6.5 / 10

based on 300 Coles reviews as rated by Mozo community

Coles home insurance

Coles has over a century dedicated to giving Aussie families the products and services they need for a happy, healthy home, at prices they can afford.

Safeguard your property and possessions with Cole Home Insurance and enjoy 24/7 online claims service, double flybuys points at Coles supermarkets and a lifetime guarantee on all authorised repairs.

Coles offers the following home insurance

Rates and fees verified as correct at 09 May, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Home Building & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Building & Contents Insurance Plus
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 30% of sum insured

Yes

Home Building Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Building Insurance Plus
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 30% of sum insured

Yes

Home Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Contents Insurance Plus
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is Coles home insurance rated?

Mozo users have rated Coles home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Coles home insurance
Overall
7.9/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

142 Reviews

Recent Coles home insurance reviews

Coles Home Building & Contents Insurance review
Overall 10/10
Never had insurance in my 50+ years.

Love Coles. I have never had insurance on home or contents, now I have on my daughter's home and on my contents too.

Read full review

Love Coles. I have never had insurance on home or contents, now I have on my daughter's home and on my contents too.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Kathy, New South Wales, reviewed 19 days ago
Coles Home Insurance review
Overall 8/10
Budget priced, good value.

They helped process our claim in a relatively timely manner despite thousands of other people affected.

Read full review

They helped process our claim in a relatively timely manner despite thousands of other people affected.

Value for money
9/10
Policy coverage
9/10
Customer service
9/10
Claims handling
9/10
Trust
9/10
Less
Leonie, New South Wales, reviewed 23 days ago
Coles Home Building & Contents Insurance review
Overall 7/10
Never had insurance in my 50+ years.

They were really helpful as I have never had insurance and have taken out home insurance on my daughter's house in her estate, and insurance for my contents too.

Read full review

They were really helpful as I have never had insurance and have taken out home insurance on my daughter's house in her estate, and insurance for my contents too.

Value for money
7/10
Policy coverage
7/10
Customer service
9/10
Trust
8/10
Less
Kathy, New South Wales, reviewed about 2 months ago
Coles Home Insurance review
Overall 7/10
Competitive rates

Like because you get flybuy points.

Read full review

Like because you get flybuy points.

Value for money
8/10
Policy coverage
8/10
Customer service
8/10
Claims handling
8/10
Trust
8/10
Less
Paul, South Australia, reviewed about 2 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Home insurance quick links