50,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $5,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • Only available to current serving Police Officers or a Retired Police Officer(s) who are a member of a Union associated with the Police Federation of Australia. Available to applicants eligible for the First Home Loan Deposit Scheme.

  • none

  • Receive $1,500 cashback and an additional $500 for current serving Police Officers with a minimum $150k in new loans or top up of existing loans for applications by 30 October 2020 and funded by 25 December 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Police Bank home loans rated by the Mozo community?

Overall
8.5/10
Price
7.9/10
Features
7.9/10
Customer service
8.8/10
Convenience
7.0/10
Trust
8.9/10
Police Bank

About Police Bank

Police Bank has specially designed its financial products to offer financial solutions to the employees and families of the Police service. Police Bank offers a range of financial products and services in savings accounts, home, car and personal loans, term deposits, credit and debit cards and a range of insurance products, ensuring that its members financial needs are taken care of.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.