When it comes to providing protection for your valuables, the Budget Direct Contents Insurance policy will have you covered with up to $500 cover for any cash in your home, up to $1,000 for your credit cards and up to $1,000 for items of jewellery (with a $3,000 total limit). The policy even covers the uninsured items of any guests or visitors for up to $500.
You’ll have peace of mind knowing that your contents will be covered for a range of potential events - both likely and unlikely. Theft, vandalism, fire and lightning damage will all be covered under a Budget Direct policy, though if you’re wanting to protect your valuables against flood damage you’ll need to take it out as an optional extra. However, power surges and storm surges (an increase in sea level caused by a storm) aren’t covered in the policy.
In addition to the standard features you’d expect from most contents insurance policies, Budget Direct will also provide you and your family (plus your pets) temporary accommodation cover for up to 12 months, as well as new for old replacement for possessions which are damaged or destroyed in an event.
Just remember to sign up online for your Budget Direct Contents Insurance policy so you can take advantage of the 15% online premium discount.
Who it's good for:
Providing great value for money for a comprehensive range of standard and additional features, the Budget Direct Contents Insurance policy could be a great option for any homeowner wanting to safeguard their valuables and possessions.
Just bear in mind that Budget Direct may charge you a fee for paying your premium in monthly instalments, though you won’t be slugged if you opt to pay it as a lump sum each year.