Qantas car insurance

Qantas
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With a century’s worth of aviation history under its (seat)belt, Qantas is known as Australia’s oldest and most established airline. It’s been a staple in the skies for many years, but did you know that the ‘Spirit of Australia’ is now making its presence known on the ground as well?

That’s right, as of 2019, Qantas has been offering car insurance! Qantas Insurance has both third party property and comprehensive car insurance. Plus, if you like stashing Qantas Frequent Flyer Points, you’ll be happy to hear there are plenty of opportunities to nab a few with these insurance plans.

Qantas offers the following car insurance policies

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer  

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What types of car insurance does Qantas offer?

Qantas has three types of car insurance:

As with all types of third party property insurance, the first two types do not provide cover for damage done to your own car caused by an accident. For this you will have to take out Qantas Insurance’s Comprehensive Cover policy.

What does Qantas Comprehensive Car Insurance include?

Generally speaking, comprehensive car insurance is the highest level of cover you can get for your wheels. So as with most higher levels of car insurance, Qantas’ comprehensive plan covers damage to your own car from an accident and damage to other cars. 

In a little more detail, the policy covers:

The policy also has a number of optional extras, these include:

It should be noted that any optional extras you add on to your policy will up the overall cost of your premium.

How much does Qantas charge for roadside assistance?

Qantas roadside assistance comes in at an extra $1.60 a week. That’s $79.95 added on to your car insurance premium.

A lot of insurers offer roadside assistance as an optional extra, so most of the time you will have to pay a little bit extra for this service. Unless you want to be stranded in the middle of nowhere, you’ll most likely agree that it is worth it.

Qantas’ roadside assistance includes 24/7 assistance, plus access to a team of 2,800 roadside mechanics, so that you can get back on the road faster.

How does the Qantas no claims discount work?

Qantas Comprehensive Car Insurance comes with a fairly straightforward no claims discount for driving safely.

To break that down, for each consecutive year that you do not make an at-fault claim, your no claims discount will increase by a certain percentage. Qantas’ no claims discount in particular works on a rating system.

Your discount can increase for a maximum of five years and each year that you are still eligible, your rating will be increased. Rating One is the highest rating you can achieve and the ratings are as follows:

Rating One

15%

Rating Two

12%

Rating Three

9%

Rating Four

6%

Rating Five

3%

Plus, if you were receiving a no claims discount from your previous insurer, then Qantas may assign you one, based on your insurance and accident history.

How will Qantas work out my premium?

Your Qantas car insurance premium will be determined by a number of factors, including:

What Qantas Points are on offer?

As with most Qantas Points offers, you usually have to be a Qantas Frequent Flyer member to earn points. Some ways you can earn points with Qantas’ Comprehensive Cover include:

Making a claim with Qantas Insurance

With Qantas Car Insurance you can lodge a claim either online or by calling the number 13 49 60.

To make a claim you will need to provide the following information:

How does Qantas Insurance settle claims?

There are a number of ways Qantas may settle a claim, depending on the individual situation. These can include:

What information will I need to apply?

To sign up or receive a quote from Qantas you will need to provide your:

Generally, when you sign up to a policy, you will also be asked to provide a copy of your drivers license.

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