The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Investor | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Investor | Principal & Interest | < 90% | $250,000 | $499,999 |
| | Investor | Principal & Interest | < 90% | $500,000 | $749,999 |
| | Investor | Principal & Interest | < 90% | $750,000 | |
| | Investor | Interest Only | < 80% | $150,000 | $249,999 |
| | Investor | Interest Only | < 80% | $250,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 | $749,999 |
| | Investor | Interest Only | < 80% | $750,000 |
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
Investor (Principal & Interest)
LVR < 90%
Loan: $250,000 $499,999
Investor (Principal & Interest)
LVR < 90%
Loan: $500,000 $749,999
Investor (Principal & Interest)
LVR < 90%
Loan: $750,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Investor (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Investor (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Investor (Interest Only)
LVR < 80%
Loan: $750,000
5.33% p.a.
5.70% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.33% p.a.
5.70% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.33% p.a.
5.70% p.a.
$395.00 yearly
5.13% p.a.
5.51% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.13% p.a.
5.51% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.13% p.a.
5.51% p.a.
$395.00 yearly
5.08% p.a.
5.46% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.08% p.a.
5.46% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.08% p.a.
5.46% p.a.
$395.00 yearly
5.03% p.a.
5.41% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.03% p.a.
5.41% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.03% p.a.
5.41% p.a.
$395.00 yearly
5.84% p.a.
6.20% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.84% p.a.
6.20% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.84% p.a.
6.20% p.a.
$395.00 yearly
5.64% p.a.
6.01% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.64% p.a.
6.01% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.64% p.a.
6.01% p.a.
$395.00 yearly
5.59% p.a.
5.96% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.59% p.a.
5.96% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.59% p.a.
5.96% p.a.
$395.00 yearly
5.54% p.a.
5.91% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.54% p.a.
5.91% p.a.
$395.00 yearly
Westpac Rocket Investment Loan (Premier Advantage Package)
5.54% p.a.
5.91% p.a.
$395.00 yearly
Rates and fees information correct as at 19 September 2018.
5.33% p.a.
n/a
0 Months
none
5.70% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 19 September 2018.
5.13% p.a.
n/a
0 Months
none
5.51% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.
Rates and fees information correct as at 19 September 2018.
5.08% p.a.
n/a
0 Months
none
5.46% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.
Rates and fees information correct as at 19 September 2018.
5.03% p.a.
n/a
0 Months
none
5.41% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$750,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 500,000 Velocity Frequent Flyer Points for home loans $1m and over.
Rates and fees information correct as at 19 September 2018.
5.84% p.a.
n/a
0 Months
none
6.20% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 19 September 2018.
5.64% p.a.
n/a
0 Months
none
6.01% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.
Rates and fees information correct as at 19 September 2018.
5.59% p.a.
n/a
0 Months
none
5.96% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.
Rates and fees information correct as at 19 September 2018.
5.54% p.a.
n/a
0 Months
none
5.91% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 500,000 Velocity Frequent Flyer Points for home loans $1m and over.
Easy to deal with and arrange mortgage from pre-approval to the draw down during building. Always...
Read full review
Easy to deal with and arrange mortgage from pre-approval to the draw down during building. Always able to contact to discuss any issues.
Less
Lindsay | Western Australia
reviewed about 2 years ago
Poor customer service. Good product but not comparing with Reserve Bank rate.
Read full review
Poor customer service. Good product but not comparing with Reserve Bank rate.
Less
Dianne | New South Wales
reviewed over 2 years ago
I like Westpac as I have a great variable rate and great customer service, but I don't like...
Read full review
I like Westpac as I have a great variable rate and great customer service, but I don't like Westpac as that doesn't come easy and it's not for everyone. What I mean is my assertive, research oriented ways allow me to compel them to give me best rates, especially as we own multiple homes but if you don't call them, stay on them and know your rates, Westpac doesn't look after you. So far as customer service it's excellent IF you get the right person in the bank or on the phone. At times I've said I need to go and ring back as I find the person on the other end unhelpful or not knowledgeable enough. In a nutshell Westpac is great IF you're willing to work, if you're not, they're not, in my opinion.
Less
Julie | Victoria
reviewed over 2 years ago
I have had two loans with Westpac for close to 25 years. Recent financial hardship following a...
Read full review
I have had two loans with Westpac for close to 25 years. Recent financial hardship following a redundancy made life very difficult, it was so great to receive hardship guidance and a plan to assist us to get back on track. It was done with grace and I felt respected and heard. The loan is now back in line and I'm grateful not to have been hounded but worked with. I would only like to add that branch managers are and should be more stable in your organisation, they seem to change every year
Less
Sue | Victoria
reviewed over 2 years ago
A big 4 bank that feels safe but is definitely after large profit and is not overly concerned...
Read full review
A big 4 bank that feels safe but is definitely after large profit and is not overly concerned with everyday customers.
Less
Leona | Victoria
reviewed over 2 years ago
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
