Budget Direct Contents Insurance

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Budget Direct

Get award-winning Contents Insurance & save 15%^ just for quoting online

Get a quote today on our 2017 MOZO award winning contents insurance and see how much you could save with Budget Direct.

Budget Direct Contents Insurance Review

Rates and fees information correct as at 20 October 2018.

Review published: 20 September 2017

What's hot:

  • 15% online discount

  • New for old replacement

  • Up to 12 months temporary accommodation

What's not:

  • Extra fee for monthly payments

Mozo snapshot:

If you’re in the market for a contents insurance option that goes above and beyond the norm, then Budget Direct’s Contents Insurance may be the policy for you. Aside from providing your valuables with generous cover for a range of events, Budget Direct also offers a number of standout additional benefits including temporary accommodation, new for old replacement and even cover for your guests items. 

Key features:

When it comes to providing protection for your valuables, the Budget Direct Contents Insurance policy will have you covered with up to $500 cover for any cash in your home, up to $1,000 for your credit cards and up to $1,000 for items of jewellery (with a $3,000 total limit). The policy even covers the uninsured items of any guests or visitors for up to $500. 

You’ll have peace of mind knowing that your contents will be covered for a range of potential events - both likely and unlikely. Theft, vandalism, fire and lightning damage will all be covered under a Budget Direct policy, though if you’re wanting to protect your valuables against flood damage you’ll need to take it out as an optional extra. However, power surges and storm surges (an increase in sea level caused by a storm) aren’t covered in the policy.

In addition to the standard features you’d expect from most contents insurance policies, Budget Direct will also provide you and your family (plus your pets) temporary accommodation cover for up to 12 months, as well as new for old replacement for possessions which are damaged or destroyed in an event.  

Just remember to sign up online for your Budget Direct Contents Insurance policy so you can take advantage of the 15% online premium discount.

Who it's good for:

Providing great value for money for a comprehensive range of standard and additional features, the Budget Direct Contents Insurance policy could be a great option for any homeowner wanting to safeguard their valuables and possessions.

Any catches?

Just bear in mind that Budget Direct may charge you a fee for paying your premium in monthly instalments, though you won’t be slugged if you opt to pay it as a lump sum each year.

How is Budget Direct home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
Budget Direct home insurance
7.8

Based on 131
Budget Direct home insurance reviews

7.8 7.2 7.7 6.9 7.3

Latest reviews of Budget Direct Contents Insurance

Budget Direct

Budget Direct Contents Insurance home insurance review

Overall rating   10 / 10

Extremely cheap and great coverage

Quote and claim process is simple and all online.

Full review

Quote and claim process is simple and all online.

    Value for money   10 / 10

Less

David, Australian Capital Territory, reviewed over 1 year ago

Budget Direct

Budget Direct Contents Insurance home insurance review

Overall rating   10 / 10

Highly recommended!

We have our home and cars insured with Budget Direct and they're great. Prices are superb too.

Full review

We have our home and cars insured with Budget Direct and they're great. Prices are superb too.

    Value for money   10 / 10

Less

Eliza, New South Wales, reviewed over 1 year ago

Budget Direct

Budget Direct Contents Insurance home insurance review

Overall rating   10 / 10

Good value for money and easy to deal with

Cheapest quote with good value for money. Easy online process.

Full review

Cheapest quote with good value for money. Easy online process.

    Value for money   10 / 10

Less

Nadia, New South Wales, reviewed over 1 year ago

Budget Direct

Budget Direct Contents Insurance home insurance review

Overall rating   10 / 10

Very good everything.

I have never had a problem with them

Full review

I have never had a problem with them

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Gerardine, Victoria, reviewed almost 3 years ago

Budget Direct

Budget Direct Contents Insurance home insurance review

Overall rating   7 / 10

Good prices

Good, never had any hassles. Price competitive with other insurers.

Full review

Good, never had any hassles. Price competitive with other insurers.

    Value for money   6 / 10

    Policy coverage   7 / 10

    Customer service   5 / 10

    Claims handling   5 / 10

    Trust   6 / 10

Less

Amanda, Western Australia, reviewed almost 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Contents

  • Up to $500

  • Up to $1,000

  • Up to $2,500

  • Software only, up to $2,500

  • Optional extra

  • Up to $2,000 per item

  • Up to $5,000 per item for artwork, up to $10,000 in total, up to $2,000 for collections

  • Up to $1,000 per item, up to $3,000 in total

  • Up to $2,000

  • Up to $10,000

Other cover

  • Up to $5,000 for funeral or injury

  • Up to $500

  • Up to 10% of sum insured

  • Up to 12 months

  • Up to 10% of sum insured combined with debris removal cost and demolition cost

  • Up to 10% of sum insured combined with demolition cost and emergency storage cost

  • Up to 10% of sum insured combined with debris removal cost and emergency storage cost

  • Up to 20% of sum insured

Policy and service features

  • 60

  • $100

  • 15% online discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $1,000

  • Up to $20,000,000

Events

  • Optional extra

  • Optional extra

  • Optional extra

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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