If you’re a woman looking for a home and contents insurance policy that’s packed with benefits and discounts, then look no further than the 1st for Women Home and Contents Insurance policy. This policy will cover your home and its contents against a number of events including both natural and man-made disasters. There is also an online combined policy discount on offer and your choice of excess.
Giving your home and its contents the cover it deserves could start with a 1st for Women Home and Contents Insurance policy. Designed for women, this insurance policy will cover your home against major events, such as fire, storms, robbery and vandalism.
But what’s a home without its belongings? The 1st for Women Home and Contents Insurance policy covers a range of contents from your credit card to home office equipment. Items like carpets and computer software are covered as well as jewellery. However, be sure to read through your PDS as each item is only covered for a certain amount. And if you’d like cover for any high-value belongings worth more than $1,000, you can list these as an optional extra on your policy to protect them inside your home and when you're out and about.
Remember, while underinsurance protection, accidental loss and accidental damage (beyond limited cover for glass breakage of contents) are all optional extras, there is no cover for power and storm surges.
A few other perks you might want to be aware of with this policy is that you’ll have your choice of excess, new for old cover, legal liability cover for up to $20 million, plus a 30% multi-policy and online discount on your first year's premium.
If you’re a woman looking for an insurance policy that offers a range of cover and awesome discounts then a 1st for Women Home and Contents Insurance policy could be a great choice for you.
If you want to pay your premium in monthly instalments, this will come at an extra cost. And if you keep business stock or farm equipment at your residence, this won't be covered.
60
Optional Extra - Up to 25% of building sum insured
Yes
$100
true
n/a
30% combined and online discount
No
Up to 90 days, up to 20% of sum insured
Up to $1,000
Up to $20,000,000
n/a
n/a
Optional Extra
Yes
Yes
Yes
Yes
Optional Extra
Yes
Optional Extra, up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Up to $1,000
No
Yes
Up to $500
No
Up to $3,000 combined with computer software
Hardware yes, software up to $3,000 combined with CDs/DVDs
Yes
Yes
Up to $2,500 per item
Up to $5,000 per item for artwork, up to $12,000 in total, up to $2,000 for collections
Up to $1,000 per item, up to $5,000 in total
No
No
No
Yes
Up to $2,000
No
Up to $12,000
Up to $7,000 for funeral costs
No
Up to $1,000
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation.
Up to 10% sum insured combined with debris removal and demolition cost
Up to 10% of sum insured combined with demolition cost
Up to 10% of sum insured combined with debris removal cost
No
No
Up to 20% of sum insured
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
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