Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Last updated 30 October 2024
Important disclosures
Important disclosures
Advertiser disclosure
This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
We also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. While we pride ourselves on covering a wide range of products, we don't cover every product in the market.
Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Australian Unity car insurance
Comprehensive Cover
Monthly premiums
Yes
Choice of repairer
Yes
Choice of excess
$600 - $2,100
Agreed or market value
Agreed or Market
Available discounts
No claim discount
Online discount 10%
Safe Driver Discount up to 15%
Online discount 15%
Named Driver option up to 5.8%
Link not supplied
Details Close
Monthly premiums available
Yes
Choice of repairer
Yes
Choice of excess
$600 - $2,100
Agreed or market value
Agreed or Market
Discounts available
No claim discount|Online discount 10%|Safe Driver Discount up to 15%| Online discount 15%|Named Driver option up to 5.8%
Quote time
States where offered
SA VIC NT TAS NSW ACT QLD WA
Roadside assistance
No
Genuine parts
No
New car if written off
Yes - within 2 years of original registration
Windscreen cover
Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.
Personal property cover
Up to $1,000
Replacement key cover
Up to $1,000 if stolen.
Baby capsule or child seat cover
Up to $500.
Trailer or caravan cover
Up to $1,000.
Modifications
Covered only if agreed in writing.
Emergency repairs
Up to $500
Emergency options
Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 100 km from home.
Rental car after theft
Yes - Up to 30 days, $100 per day.
Rental car after accident
Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.
Rental car liability
Yes - legal liability cover when using a substitute vehicle. $3,000 contribution towards excess or security bond when using a hire car after an event.
Legal liability cover
20000000
Accidental death of driver
Up to $25,000 within 12 months of the injury.
Young driver excess imposed
$600 for drivers under 25, $1,800 for unlisted drivers.
Rideshare cover
Optional Extra
Other restrictions
Other benefits
Online discount
10%
Multi-policy discount
No claim discount
Maximum no claim discount is protected for life against no-fault claims in past 2 years and having held the maximum no claims discount level in past 2 years. Others can purchase protection for extra premium.
Low km discount
false
Your selected car insurance
Thanks!
Please check your inbox for your shortlisted car insurance
Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Overall customer rating for Australian Unity car insurance
2.8
Price
5.0
Features
5.0
Customer service
2.8
Convenience
0.5
Trust
2.8
Based on 2 product reviews.
Customer reviews
Important disclosures
Important disclosures
Important information about the Mozo customer ratings
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. More about the Mozo customer ratings.
K
Kate
New South Wales -
0.5
Don't use Unity insurance
I was hit in my car by a driver insured by Australian Unity. We were in a car park at the time. It was 19/12/22
The back passenger door was destroyed
The insurance company made contact the same day providing details of the car repair shop to go to AND assuring me that I would be provided with a hire car for the duration of the repair. We attended the repair shop the next day and were told that the car would be fixed in early Jan 23
BTW my husband has just had a knee replacement so is not highly mobile
By 6/1/23 I had heard nothing from the insurance company and needed to expedite the repair Saw the repair ship on 6/1/23 who checked all the details and got the "go ahead" from the insurance company to start repairs the following Monday (9/1/23)
Delivered the car at 7.30am 9/1/23 - no problem
HOWEVER the insurance company had NOT approved the hire car (they're in Perth - 3 hours behind dont you know? and it'll be several hours before the assessor gets there to approve the hire car
To summarise - I was NOT the at fault driver (she was having a bad day she said) but I was significantly inconvenienced by NOT having a car for an entire day, and out of pocket by $50 (cab) so we could return to our place. My husband (with his new knee) then had to get to the physio on foot AS WE STILL HAD NO CAR.
NINE PHONE CALLS were needed before we got approval for a hire car. I hope you send me a survey and get measured on net promoter. You'll be getting a highly dissatisfied and wouldn't recommend to my worst enemy from me. What a waste of our holiday - an entire day.
*
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.