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St.George Fixed Home Loan (Advantage Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 70% $150,000
Owner Occupier Principal & Interest 70%-80% $150,000
Owner Occupier Principal & Interest 80%-95% $150,000
Owner Occupier Interest Only < 70% $150,000
Owner Occupier Interest Only 70%-80% $150,000
Investor Principal & Interest < 70% $150,000
Investor Principal & Interest 80%-95% $150,000
Investor Principal & Interest 70%-80% $150,000
Investor Interest Only 70%-80% $150,000
Investor Interest Only < 70% $150,000
Investor Interest Only 80%-90% $150,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $150,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-95%
    Loan: $150,000
  • Owner Occupier (Interest Only)
    LVR < 70%
    Loan: $150,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR 80%-95%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $150,000
  • Investor (Interest Only)
    LVR < 70%
    Loan: $150,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $150,000
Fixed 3 year rate
6.59% p.a.
Comparison Rate
7.50% p.a.
Service fee
$395.00 yearly
Upfront fee
$100
Fixed 3 year rate
6.69% p.a.
Comparison Rate
7.60% p.a.
Service fee
$395.00 yearly
Upfront fee
$100
Fixed 3 year rate
6.99% p.a.
Comparison Rate
7.89% p.a.
Service fee
$395.00 yearly
Upfront fee
$100
Fixed 3 year rate
6.89% p.a.
Comparison Rate
7.99% p.a.
Service fee
$395.00 yearly
Upfront fee
$100
Fixed 3 year rate
6.99% p.a.
Comparison Rate
8.09% p.a.
Service fee
$395.00 yearly
Upfront fee
$100
Fixed 3 year rate
6.69% p.a.
Comparison Rate
7.91% p.a.
Service fee
$395.00 yearly
Upfront fee
$100
Fixed 3 year rate
7.09% p.a.
Comparison Rate
8.30% p.a.
Service fee
$395.00 yearly
Upfront fee
$100
Fixed 3 year rate
6.79% p.a.
Comparison Rate
8.01% p.a.
Service fee
$395.00 yearly
Upfront fee
$100
Fixed 3 year rate
6.89% p.a.
Comparison Rate
8.24% p.a.
Service fee
$395.00 yearly
Upfront fee
$100
Fixed 3 year rate
6.79% p.a.
Comparison Rate
8.14% p.a.
Service fee
$395.00 yearly
Upfront fee
$100
Fixed 3 year rate
7.19% p.a.
Comparison Rate
8.53% p.a.
Service fee
$395.00 yearly
Upfront fee
$100

Mozo editorial review St.George Fixed Home Loan (Advantage Package) - last updated: 9 May 2024

binocular icon
What's hot
  • 6.59% fixed rate (7.64% comparison rate*) for 1 year, LVRs below 70%
  • Refinance cashback offer (T&Cs apply)
  • Partial offset account, extra repayments and redraw facility
What's not
  • $395 loan account fee (charged annually)
Mozo snapshot

If you prefer to bank with a well known institution but don’t want to sacrifice getting a great rate, look no further than the St.George Fixed Home Loan (Advantage Package). With fixed rates starting at 6.49% (7.54% comparison rate*), no upfront fees to worry about and flexible repayment features, such as a partial offset account and extra repayments, this is a loan that seriously delivers in value.

key icon
Key features

With rates for every type of borrower and a host of flexible features, the St.George Fixed Home Loan (Advantage Package) is a loan worth considering. 

With the Fixed Home Loan (Advantage Package), the rate you receive will depend on the size of your deposit, with rates starting at 6.49% (7.54% comparison rate*) for for owner occupiers making principal and interest repayments. Interest-only options are also available. 

There are different rates depending on the LVR tier you're on. The tiers are:

  • Up to 70% LVR
  • 70.01% - 80% LVR
  • More than 80.01% LVR

No matter what rate you get, you won’t pay any upfront fees and you will be able to make free extra repayments of up to $30,000 a year. And if you ever need to dip back into those repayments, you’ll be able to at no extra cost, thanks to the free redraw facility. There’s also a partial offset account up for grabs and you’ll have your choice of repayment schedule of either weekly, fortnightly or monthly. 

And before you sign the dotted line, just remember that this loan does come with a $395 loan account fee (charged annually), $350 loan discharge fee and $100 settlement fee. 

There is also currently a $2,000 refinance cashback offer up for grabs for customers with a minimum loan size of $250,000 and LVR less than or equal to 80% (excludes refinances from Westpac Group) who apply by 30 June 2024.

snapshot
Who is it good for

The St.George Fixed Home Loan (Advantage Package) could be a great choice for borrowers in the market for a packaged loan, that comes with a range of features and a solid interest rate. This loan could also suit refinancers looking to earn a little more bang for their buck when they switch. 

question icon
Any catches

While borrowers can save on the lack of upfront fee and competitve fixed rates, they will need to budget for the $395 loan account fee (charged annually).

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.59% (7.65%*)

6.49% (7.55%*)

6.59% (7.50%*)

6.59% (7.44%*)

6.69% (7.42%*)

n/a

n/a

7.39% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

none

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

Receive $2,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 80% (excludes refinances from Westpac Group), apply by 30 June 2024 and settle by 31 October 2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (7.75%*)

6.59% (7.65%*)

6.69% (7.60%*)

6.69% (7.54%*)

6.79% (7.52%*)

n/a

n/a

7.49% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

Receive $2,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 80% (excludes refinances from Westpac Group), apply by 30 June 2024 and settle by 31 October 2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.99% (8.04%*)

6.89% (7.94%*)

6.99% (7.89%*)

6.99% (7.83%*)

7.09% (7.81%*)

n/a

n/a

7.79% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

80.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

Receive $2,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 80% (excludes refinances from Westpac Group), apply by 30 June 2024 and settle by 31 October 2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.89% (8.20%*)

6.79% (8.07%*)

6.89% (7.99%*)

6.89% (7.90%*)

6.99% (7.87%*)

n/a

n/a

7.98% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

none

70.00%

Features

Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.99% (8.30%*)

6.89% (8.17%*)

6.99% (8.09%*)

6.99% (8.00%*)

7.09% (7.97%*)

n/a

n/a

8.08% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (8.15%*)

6.49% (7.98%*)

6.69% (7.91%*)

6.69% (7.81%*)

6.79% (7.76%*)

n/a

n/a

7.95% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

none

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

Receive $2,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 80% (excludes refinances from Westpac Group), apply by 30 June 2024 and settle by 31 October 2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.09% (8.54%*)

6.89% (8.37%*)

7.09% (8.30%*)

7.09% (8.20%*)

7.19% (8.15%*)

n/a

n/a

8.35% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

80.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

Receive $2,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 80% (excludes refinances from Westpac Group), apply by 30 June 2024 and settle by 31 October 2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (8.25%*)

6.59% (8.08%*)

6.79% (8.01%*)

6.79% (7.91%*)

6.89% (7.86%*)

n/a

n/a

8.05% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

Receive $2,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 80% (excludes refinances from Westpac Group), apply by 30 June 2024 and settle by 31 October 2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.89% (8.51%*)

6.64% (8.31%*)

6.89% (8.24%*)

6.89% (8.12%*)

6.99% (8.06%*)

n/a

n/a

8.34% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

Receive $2,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 80% (excludes refinances from Westpac Group), apply by 30 June 2024 and settle by 31 October 2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (8.42%*)

6.54% (8.22%*)

6.79% (8.14%*)

6.79% (8.02%*)

6.89% (7.96%*)

n/a

n/a

8.24% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

none

70.00%

Features

Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

Receive $2,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 80% (excludes refinances from Westpac Group), apply by 30 June 2024 and settle by 31 October 2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.19% (8.81%*)

6.94% (8.61%*)

7.19% (8.53%*)

7.19% (8.41%*)

7.29% (8.35%*)

n/a

n/a

8.64% p.a.

Fees

$0.00

$0.00

$0.00

$100.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

80.00%

90.00%

Features

Monthly

yes - free up to $30,000 during the fixed rate term

yes

yes - free

$0.00

yes

yes - partial only

none

Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M

Receive $2,000 refinance cashback, min loan size of $250,000 and LVR less than or equal to 80% (excludes refinances from Westpac Group), apply by 30 June 2024 and settle by 31 October 2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall
7.4/10
Price
6.6/10
Features
6.3/10
Customer service
7.1/10
Convenience
7.4/10
Trust
6.9/10
Based on 1559 St.George home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of St.George Fixed Home Loan (Advantage Package)

About St.George

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a. variable

6.17% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a. variable

6.39% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a.

6.01% p.a.

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

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ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

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Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

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loans.com.au

Variable Home Loan 90

6.04% p.a.

6.06% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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