Thumbnail icon for Qudos Bank

Qudos Bank Variable Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest, interest only loan up to with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest, interest only loan up to with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 90%

    Loan:

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR 90%-95%

    Loan:

  • Investor (Principal & Interest, Interest Only)

    LVR < 95%

    Loan:

Rate
3.78% p.a.
Comparison Rate*
3.82% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
4.14% p.a.
Comparison Rate*
4.18% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
4.29% p.a.
Comparison Rate*
4.33% p.a.
Service fee
$0.00
Upfront fee
$600

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.78% p.a.

  • n/a

  • n/a

  • n/a

  • 3.82% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits

  • none

  • none

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest, Interest Only

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.14% p.a.

  • n/a

  • n/a

  • n/a

  • 4.18% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits

  • none

  • none

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest, Interest Only

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits

  • none

  • none

  • none

  • 95.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Qudos Bank home loans rated by the Mozo community?

Overall customer rating
8.4/10

Based on 44 Qudos Bank home loan reviews

Price
8.5/10
Features
7.9/10
Customer service
8.4/10
Convenience
7.3/10
Trust
8.4/10

Latest reviews of Qudos Bank Variable Rate Home Loan

  • Overall 8/10
    Good product

    There are no fees on this home loan.

    Read full review

    There are no fees on this home loan.

    Price
    9/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Vanessa, South Australia reviewed over 4 years ago
  • Overall 10/10
    Never had a problem

    Never had a problem.

    Read full review

    Never had a problem.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    -1/10
    Less
    Zoe, New South Wales reviewed almost 5 years ago
  • Overall 9/10
    Competitive rates, low fees and good service

    Always available to answer any queries and to discuss options.

    Read full review

    Always available to answer any queries and to discuss options.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10
    Less
    Dyanne, Queensland reviewed almost 5 years ago
  • Overall 10/10
    Full featured and best in market product

    Very easy process to apply and review, and flexible when circumstances change. No ongoing, application, early payout or redraw costs and competitive interest rate.

    Read full review

    Very easy process to apply and review, and flexible when circumstances change. No ongoing, application, early payout or redraw costs and competitive interest rate.

    Price
    8/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Dante, Victoria reviewed over 5 years ago
Qudos Bank

About Qudos Bank

Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. Qudos Bank has an A2 investment grade rating and offers a full range of banking products including credit cards, home loans, personal loans and saving accounts.

See Qudos Bank home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.63% p.a. variable

2.65% p.a.

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.59% p.a. variable

2.59% p.a.

Go to site

Promoted

Commonwealth Bank

Commonwealth Bank

Fixed Rate Home Loan (Wealth Package)

2.29% p.a.
fixed 3 years

3.87% p.a.

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.39% p.a. variable

2.39% p.a.

Go to site

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.31% p.a.

Go to site

Promoted

People's Choice Credit Union

People's Choice Credit Union

Basic Variable Home Loan

2.69% p.a. variable

2.69% p.a.

Go to site

Promoted

Mortgage House

Mortgage House

Switch and Save Special - Fixed Home Loan

2.19% p.a.
fixed 3 years

2.65% p.a.

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

Go to site

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.63% p.a. variable

2.65% p.a.

Go to site

Promoted

Suncorp

Suncorp

Back to Basics

2.78% p.a. variable

2.79% p.a.

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.59% p.a. variable

2.59% p.a.

Go to site

Promoted

Commonwealth Bank

Commonwealth Bank

Fixed Rate Home Loan (Wealth Package)

2.29% p.a.
fixed 3 years

3.87% p.a.

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.39% p.a. variable

2.39% p.a.

Go to site

Promoted

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Go to site

Promoted

Bank of Queensland

Bank of Queensland

Economy

2.69% p.a. variable

2.86% p.a.

Promoted

Athena

Athena

Variable Home Loan

2.59% p.a. variable

2.55% p.a.

Go to site

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.63% p.a.

2.65% p.a.

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.59% p.a.

2.59% p.a.

Go to site

Promoted

Bank of Queensland

Bank of Queensland

Economy

2.69% p.a.

2.86% p.a.

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.39% p.a.

2.39% p.a.

Go to site

Promoted

Yard

Yard

Variable Home Loan Winter Special

2.39% p.a.

2.42% p.a.

Promoted

HSBC

HSBC

Home Value Loan

2.65% p.a.

2.66% p.a.

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.59% p.a.

2.55% p.a.

Go to site

Promoted

Suncorp

Suncorp

Back to Basics

2.78% p.a.

2.79% p.a.

Go to site

Promoted

Homestar

Homestar

Star Essentials Fixed Home Loan

n/a

n/a

Go to site

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.31% p.a.

Go to site

Promoted

Commonwealth Bank

Commonwealth Bank

Fixed Rate Home Loan (Wealth Package)

2.29% p.a.
fixed 3 years

3.87% p.a.

Go to site

Promoted

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

Go to site

Promoted

People's Choice Credit Union

People's Choice Credit Union

Fixed Rate Home Loan (Package)

2.29% p.a.
fixed 3 years

3.72% p.a.

Go to site

Promoted

Mortgage House

Mortgage House

Switch and Save Special - Fixed Home Loan

2.19% p.a.
fixed 3 years

2.65% p.a.

Go to site

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.35% p.a.
fixed 3 years

3.44% p.a.

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.63% p.a.

2.65% p.a.

$0.00

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.59% p.a.

2.59% p.a.

$0.00

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.39% p.a.

2.39% p.a.

$0.00

Go to site

Promoted

People's Choice Credit Union

People's Choice Credit Union

Basic Variable Home Loan

2.69% p.a.

2.69% p.a.

$0.00

Go to site

Promoted

Yard

Yard

Variable Home Loan Winter Special

2.39% p.a.

2.42% p.a.

$0.00

Promoted

Suncorp

Suncorp

Back to Basics

2.78% p.a.

2.79% p.a.

$0.00

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.59% p.a.

2.55% p.a.

$0.00

Go to site

Promoted

Bank of Queensland

Bank of Queensland

Economy

2.69% p.a.

2.86% p.a.

$10.00 monthly

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans