1st for Women Comprehensive Car Insurance

Mozo snapshot:

If you’re after a comprehensive car insurance policy that offers cover for a range of events, with products tailor-made for the needs of Aussie women, then 1st for Women might be the one for you.

Key features:

1st for Women created a car insurance company after research in 2002 found that female drivers are statistically lower risk when it comes to insurance compared to male drivers, due to claims involving less damage.

With the 1st for Women comprehensive car insurance policy, you’ll receive a range of cover, without the hefty bill, like repair damage costs not only to your car, but also the other cars and property that were involved. 

Not only can you access a 24/ 7 claims service, but in the event that your car is written off, 1st for Women will replace it with a brand spanking new car, as long as it’s less than 12 months old or has driven less than 20,000 kilometres.

If your keys get lost or stolen the policy will cover the costs up to $1,000. 1st for Women will also repair or replace any personal effects (up to $250), including child seats in your car if they are damaged in the event of a crash and emergency transport and accommodation of up to $100 a day ($300 in total).

There are a few features that aren’t covered as part of 1st for Women standard Comprehensive Car Insurance policy. If you want to make sure you’re ready for anything then there’s extras like roadside assistance, rental car cover (up to 14 days if it is damaged in an at-fault accident) or the option to reduce your windscreen excess by varying your premium.

Who it's good for:

Women who don’t want to pay a high premium, but also want peace of mind knowing that in the event of a crash, they won’t get dumped with a hefty repair bill.