Apia Contents Insurance

The details shown below are for the Contents Extra Insurance

The details shown below are for the Contents Insurance

Choose the version of this loan that suits you best

  • Contents Extra Insurance

  • Contents Insurance

Apia Contents Insurance

Apia Contents Insurance

Mozo Review   Apia Contents Insurance Review

Last updated: 5 September 2018.

What's hot:
  • 2017 Mozo Experts Choice Winner

  • 15% online discount

  • Contents covered while moving

  • Choice of excess

What's not:
  • No underinsurance protection

Mozo snapshot:

Apia’s highest level of cover, Contents Extra Insurance, will ensure that all of your precious belongings are taken care of in the event of an incident. This policy will give you the flexibility to choose your individual excess and offers you a couple of convenient discounts to make your premium that little bit more affordable.

Key features:

At this level of cover, Apia are protecting your belongings in the event of a number of wide-ranging accidents. For instance, if you’re the victim of a flood, fire, storm, lightning strike, tsunami, burglary or even if you accidentally break some glass - you’re covered. To that list you can add riots and vandalism or any damage caused by a falling tree or powerline. Just be aware that there are some exclusions relating to storm and power surges so read your PDS carefully.

Now that you know when you’ll be covered and when you won’t, you’ll be wanting to know what is covered by Apia’s Contents Extra Insurance. The good news here is that, being its highest level of cover, Apia will stump up some serious cash to replace your possessions as new-for-old. If your jewellery is stolen, for example, Apia will pay for the costs to replace it up to the value of $2,500 per item or if any personal medical equipment is damaged, it will be replaced, too. Computer and home office inventory are covered as standard for this policy but if you’re into your photography, be sure to select camera cover as an optional extra.

Apia will reward tech savvy customers who get a quote online with a 15% discount on your Contents Extra premium. If you have your car or health insurance with Apia, be sure to enquire about the multi policy discounts that are available to customers with more than one insurance policy.

Who it's good for:

Apia recognise those with a little more life experience than the rest and therefore will offer you a cheaper premium if you’re over the age of 50. If you want the flexibility to choose your amount of excess and will stay on top with updating your contents insurance policy as you bring new belongings into your home, this could be the right policy for you.

Any catches?

Without the safety net of underinsurance protection, it will be super important to update Apia if you are to bring new gadgets into your home or splash out on some new jewellery.

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $500

  • Up to $2,500

  • Software and Hardware up to sum insured

  • Optional extra

  • Up to $3,000 per item

  • Up to $3,000 per item, up to 20% of sum insured, up to $3,000 for collections

  • Up to $2,500 per item, up to 20% of sum insured

  • Up to $2,000 per item, up to 20% of sum insured

  • Up to $1,000

  • Up to $1,000

  • Up to $3,000

  • Up to $1,000

  • Up to $15,000, up to 25% of sum insured

Other cover
  • Up to $10,000

  • Up to $1,000

  • Up to $1,000

  • Up to 10% of sum insured

  • Up to 10% of sum insured

  • Up to 14 days

Policy and service features
  • 60

  • $0

  • Combined policy, Multi-policy, online discount

  • Up to 180 days, up to $2,500 per item, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

Events
  • Up to $2,000

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $500

  • Up to $1,500

  • Software and Hardware up to sum insured

  • Optional extra

  • Up to $2,000 per item

  • Up to $2,000 per item, up to 20% of sum insured, up to $3,000 for collections

  • Up to $2,000 per item, up to 20% of sum insured

  • Up to $1,000 per item, up to 20% of sum insured

  • Up to $500

  • Up to $1,000

  • Up to $3,000

  • Up to $1,000

  • Up to $10,000, up to 25% of sum insured

Other cover
  • Up to $10,000

  • Up to $1,000

  • Up to $1,000

  • Up to 10% of sum insured

  • Up to 10% of sum insured

  • Up to 14 days

Policy and service features
  • 60

  • $0

  • Combined policy, Multi-policy, online discount

  • Up to 180 days, up to $1,500 per item, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

Events
  • Optional extra

  • Up to $2,000

Customer Reviews

How are Apia home insurance rated by the Mozo community?

Overall customer rating
8.6/10
Value for money
8.2/10
Policy coverage
8.3/10
Customer service
8.6/10
Claims handling
8.2/10
Trust
8.4/10

Latest reviews of Apia Contents Insurance

  • Overall
    10/10
    Very understanding, even on the phone

    When I made a claim there was no problem what so ever and the staff on the line were very...

    When I made a claim there was no problem what so ever and the staff on the line were very friendly. Until recently they were available 24 hours, but now it's working hours only. I don't mind this. I also have never had any problems when asking them to defer my payments to next week if that happens to be the week I get my pension. Everything is a breeze with them.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Peter | South Australia

    reviewed 2 months ago

  • Overall
    10/10
    Competitive premiums and service

    They look after pensioners.

    They look after pensioners.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    John | Queensland

    reviewed 3 months ago

  • Overall
    10/10
    Most trust worthy

    Apia is a reliable company, quick with repairs or replacements.

    Apia is a reliable company, quick with repairs or replacements.

    Value for money
    -1/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Glenda | New South Wales

    reviewed 4 months ago

  • Overall
    10/10
    Customer service is a priority with this insurer

    Apia provided good service especially over the phone. Charges are reasonable for the level of...

    Apia provided good service especially over the phone. Charges are reasonable for the level of service you require although interest rates require comparison with other providers. English over the phone is exceptional and friendly.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Louise | Tasmania

    reviewed over 1 year ago

  • Overall
    9/10
    Great company for insurance

    Apia are quick and efficient in processing claims.

    Apia are quick and efficient in processing claims.

    Value for money
    9/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Michael | New South Wales

    reviewed almost 2 years ago

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