If you’re looking for extensive cover for your property from all the standard events you could expect, such as fire, storm and theft, then the Coles Building Insurance policy will have you sorted. Better still, flood cover is automatically included in the policy which is a great addition considering you’d normally have to pay extra for it.Should worst come to worst and something does happen to your building, Coles will cover the costs for landscaping (trees, plants etc.) for up to $2,000 as well as fences and gates (sum insured) and the replacement of any locks and keys up to a value of $500.
The Coles Building Insurance policy will also cover the removal of debris (up to 10% of the sum insured) and demolition costs (up to 10% of the sum insured), and as an added extra Coles gives a lifetime guarantee on all building repairs it organises and authorises.If you find yourself in a situation in which you can’t stay in your home, the policy will provide up to 12 months of temporary accommodation costs for you and your family (up to 10% sum insured) and even for your your pets (up to $500).
Just remember to sign up for your policy online to take advantage of the 10% premium discount on offer, plus you may also be eligible for up to 12,000 bonus flybuys points each year.
Who it's good for:
The Coles Building Insurance policy is a great value option for anyone wanting to protect their home from a range of possible events while having the peace of mind that comes with the additional features the policy has on offer.
Just bear in mind that you will be charged a higher premium if you choose to pay for your premium in monthly installments rather than as an annual lump sum.