RAMS Full Feature

5.27% p.a.

5.34% p.a.

$0.00

5.86% p.a.

5.93% p.a.

$0.00

5.78% p.a.

5.85% p.a.

$0.00

6.32% p.a.

6.39% p.a.

$0.00

Currently showing

Rates

  • 5.27% p.a.

  • n/a

  • 0 Months

  • none

  • 5.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $595.00

  • $0.00

  • $0.00

  • $285.00

  • none

  • $0.00

  • $295.00

Other financial bits

  • $15,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.86% p.a.

  • n/a

  • 0 Months

  • none

  • 5.93% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $595.00

  • $0.00

  • $0.00

  • $285.00

  • none

  • $0.00

  • $295.00

Other financial bits

  • $15,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.78% p.a.

  • n/a

  • 0 Months

  • none

  • 5.85% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $595.00

  • $0.00

  • $0.00

  • $285.00

  • none

  • $0.00

  • $295.00

Other financial bits

  • $15,000

  • none

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 6.32% p.a.

  • n/a

  • 0 Months

  • none

  • 6.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $595.00

  • $0.00

  • $0.00

  • $285.00

  • none

  • $0.00

  • $295.00

Other financial bits

  • $15,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

About RAMS

RAMS home loans believe in the Australian dream of owning your own home and aim to make this dream come true. With their flexible options and innovative products, RAM home loans is making the dream a reality. RAMS home loans aim to provide home loan solutions to meet many different needs, including low deposit loans, no deposit loans, low doc loans, line of credit loans and low rate loans for members Australia wide.

How are RAMS home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
6.0

Based on 73
RAMS home loans reviews

6.4 5.8 6.1 5.7 6.1

Read RAMS home loan reviews by the Mozo community

Latest reviews of RAMS Full Feature

RAMS

RAMS Full Feature (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Overall a good product backed by excellent service

I Like the fact that easy to get to speak to a customer service person. Internet banking easy to use for redraw etc. Don't like the fact that interest increases a letter appears the next day in the mail. Decreases in interest rates take a lot...

Full review

I Like the fact that easy to get to speak to a customer service person. Internet banking easy to use for redraw etc. Don't like the fact that interest increases a letter appears the next day in the mail. Decreases in interest rates take a lot longer. Regular statements

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   7 / 10

Less

Rohan (VIC), reviewed over 1 year ago

RAMS

RAMS Full Feature (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great product

Great product. Enjoy using my rams online.

Full review

Great product. Enjoy using my rams online.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Hansell (NSW), reviewed almost 2 years ago

RAMS

RAMS Full Feature (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great

Really easy to deal with.

Full review

Really easy to deal with.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Peter (QLD), reviewed almost 2 years ago

RAMS

RAMS Full Feature (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Fantastic customer service

They were wonderful to deal with, very helpful and compassionate when I had an accident.

Full review

They were wonderful to deal with, very helpful and compassionate when I had an accident.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Irene (NSW), reviewed over 2 years ago

RAMS

RAMS Full Feature (Owner Occupier, Principal & Interest) home loan review

Overall rating   2 / 10

Rates too high

Rates are too high and once given the loan from the franchise there was no follow up ever and when we called them direct they were rude and did not seem to want to help.

Full review

Rates are too high and once given the loan from the franchise there was no follow up ever and when we called them direct they were rude and did not seem to want to help.

    Price   1 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   1 / 10

    Trust   4 / 10

Less

Steven (NSW), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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