GIO home insurance

Part of the Suncorp Network, GIO has been helping generations of customers feel better protected in navigating the uncertainties of life with their trusted home insurance products and services since 1927

Helping Australians make claims quickly and easily, GIO offer flexible insurance options for owner-occupiers, renters and landlords who want the confidence of insuring with a customer-focussed company.

GIO offers the following home insurance

Rates and fees verified as correct at 04 March, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Classic Contents
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Classic Extra Contents
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Classic Extra Home
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of sum insured

Yes

Classic Extra Home & Contents
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of sum insured

Yes

Classic Home
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional Extra

Up to 25% of sum insured

Yes

Classic Home & Contents
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional Extra

Up to 25% of sum insured

Yes

Platinum Contents
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Platinum Home
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 30% of sum insured

Yes

Platinum Home & Contents
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 30% of sum insured

Yes

How is GIO home insurance rated?

Mozo users have rated GIO home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
GIO home insurance
Overall
7.8/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

164 Reviews

Recent GIO home insurance reviews

GIO Home Insurance review
Overall 10/10
GIO are doing exactly what's promised.

GIO are so attentive to me as a customer. I have had a claim on a damaged upright stove, the item has been replaced as the only option available is that, in a short time with wonderful, professional tradespeople that complement the quality of the company. Insurance for the contents in my new apartment could not have been made easier than when I visited the GIO office in my own city for information on cover and costing. Personally I feel GIO has the best options and most certainly the best service and information available giving the complete coverage of what they sell plus warranties on their work done and replacements when that is necessary. I would always highly recommend from my experiences in all stages of purchase and claims. They do as they say with careful consideration to detail.

Read full review

GIO are so attentive to me as a customer. I have had a claim on a damaged upright stove, the item has been replaced as the only option available is that, in a short time with wonderful, professional tradespeople that complement the quality of the company. Insurance for the contents in my new apartment could not have been made easier than when I visited the GIO office in my own city for information on cover and costing. Personally I feel GIO has the best options and most certainly the best service and information available giving the complete coverage of what they sell plus warranties on their work done and replacements when that is necessary. I would always highly recommend from my experiences in all stages of purchase and claims. They do as they say with careful consideration to detail.

Value for money
9/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Annette, New South Wales, reviewed 3 days ago
GIO Home Insurance review
Overall 1/10
Love your money but don't like handing it out

1st claim in 20 years took 7 months to repair damaged caused by storm. 10 months later repairs are falling apart. Changed insurer in that 10 months as service or lack of was terrible and even though the repairs have a life long warranty its only if you stay insured with GIO. Therefore they won't fix repairs. Arranged independent trade that stated the first repairs were badly done. Cant trust them.

Read full review

1st claim in 20 years took 7 months to repair damaged caused by storm. 10 months later repairs are falling apart. Changed insurer in that 10 months as service or lack of was terrible and even though the repairs have a life long warranty its only if you stay insured with GIO. Therefore they won't fix repairs. Arranged independent trade that stated the first repairs were badly done. Cant trust them.

Value for money
1/10
Policy coverage
7/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Anthony, Australian Capital Territory, reviewed 15 days ago
GIO Home Insurance review
Overall 10/10
Excellent Insurer

I have been with GIO for twenty years and always have been wonderful.

Read full review

I have been with GIO for twenty years and always have been wonderful.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Liz, Victoria, reviewed 3 months ago
GIO Home & Contents Insurance review
Overall 10/10
Go with GIO for insurance.

We are very happy with GIO. GIO have been excellent for claim service. They have competitive prices for their premiums. It's best to compare prices with other insurers when deciding on any type of insurance. Talk to family and friends about their experiences with various companies before you decide.

Read full review

We are very happy with GIO. GIO have been excellent for claim service. They have competitive prices for their premiums. It's best to compare prices with other insurers when deciding on any type of insurance. Talk to family and friends about their experiences with various companies before you decide.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Lynne, New South Wales, reviewed 5 months ago

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