Best value car and home insurance revealed


The inaugural Mozo Experts Choice Insurance Award winners have been announced, revealing the best insurance products on the Aussie market today.

The awards are split into two overarching categories - Best Quality and Best Value. In the Best Value category, our Experts crunched the numbers on 10,010 car insurance and 19,890 home insurance customer scenarios. The policies that came out cheapest in the most scenarios, while meeting a minimum level of quality as well, were crowned the winners.

Without further ado, we’d like to share some of the major winners. Drum roll please...


Budget Direct Comprehensive Car Insurance
Budget Direct
  • Won for Exceptional Value Car Insurance

  • Get 15% off your policy when you apply online

  • Roadside assistance as optional extra

What’s the deal?

Get the most bang for your buck with Budget Direct’s Comprehensive car insurance policy. You’ll get a bunch of inclusions like windscreen cover, emergency repairs, personal property cover and a rental car if yours is stolen, but won’t break the bank for them.

Where do I get it? Head over to Budget Direct to find out more >>

Bingle Comprehensive Car Insurance Policy
  • Won for Low Cost Car Insurance

  • Get insurance cover from as little as $1.60 a day

  • 24/7 online claims service

What’s the deal?

If simple, hassle-free online insurance is the name of the game, then look no further than Bingle. The Comprehensive policy is a cheap and cheerful option offering features including windscreen cover and emergency repairs without assessment, all at a very wallet-friendly price-point.

Where do I get it? Head over to Bingle to find out more >>


Woolworths Standard Cover
  • Won for Low Cost Home & Contents Insurance

  • Save up to 30% when purchasing a combined Home & Contents policy online

  • Choose monthly premiums at no extra cost

What’s the deal?

You can insure your home and everything in it with the Standard Cover home insurance policy from Woolies. This policy covers you for things like fire, flood and storms, as well as accidental damage, theft and vandalism, all at a budget-friendly price.

Where do I get it? Head over to Woolworths to find out more >>

Budget Direct Home & Contents Insurance
Budget Direct
  • Exceptional Value Home & Contents Insurance winner

  • Get a 30% discount when purchasing online

  • Mozo People’s Choice winner 2017

What’s the deal?

Budget Direct’s Home & Contents policy allows you to customise your cover to suit your needs - which helps keep your premium as low as possible. There’s a whole host of included benefits, plus optional additions like flood and fusion cover, or underinsurance protection.

Where do I get it? Head over to Budget Direct to find out more >>


Budget Direct Contents Insurance
Budget Direct
  • Won for Exceptional Value Contents Insurance

  • Get 15% off when applying online

  • Includes up to 12 months temporary accommodation cover

What’s the deal?

With a 24/7 claims service and cover for events ranging from accidental breakage to fire and lighting, your prized possessions will be safe with a Budget Direct Contents Insurance policy. There’s also a 21-day money back guarantee for your peace of mind.

Where do I get it? Head over to Budget Direct to find out more >>


Youi Home Insurance
  • Won for Exceptional Value Home Buildings Insurance

  • Get half your insurance policy premium in YouiRewards (T&Cs apply)

  • Choose your excess starting from $400

What’s the deal?

If you want to keep the structure of your home safe and sound, Youi Home Insurance is a top pick. It includes cover for more or less any unfortunate event you can think of, but keeps the process of choosing and buying a great policy simple and affordable.

Where do I get it? Head over to Youi to find out more >>

Woolworths Standard Cover
  • Won for Low Cost Home Buildings Insurance

  • 10% discount when buying online

  • 10% discount when applying before 31 October 2017

What’s the deal?

A long list of benefits, 24/7 claims service, your choice of excess and the option to pay your premium monthly at no extra cost, makes the Woolworths Standard Cover policy a big winner. If you opt for cover just for your building, you can score up to a 20% discount.

Where do I get it? Head over to Woolworths to find out more >>

^See information about the Mozo Experts Choice Home insurance Awards

Check out the rest of the Mozo Experts Choice Car Insurance Award winners here and the Home Insurance Award winners here.

*Please see methodology report for full details on how winners were chosen.