Qantas home insurance

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Based on 1 Qantas home insurance product review.
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Qantas might be best known for flying Aussies across the globe, but they’ve also got their feet on the ground when it comes to home insurance.

Offering building (or ‘home’) insurance, contents insurance, and a combined home and contents policy, Qantas Home Insurance is designed for Australian homeowners who want reliable coverage with flexible options. Essentials like fire, theft, and storm damage are all covered, and there’s the added bonus of earning Qantas Points on your premiums and wellbeing activities—so you get a little something back just for protecting your home.

Whether you’re here for the points or just solid, dependable coverage, Qantas gives you options worth considering.

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Last updated 23 April 2025 Important disclosures

Qantas home insurance

  • Home Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
      Optional Extra
    Monthly payments cost extra
    Calendar icon
    Yes
    Underinsurance protection
    Underinsurance protection icon
    Optional Extra - Up to 25% of home sum insured.
    New for old replacement
    Replacement icon
    Yes
    No Partner link
  • Contents Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
      Optional Extra
    Monthly payments cost extra
    Calendar icon
    Yes
    Underinsurance protection
    Underinsurance protection icon
    No
    New for old replacement
    Replacement icon
    Yes
    No Partner link
  • Home and Contents Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
      Optional Extra
    Monthly payments cost extra
    Calendar icon
    Yes
    Underinsurance protection
    Underinsurance protection icon
    Optional Extra - Up to 25% of home sum insured.
    New for old replacement
    Replacement icon
    Yes
    No Partner link

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Qantas home insurance ratings

Overall customer rating for Qantas home insurance

0.5
Based on 1 product review.

Customer reviews

Important disclosures

Qantas Home Insurance FAQs

What is Qantas’ underinsurance protection?

Qantas offers optional underinsurance protection, covering up to 25% beyond your building’s insured sum - something not all providers will offer. This feature can help with additional rebuild costs if your insured amount falls short. While some providers cap underinsurance at 30%, the difference is usually minor unless you own a high-value property or expect significant cost fluctuations.

Is there a cooling-off period for Qantas Home Insurance?

Yes, Qantas Home Insurance includes a 21-day cooling-off period. If you decide to cancel within 21 days of purchasing or renewing the policy (and you haven’t made a claim), you’ll receive a full refund of any premiums paid.

What is the excess on a Qantas Home Insurance policy?

Qantas offers a flexible excess range of $100-$5,000, allowing you to select an amount that balances your premium with potential out-of-pocket costs at claim time. This flexibility can be helpful if you want to adjust for lower upfront costs or reduced expenses during a claim.

Does Qantas offer landlord insurance?

While Qantas doesn’t offer standalone landlord insurance, you can add tenant default, tenant theft, and malicious tenant damage cover to your building policy as optional extras.

Does Qantas offer renters insurance?

There’s really no difference between renter’s insurance and content’s insurance besides clever marketing, so if you’re a renter, Qantas’ contents insurance policy should suit you just fine provided you’re happy with the policy details.

How do I make a claim with Qantas Home Insurance?

To make a claim, you can visit the Qantas Insurance claims portal or call their claims support line at 13 49 60. Be sure to have your incident details, photos, and other supporting documents ready for a quicker process.

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* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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