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Police Bank First Home Loan (Fixed)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $50,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $50,000

Fixed 3 year rate
4.69% p.a.
Comparison Rate
4.10% p.a.
Service fee
$0.00
Upfront fee
$995
Fixed 3 year rate
4.69% p.a.
Comparison Rate
4.39% p.a.
Service fee
$0.00
Upfront fee
$995
Fixed 3 year rate
4.69% p.a.
Comparison Rate
4.10% p.a.
Service fee
$0.00
Upfront fee
$995
Fixed 3 year rate
4.69% p.a.
Comparison Rate
4.39% p.a.
Service fee
$0.00
Upfront fee
$995

Details

Rates and fees information correct as at 12 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

4.19% (3.90%*)

4.74% (4.03%*)

4.69% (4.10%*)

n/a

5.54% (4.59%*)

n/a

n/a

3.79% p.a.
Fees

$545.00

$450.00

$0.00

$0.00

0%

$0.00

$294.00
Other financial bits

$50,000

none

none

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $5,000 p.a.

no

yes - free

$0.00

yes

no

Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian.

$600 fixed rate lock fee available.

$1,500 cashback for loans $300k > $499,999, $3,000 cash back for loans from $500k > $749,999 and $4,000 for larger loans. for Loans must be approved by 30/9/22 and settled within 90 days. $545 Establishment fee waived for Owner Occupier loans > $250k.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 12 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

4.19% (4.26%*)

4.79% (4.37%*)

4.69% (4.39%*)

n/a

5.59% (4.85%*)

n/a

n/a

4.19% p.a.
Fees

$545.00

$450.00

$0.00

$0.00

0%

$0.00

$294.00
Other financial bits

$50,000

none

none

95.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $5,000 p.a.

no

yes - free

$0.00

yes

no

Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian.

$600 fixed rate lock fee available.

$1,500 cashback for loans $300k > $499,999, $3,000 cash back for loans from $500k > $749,999 and $4,000 for larger loans. for Loans must be approved by 30/9/22 and settled within 90 days. $545 Establishment fee waived for Owner Occupier loans > $250k.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 12 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

4.19% (3.90%*)

4.74% (4.03%*)

4.69% (4.10%*)

n/a

5.54% (4.59%*)

n/a

n/a

3.79% p.a.
Fees

$545.00

$450.00

$0.00

$0.00

0%

$0.00

$294.00
Other financial bits

$50,000

none

none

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $5,000 p.a.

no

yes - free

$0.00

yes

no

Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian.

$600 fixed rate lock fee available.

$1,500 cashback for loans $300k > $499,999, $3,000 cash back for loans from $500k > $749,999 and $4,000 for larger loans. for Loans must be approved by 30/9/22 and settled within 90 days. $545 Establishment fee waived for Owner Occupier loans > $250k.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 12 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

4.19% (4.26%*)

4.79% (4.37%*)

4.69% (4.39%*)

n/a

5.59% (4.85%*)

n/a

n/a

4.19% p.a.
Fees

$545.00

$450.00

$0.00

$0.00

0%

$0.00

$294.00
Other financial bits

$50,000

none

none

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $5,000 p.a.

no

yes - free

$0.00

yes

no

Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian.

$600 fixed rate lock fee available.

$1,500 cashback for loans $300k > $499,999, $3,000 cash back for loans from $500k > $749,999 and $4,000 for larger loans. for Loans must be approved by 30/9/22 and settled within 90 days. $545 Establishment fee waived for Owner Occupier loans > $250k.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

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Overall
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Based on 28 Police Bank home loan reviews

About Police Bank

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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