Hume Bank has partnered with Allianz to offer Aussies three unique car insurance options for different budgets and coverage needs. When it comes to price drivers can receive a discount on their premium if they’ve had a no-claim record or apply online. Keen to learn more? This page answers the frequently asked questions:
|Product||Monthly premiums available||Maximum no claim discount||Online discount||Choice of repairer|
up to 10%
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With Hume you have three types of policies to choose from. Here’s a snapshot of what each can do for you:
Comprehensive Insurance (the highest level of cover)
Third Party Fire and Theft Insurance (medium range of cover):
It really depends on how much you’re comfortable paying upfront to cover your risk. If you want the highest level of coverage Hume Bank can offer you (and you’re happy to pay more for it), opt for Comprehensive Insurance. Alternatively, if you think you could cover the shortfall if an unforeseen car incident happened down the track, maybe you’d prefer to pay less now by choosing the Third Party Property Damage Insurance policy.
Yes, here’s one: Unlike other car insurance policies in the market which designate a mechanic for you, Hume Bank will let you choose your own qualified mech to do the job if your vehicle gets damaged in an incident.
Hume Bank generates car insurance quotes using info such as your claims history, age and the suburb you live in. The more risky you appear to be as an applicant, the higher your premium will be.
No longer a spring chicken? The good news is that Hume Bank will reduce your premium if you restrict your cover to drivers 25 years and over.
Be glad you asked, because with Hume Bank you’ll save 10% on the first year of your insurance cover if you submit your application online. Even better, if you’ve never made a car insurance claim before, you’ll get rewarded in the form of a discount on your premium of up to 65%.
The easiest way to claim on your car insurance is through Hume Bank’s online form. Include as much info as you can so they can assess you ASAP. Soon after you hit “submit”, Allianz will get in touch with you on behalf of Hume to finalise your claim. Alternatively, you can lodge your claim over the phone. Try to include as much info about the incident as possible to give your claim every chance of success. Good luck!