The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Investor | Principal & Interest | 70%-90% | $150,000 | |
| | Investor | Principal & Interest | < 70% | $150,000 | |
| | Investor | Interest Only | < 70% | $150,000 | |
| | Investor | Interest Only | 70%-80% | $150,000 |
Investor (Principal & Interest)
LVR 70%-90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 70%
Loan: $150,000
Investor (Interest Only)
LVR < 70%
Loan: $150,000
Investor (Interest Only)
LVR 70%-80%
Loan: $150,000
3.84% p.a.
n/a
n/a
n/a
4.24% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
none
70.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products.
Receive $2,000 cashback per property plus $1,000 for the first application when you refinance a property of at least $250,000 and an LVR <80% with a Flexi First Option loan or a Premier Advantage Package (excludes refinances from Westpac Group).
3.74% p.a.
n/a
n/a
n/a
4.15% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
70.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products.
Receive $2,000 cashback per property plus $1,000 for the first application when you refinance a property of at least $250,000 and an LVR <80% with a Flexi First Option loan or a Premier Advantage Package (excludes refinances from Westpac Group).
4.00% p.a.
n/a
n/a
n/a
4.40% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
70.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products.
Receive $2,000 cashback per property plus $1,000 for the first application when you refinance a property of at least $250,000 and an LVR <80% with a Flexi First Option loan or a Premier Advantage Package (excludes refinances from Westpac Group).
4.10% p.a.
n/a
n/a
n/a
4.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$350.00
$150,000
none
70.00%
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products.
Receive $2,000 cashback per property plus $1,000 for the first application when you refinance a property of at least $250,000 and an LVR <80% with a Flexi First Option loan or a Premier Advantage Package (excludes refinances from Westpac Group).
On sign up with no family. They were amazing. With a huge amount of equity $400k now and with kids we would like to renovate and they will not help us, have tried 3 times with negative response.
Read full reviewOn sign up with no family. They were amazing. With a huge amount of equity $400k now and with kids we would like to renovate and they will not help us, have tried 3 times with negative response.
The interest rate is not as competitive as other financial institutions. It was given to us by a stockbroker.
Read full reviewThe interest rate is not as competitive as other financial institutions. It was given to us by a stockbroker.
Westpac helped us refinance when we didn't quite qualify. They could see our long term plan and helped implement it.
Read full reviewWestpac helped us refinance when we didn't quite qualify. They could see our long term plan and helped implement it.
Great bank this far, only been with them for two years. Had a call yesterday to discuss my home and investment loans, so very happy.
Read full reviewGreat bank this far, only been with them for two years. Had a call yesterday to discuss my home and investment loans, so very happy.
Good loan, nice staff.
Read full reviewGood loan, nice staff.
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
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