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Beyond Bank Comprehensive Car Insurance

Monthly premiums available
Maximum no claim discount
Not Published
Online discount
Choice of repairer

Mozo editorial review Beyond Bank Comprehensive Car Insurance

Last updated: 17 September 2020.

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What's hot
  • Your choice of repairer
  • Monthly premiums available
  • 10% online discount
What's not
  • $600 excess for listed drivers under 25
Mozo snapshot

If you’re after quality car insurance at a low price, look no further than Beyond Bank Comprehensive Car Insurance. With this flexible policy, not only can you choose your own repairer, but there is the option to pay monthly premiums if that suits you better.

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Key features

Comprehensive Car Insurance offered by Beyond Bank is worth considering to protect your set of wheels if you're after flexibility and a solid amount of cover for your car and what’s inside it.  

If you get in a crash, Beyond Bank has you sorted. You will be covered up to $500 for repairs to your vehicle without assessment, and if your car needs to be towed your policy covers reasonable towing costs as well as up to $1,000 in travel or accommodation costs. New car? You’ll get your car replaced if your car is written off within two years of its original registration. 

With Beyond Bank Comprehensive Car Insurance, customers have up to $1,000 of personal property cover in the case of theft or damage. Not only that, if you have a baby seat in your car, you can rest easy knowing that you have an additional $500 in cover if anything were to happen to it. 

Keep in mind, not everything is covered under a comprehensive policy. If you require a rental car after an accident, whether you were at fault or not, you must opt for this extra when you take out insurance. There is also the option to reduce the excess on your first windscreen claim each year to $0, but for an additional premium.

Who is it good for

Beyond Bank’s Comprehensive Car Insurance could suit anyone who wants flexible options including choosing their own repairer and paying premiums on a time schedule that suits them.

Any catches

Keep in mind that there is a hefty excess for young drivers. You could face $600 for drivers that are under 25 and listed on your policy, and for unlisted drivers under 25 there is a whopping $1,800 excess.


Rates and fees information correct as at 30 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes

  • $350 - $2,100

  • $600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

  • Not Published

  • 6 years

  • n/a

  • n/a

  • Protection of maximum no claim discount for 1 claim per period can be purchased with extra premium.

  • n/a

Service features
  • No

  • Yes

  • Yes

  • n/a

  • n/a

Coverage summary
  • Agreed or Market

  • Yes - within 2 years of original registration

  • Up to $1,000 if damaged or stolen.

  • Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $1,000 travel and accommodation costs.

  • Yes - Up to 30 days, max $100 per day.

  • Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

  • Yes - legal liability cover when using a substitute vehicle. $3,000 contribution towards excess or security bond when using a hire car after an event.

  • Up to $1,000

  • Up to $1,000 if stolen.

  • Up to $500

  • Covered only if agreed in writing.

  • $25,000 within 90 days of accident.

  • Optional Extra

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

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Beyond Bank

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