If you’re a woman looking for a home and contents insurance policy that’s packed with benefits and discounts, then look no further than the 1st for Women Home and Contents Insurance policy. This policy will cover your home and its contents against a number of events including both natural and man-made disasters. There is also an online combined policy discount on offer and your choice of excess.
Giving your home and its contents the cover it deserves could start with a 1st for Women Home and Contents Insurance policy. Designed for women, this insurance policy will cover your home against major events, such as fire, storms, robbery and vandalism.
But what’s a home without its belongings? The 1st for Women Home and Contents Insurance policy covers a range of contents from your credit card to home office equipment. Items like carpets and computer software are covered as well as jewellery. However, be sure to read through your PDS as each item is only covered for a certain amount. And if you’d like cover for any high-value belongings worth more than $1,000, you can list these as an optional extra on your policy to protect them inside your home and when you're out and about.
Remember, while underinsurance protection, accidental loss and accidental damage (beyond limited cover for glass breakage of contents) are all optional extras, there is no cover for power and storm surges.
A few other perks you might want to be aware of with this policy is that you’ll have your choice of excess, new for old cover, legal liability cover for up to $20 million, plus a 30% multi-policy and online discount on your first year's premium.
If you’re a woman looking for an insurance policy that offers a range of cover and awesome discounts then a 1st for Women Home and Contents Insurance policy could be a great choice for you.
If you want to pay your premium in monthly instalments, this will come at an extra cost. And if you keep business stock or farm equipment at your residence, this won't be covered.
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60 |
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Optional Extra - Up to 25% of building sum insured |
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Yes |
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$100 |
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true |
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no |
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30% combined and online discount |
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Yes |
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Up to 90 days, up to 20% of sum insured |
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Up to $1,000 |
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Up to $20,000,000 |
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n/a |
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n/a |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $1,000 |
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No |
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Yes |
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Up to $800 in total |
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No |
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Up to $3,000 combined with computer software |
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Hardware yes, software up to $3,000 combined with CDs/DVDs |
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Yes |
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Yes |
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Up to $2,500 per item |
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Up to $5,000 per item for artwork, up to $12,000 in total, up to $2,000 for collections |
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Up to $1,000 per item, up to $5,000 in total |
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No |
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No |
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No |
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Yes |
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Up to $2,000 |
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No |
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Up to $12,000 |
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Up to $7,000 for funeral costs |
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No |
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Up to $1,000 |
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Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets. |
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Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation. |
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Up to 10% sum insured combined with debris removal and demolition cost |
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Up to 10% of sum insured combined with demolition cost |
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Up to 10% of sum insured combined with debris removal cost |
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Up to 10% of sum insured |
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Up to 14 days for contents |
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Up to 20% of sum insured |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
I can trust that if in need, I'll be able to get insurance.
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