Beyond Bank - Comprehensive Car Insurance

Discounts and excesses

• Monthly premiums available

• Choice of excess

  $600 - $2,100

• Young driver excess imposed

  none

• Maximum no claim discount table

  Not Published

• Maximum no claim discount term

  6 years

• Online discount

  n/a

• Multi policy discount

  none

• No claim discount

  Protection of maximum no claim discount for 1 claim per period can be purchased with extra premium.

• Discounts available

  none

Service features

• Roadside assistance

• Choice of repairer

• Claims service 24 7

• Other benefits

  none

• Other restrictions

  none

Coverage summary

• Agreed or market value

  Agreed or Market

• New car if written off

  - within 2 years of registration

• Personal property cover

  Up to $750 cover when car damaged/stolen.

• Windscreen cover

  Covered. Can pay extra for windscreen cover with no excess for one claim per year.

• Emergency repairs without assessment

  Up to $500

• Emergency options

  Reasonable towing costs. Up to $1,000 for emergency travel and accomodation.

• Rental car after theft

  - 30 days. Max $100 daily.

• Rental car after accident

  Optional extra - Up to 30 days, $100 daily

• Rental car liability

  $3000 contribution towards excess or security bond required; legal liability cover when using a substitute/hire vehicle

• Trailer or caravan cover

  Up to $1000 excluding contents of both trailer and caravan.

• Replacement keys

  Up to $1000 if stolen

• Baby capsule or seats

  Up to $500

• Modifications

  Covered only if agreed in writing.

• Accidental death cover for driver

  $25,00 if within 90 days