Coles - Contents Insurance

Coles Contents Insurance Review

Rates and fees information correct as at 25 September 2018.

Review published: 20 September 2017

What's hot:

  • 10% online discount

  • New for old cover (for certain items)

  • Automatic flood cover

What's not:

  • Increased premium for monthly payments

Mozo snapshot:

Coles Contents Insurance provides a real bang for your buck when it comes to insuring the possessions that mean the most to you, with generous cover limits for all your valuables and additional perks like new for old cover, online discounts and bonus FlyBuys points.

Key features:

Offering protection for all the standards events you’d expect from a policy - think vandalism, theft and storm cover among others - Coles Contents Insurance also provides its policyholders automatic flood cover. Unfortunately your contents won’t be insured for damage from power or storm surges, but you will be able to purchase accidental damage cover as an optional extra.

When it comes to your possessions, Coles actually offers cover for some items outside your home as well as inside. Outdoor furniture and even your BBQ will be covered under the Coles Contents Insurance policy, while valuables such as cash (up to $200), electronics like tablets and mobile phones (up to $1,000 per item) and jewellery and watches (up to $1,000 per item) are also covered.

If something does go wrong and your contents are damaged or destroyed, Coles will provide new-for-old cover for a number of items including white goods, electronics and furniture, and they’ll even cover your guests items for up to a $1,000.

Best yet, if you purchase your Coles Contents Insurance policy online you’ll get a 10% discount off your premium, plus you’ll also be able to earn a bundle of bonus flybuys points - up to 12,000 each year.

Who it's good for:

Coles Contents Insurance is a great option for anyone looking for a low cost, but comprehensive solution to safeguard their contents and valuables.



Any catches?

You’ll incur an increased premium for the privilege of paying your premium in monthly installments rather than as a lump sum each year.


How is Coles home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
Coles home insurance
7.9

Based on 124
Coles home insurance reviews

8.0 7.6 7.5 6.4 7.3

Latest reviews of Coles Contents Insurance

Coles

Coles Home Insurance home insurance review

Overall rating   6 / 10

Competitive pricing

Competitive pricing

Full review

Competitive pricing

    Value for money   7 / 10

Less

Jennifer, Queensland, reviewed over 1 year ago

Coles

Coles Home Insurance home insurance review

Overall rating   9 / 10

Great price

Great product. Online tools very easy to use

Full review

Great product. Online tools very easy to use

    Value for money   10 / 10

    Policy coverage   8 / 10

    Customer service   8 / 10

    Claims handling   9 / 10

    Trust   9 / 10

Less

Hansell, New South Wales, reviewed almost 3 years ago

Coles

Coles Home Insurance home insurance review

Overall rating   9 / 10

Good

I've been with Coles insurance for a while, so far so good.

Full review

I've been with Coles insurance for a while, so far so good.

    Value for money   5 / 10

    Policy coverage   8 / 10

    Customer service   8 / 10

    Claims handling   6 / 10

    Trust   8 / 10

Less

Dwayne, Victoria, reviewed about 3 years ago

Coles

Coles Home Insurance home insurance review

Overall rating   7 / 10

Yes

Yes

    Value for money   7 / 10

    Policy coverage   5 / 10

    Customer service   5 / 10

    Claims handling   7 / 10

    Trust   5 / 10

Less

Cabella, New South Wales, reviewed about 3 years ago

Coles

Coles Home Insurance home insurance review

Overall rating   9 / 10

Fast, efficient and consumer friendly

Just like shopping in my local Coles supermarket, fast, efficient and delightfully friendly service, Coles insurances are exceptionally well priced and great value. Pros, all the above, cons none that I have found in the last five years.

Full review

Just like shopping in my local Coles supermarket, fast, efficient and delightfully friendly service, Coles insurances are exceptionally well priced and great value. Pros, all the above, cons none that I have found in the last five years.

    Value for money   10 / 10

    Policy coverage   9 / 10

    Customer service   8 / 10

    Claims handling   9 / 10

    Trust   9 / 10

Less

Vicki, Western Australia, reviewed about 4 years ago

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Currently showing

Contents

  • Up to $200

  • Up to $1,000

  • Up to $2,500

  • Software and Hardware up to $5,000

  • Optional extra

  • Up to $2,000 per item, up to $5,000 in total

  • Up to $2,000 per item, up to $5,000 in total

  • Up to $1,000 per item, up to $5,000 in total

  • Up to $1,000

  • Up to $1,000

  • Up to $5,000

Other cover

  • Up to $5000 for funeral

  • Up to $500

  • Up to 10% of sum insured

  • Up to 14 days

Policy and service features

  • 60

  • $300

  • 10% Online Discount

  • Optional extra

  • Up to 10% of sum insured

  • Up to $20,000,000

Events

  • Optional extra

  • Optional extra

Contents

  • Up to $500

  • Up to $5,000

  • Up to $2,500

  • Software and Hardware up to $5,000

  • Optional extra

  • Up to $2,500 per item

  • Up to $2,000 per item, up to $10,000 in total

  • Up to $2,500 per item, up to 20% of sum insured

  • Up to $1,000

  • Up to $2,500

  • Up to $10,000

Other cover

  • Up to $10,000 for funeral

  • Up to $500

  • Up to 12 months

  • Up to 20% of sum insured

  • Up to 14 days

  • Up to sum insured

Policy and service features

  • 60

  • $300

  • 10% Online Discount

  • Up to 90 days, up to $2,500 per item, up to 20% of sum insured

  • Up to $20,000,000

Events

  • Up to 10 years old

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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