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Resi Flexi Options Home Loan (Fixed)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $2,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $250,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $250,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $250,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $2,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $250,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $250,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $250,000 $2,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $250,000 $2,000,000

Fixed 3 year rate
2.34% p.a.
Comparison Rate
2.71% p.a.
Service fee
$0.00
Upfront fee
$480
Fixed 3 year rate
2.34% p.a.
Comparison Rate
3.15% p.a.
Service fee
$0.00
Upfront fee
$480
Fixed 3 year rate
3.05% p.a.
Comparison Rate
3.96% p.a.
Service fee
$0.00
Upfront fee
$480
Fixed 3 year rate
2.60% p.a.
Comparison Rate
3.05% p.a.
Service fee
$0.00
Upfront fee
$480
Fixed 3 year rate
2.85% p.a.
Comparison Rate
3.54% p.a.
Service fee
$0.00
Upfront fee
$480
Fixed 3 year rate
2.71% p.a.
Comparison Rate
3.36% p.a.
Service fee
$0.00
Upfront fee
$480
Fixed 3 year rate
2.95% p.a.
Comparison Rate
3.62% p.a.
Service fee
$0.00
Upfront fee
$744
Fixed 3 year rate
2.84% p.a.
Comparison Rate
3.26% p.a.
Service fee
$0.00
Upfront fee
$480

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.26% (2.77%*)

  • 2.26% (2.73%*)

  • 2.34% (2.71%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.77% p.a.

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • no

  • none

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.37% (3.32%*)

  • 2.37% (3.24%*)

  • 2.34% (3.15%*)

  • 2.95% (3.28%*)

  • 3.00% (3.27%*)

  • n/a

  • n/a

  • 3.37% p.a.

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • no

  • none

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.00% (4.15%*)

  • 3.00% (4.04%*)

  • 3.05% (3.96%*)

  • 3.55% (4.04%*)

  • 3.55% (3.99%*)

  • n/a

  • n/a

  • 4.22% p.a.

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • no

  • none

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.56% (3.13%*)

  • 2.66% (3.10%*)

  • 2.60% (3.05%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.14% p.a.

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • no

  • none

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.80% (3.68%*)

  • 2.80% (3.60%*)

  • 2.85% (3.54%*)

  • 3.20% (3.59%*)

  • 3.25% (3.57%*)

  • n/a

  • n/a

  • 3.72% p.a.

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • no

  • none

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.67% (3.49%*)

  • 2.77% (3.43%*)

  • 2.71% (3.36%*)

  • 3.20% (3.46%*)

  • 3.25% (3.45%*)

  • n/a

  • n/a

  • 3.52% p.a.

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Fortnightly, Monthly

  • Yes - freeyes - free up to $20,000 p.a.

  • no

  • no

  • none

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.85% (3.74%*)

  • 2.95% (3.68%*)

  • 2.95% (3.62%*)

  • 3.45% (3.72%*)

  • 3.50% (3.72%*)

  • n/a

  • n/a

  • 3.77% p.a.

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free

  • no

  • no

  • none

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.74% (3.33%*)

  • 2.84% (3.30%*)

  • 2.84% (3.26%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.34% p.a.

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free

  • no

  • no

  • none

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Resi home loans rated by the Mozo community?

Overall
7.1/10
Price
7.3/10
Features
7.3/10
Customer service
6.8/10
Convenience
6.5/10
Trust
6.8/10
Resi

About Resi

Resi Mortgage Corporation is a home loans specialist that has been helping Australians with their home loans for over 20 years. Resi offers award-winning home loans with low rates and loads of flexible features. Whether you're a first home buyer, moving house, refinancing or investing, Resi has a home loan to suit. What's more, Resi doesn't just want to sell you a home loan. They want to build a relationship with you as you move through the stages of your life.

See Resi home loans

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

Athena

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AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

UBank

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UHomeLoan - Discount Offer

2.34% p.a. variable

2.34% p.a.

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

Suncorp

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Fixed Home Loan (Home Package Plus)

1.99% p.a.
fixed 3 years

2.90% p.a.

Bank of Queensland

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Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

UBank

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UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.27% p.a.

Illawarra Credit Union

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The Works Home Loan

1.99% p.a.variable for 24 months and then 2.50% p.a. variable

2.93% p.a.

loans.com.au

loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

UBank

UBank

UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.27% p.a.

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

Suncorp

Suncorp

Back to Basics

2.54% p.a. variable

2.55% p.a.

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a. variable

2.50% p.a.

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a. variable

2.63% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a. variable

2.34% p.a.

loans.com.au

loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

Suncorp

Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

Illawarra Credit Union

Illawarra Credit Union

The Works Home Loan

1.99% p.a.variable for 24 months and then 2.50% p.a.

2.93% p.a.

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

HSBC

HSBC

Home Value Loan

2.59% p.a.

2.60% p.a.

loans.com.au

loans.com.au

Fixed Home Loan

1.99% p.a.
fixed 3 years

2.70% p.a.

UBank

UBank

UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.27% p.a.

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

Bank of Queensland

Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.18% p.a.
fixed 3 years

3.62% p.a.

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

Qudos Bank

Qudos Bank

Fixed Rate Home Loan

2.19% p.a.
fixed 3 years

2.68% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.