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Resi Flexi Options Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $250,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $10,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $10,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $10,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $250,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000 $2,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $10,000 $2,000,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $10,000 $2,000,000

Rate
2.77% p.a.
Comparison Rate
2.81% p.a.
Service fee
$0.00
Upfront fee
$480
Rate
3.17% p.a.
Comparison Rate
3.23% p.a.
Service fee
$0.00
Upfront fee
$744
Rate
3.37% p.a.
Comparison Rate
3.43% p.a.
Service fee
$0.00
Upfront fee
$744
Rate
4.22% p.a.
Comparison Rate
4.28% p.a.
Service fee
$0.00
Upfront fee
$744
Rate
3.09% p.a.
Comparison Rate
3.13% p.a.
Service fee
$0.00
Upfront fee
$480
Rate
3.34% p.a.
Comparison Rate
3.38% p.a.
Service fee
$0.00
Upfront fee
$480
Rate
3.52% p.a.
Comparison Rate
3.58% p.a.
Service fee
$0.00
Upfront fee
$744
Rate
3.77% p.a.
Comparison Rate
3.83% p.a.
Service fee
$0.00
Upfront fee
$744
Rate
3.72% p.a.
Comparison Rate
3.78% p.a.
Service fee
$0.00
Upfront fee
$744
Rate
3.34% p.a.
Comparison Rate
3.40% p.a.
Service fee
$0.00
Upfront fee
$744

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.77% p.a.

  • n/a

  • n/a

  • n/a

  • 2.81% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • Yes - free

  • no

  • yes- free

  • $1.00

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.17% p.a.

  • n/a

  • n/a

  • n/a

  • 3.23% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • Yes - free

  • no

  • yes- free

  • $1.00

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.37% p.a.

  • n/a

  • n/a

  • n/a

  • 3.43% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • 80.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • Yes - free

  • no

  • yes- free

  • $1.00

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.22% p.a.

  • n/a

  • n/a

  • n/a

  • 4.28% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Fortnightly, Monthly

  • Yes - free

  • no

  • yes- free

  • $1.00

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.09% p.a.

  • n/a

  • n/a

  • n/a

  • 3.13% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • no

  • yes - free

  • $1.00

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.34% p.a.

  • n/a

  • n/a

  • n/a

  • 3.38% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • no

  • yes - free

  • $1.00

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.52% p.a.

  • n/a

  • n/a

  • n/a

  • 3.58% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • Yes - free

  • no

  • yes- free

  • $1.00

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.77% p.a.

  • n/a

  • n/a

  • n/a

  • 3.83% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • no

  • yes - free

  • $1.00

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.72% p.a.

  • n/a

  • n/a

  • n/a

  • 3.78% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • no

  • yes - free

  • $1.00

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.34% p.a.

  • n/a

  • n/a

  • n/a

  • 3.40% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $0.00

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • no

  • yes - free

  • $1.00

  • yes

  • optional - $10 per month

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Resi home loans rated by the Mozo community?

Overall
7.1/10
Price
7.3/10
Features
7.3/10
Customer service
6.8/10
Convenience
6.5/10
Trust
6.8/10

Latest review of Resi Flexi Options Home Loan

  • Overall 1/10
    Terrible service, too slow

    While Resi was great to get a loan through in the beginning, now that I am selling they are dragging out the release of the title, so much so that it may look like I might lose the sale. It has been 8 months of he said she said, between the conveyancer and Resi Home loans. Not good enough.

    Read full review

    While Resi was great to get a loan through in the beginning, now that I am selling they are dragging out the release of the title, so much so that it may look like I might lose the sale. It has been 8 months of he said she said, between the conveyancer and Resi Home loans. Not good enough.

    Price
    7/10
    Features
    7/10
    Customer service
    1/10
    Convenience
    1/10
    Trust
    1/10
    Less
    Robert, South Australia reviewed about 7 years ago
Resi

About Resi

Resi Mortgage Corporation is a home loans specialist that has been helping Australians with their home loans for over 20 years. Resi offers award-winning home loans with low rates and loads of flexible features. Whether you're a first home buyer, moving house, refinancing or investing, Resi has a home loan to suit. What's more, Resi doesn't just want to sell you a home loan. They want to build a relationship with you as you move through the stages of your life.

See Resi home loans

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The Works Home Loan

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loans.com.au

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

Athena

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AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

UBank

UBank

UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.27% p.a.

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

Suncorp

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Back to Basics

2.54% p.a. variable

2.55% p.a.

loans.com.au

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Smart Home Loan

2.48% p.a. variable

2.50% p.a.

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a. variable

2.63% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a. variable

2.34% p.a.

loans.com.au

loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

Suncorp

Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

Illawarra Credit Union

Illawarra Credit Union

The Works Home Loan

1.99% p.a.variable for 24 months and then 2.50% p.a.

2.93% p.a.

Newcastle Permanent

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Real Deal Home Loan

2.59% p.a.

2.63% p.a.

HSBC

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Home Value Loan

2.59% p.a.

2.60% p.a.

loans.com.au

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Fixed Home Loan

1.99% p.a.
fixed 3 years

2.70% p.a.

UBank

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UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.27% p.a.

Virgin Money

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Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

Bank of Queensland

Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.18% p.a.
fixed 3 years

3.62% p.a.

HSBC

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Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

UBank

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UHomeLoan (1 Year Fixed)

n/a

n/a

Qudos Bank

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Fixed Rate Home Loan

2.19% p.a.
fixed 3 years

2.68% p.a.

loans.com.au

loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

$0.00

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

$0.00

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

$0.00

Suncorp

Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

$0.00

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a.

2.50% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

$0.00

Yard

Yard

Variable Home Loan Special

2.09% p.a.

2.12% p.a.

$0.00

Qudos Bank

Qudos Bank

No Frills Home Loan

2.54% p.a.

2.54% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.