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1st for Women Home & Contents Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Optional Extra
Storm
Yes
Building cover
Contents cover
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Mozo editorial review 1st for Women Home & Contents Insurance - last updated: 24 February 2021

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What's hot
  • 30% combined policy and online discount available
  • New for old cover
  • Choice of excess
What's not
  • Does not cover business stock
  • Flexible payment periods cost extra
Mozo snapshot

If you’re a woman looking for a home and contents insurance policy that’s packed with benefits and discounts, then look no further than the 1st for Women Home and Contents Insurance policy. This policy will cover your home and its contents against a number of events including both natural and man-made disasters. There is also an online combined policy discount on offer and your choice of excess.

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Key features

Giving your home and its contents the cover it deserves could start with a 1st for Women Home and Contents Insurance policy. Designed for women, this insurance policy will cover your home against major events, such as fire, storms, robbery and vandalism. 

But what’s a home without its belongings? The 1st for Women Home and Contents Insurance policy covers a range of contents from your credit card to home office equipment. Items like carpets and computer software are covered as well as jewellery. However, be sure to read through your PDS as each item is only covered for a certain amount. And if you’d like cover for any high-value belongings worth more than $1,000, you can list these as an optional extra on your policy to protect them inside your home and when you're out and about.

Remember, while underinsurance protection, accidental loss and accidental damage (beyond limited cover for glass breakage of contents) are all optional extras, there is no cover for power and storm surges.

A few other perks you might want to be aware of with this policy is that you’ll have your choice of excess, new for old cover, legal liability cover for up to $20 million, plus a 30% multi-policy and online discount on your first year's premium.   

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Who is it good for

If you’re a woman looking for an insurance policy that offers a range of cover and awesome discounts then a 1st for Women Home and Contents Insurance policy could be a great choice for you.

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Any catches

If you want to pay your premium in monthly instalments, this will come at an extra cost. And if you keep business stock or farm equipment at your residence, this won't be covered.

Details

Rates and fees information correct as at 16 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

Optional Extra - Up to 25% of building sum insured

Yes

$100

true

n/a

30% combined and online discount

Yes

Up to 90 days, up to 20% of sum insured

Up to $1,000

Up to $20,000,000

n/a

n/a

Events

Optional Extra

Yes

Yes

Yes

Yes

Optional Extra

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

No

Yes

Yes

Yes

Yes

Buildings

Yes

Up to $1,000

No

Yes

Contents

Up to $800 in total

No

Up to $3,000 combined with computer software

Hardware yes, software up to $3,000 combined with CDs/DVDs

Yes

Yes

Up to $2,500 per item

Up to $5,000 per item for artwork, up to $12,000 in total, up to $2,000 for collections

Up to $1,000 per item, up to $5,000 in total

No

No

No

Yes

Up to $2,000

No

Up to $12,000

Other cover

Up to $7,000 for funeral costs

No

Up to $1,000

Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation.

Up to 10% sum insured combined with debris removal and demolition cost

Up to 10% of sum insured combined with demolition cost

Up to 10% of sum insured combined with debris removal cost

Up to 10% of sum insured

Up to 14 days for contents

Up to 20% of sum insured

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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