Mozo Review Beyond Bank Comprehensive Car Insurance Review
Last updated: 26 September 2019.
2019 Mozo Experts Choice Award
Your choice of repairer
Monthly premiums available
10% online discount
$600 excess for listed drivers under 25
If you’re after quality car insurance at a low price, look no further than Beyond Bank Comprehensive Car Insurance - a 2019 Mozo Experts Choice Award winner in for Exceptional Value Car Insurance. With this flexible policy, not only can you choose your own repairer, but there is the option to pay monthly premiums if that suits you better.
Comprehensive Car Insurance offered by Beyond Bank is worth considering to protect your set of wheels if your after flexibility and a solid amount of cover for your car and what’s inside it.
If you get in a crash Beyond Bank has you sorted. You will be covered up to $500 for repairs to your vehicle without assessment, and if your car needs to be towed your policy covers reasonable towing costs as well as up to $1,000 in travel or accommodation costs. New car? You’ll get your car replaced if your car is written off within 2 years of its original registration.
With Beyond Bank Comprehensive Car Insurance, customers have up to $1,000 of personal property cover in the case of theft or damage. Not only that, if you have a baby seat in your car, you can rest easy knowing that you have an additional $500 in cover if anything were to happen to it.
Keep in mind though not everything is covered under a comprehensive policy, some things are optional extras. If you require a rental car after an accident, whether you were at fault or not, you must opt for this extra when you take out insurance. There is also the option to reduce the excess on your first windscreen claim each year to $0, but for an additional premium.
Who it's good for:
Beyond Bank’s Comprehensive Car Insurance could suit anyone who wants flexible options including choosing their own repairer and paying premiums on a time schedule that suits them.
Keep in mind that there is a hefty excess for young drivers. You could face $600 for drivers that are under 25 and listed on your policy, and for unlisted drivers under 25 there is a whopping $1,800 excess.
Rates and fees information correct as at 18 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
$350 - $2,100
$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.
Protection of maximum no claim discount for 1 claim per period can be purchased with extra premium.
Agreed or Market
- within 2 years of original registration
Up to $1,000 if damaged or stolen.
Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
Up to $500
Reasonable towing costs. Up to $1,000 travel and accommodation costs.
- Up to 30 days, max $100 per day.
t at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.
Yes - legal liability cover when using a substitute vehicle. $3,000 contribution towards excess or security bond when using a hire car after an event.