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Ozicare Home Buildings Insurance

Theft or burglary
Optional extra
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Mozo editorial review Ozicare Home Buildings Insurance

Last updated: 17 July 2019.

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What's hot
  • Choice of excess
  • 15% online discount
  • 24/7 service
What's not
  • No new for old replacement
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If you’re looking for a buildings insurance policy that’ll cover you in a range of circumstances, then you should check out the Ozicare Buildings Insurance policy. Aside from the range of cover, policy holders will also be given their choice of excess, with basic excess starting from $100, a 15% discount if they apply online and the comfort of knowing that they file a claim no matter the time of day. 

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Key features

Give your home the protection it deserves with the Ozicare Buildings Insurance policy. This policy will cover your building in the case of natural disasters like storms, lightning or floods as well as man-made events, such as vandalism and accidental breakage of glass. If you’d like cover for accidental loss or damage, you’ll be able to add it as an optional extra. Building materials and gates and fences are also covered under this policy. 

There’s a lot to love with the Ozicare Buildings Insurance policy, like the 15% discount you’ll get just for signing up online! Basic excess starts from $100 and with round the clock service, you won’t ever have to worry about having to wait overnight for assistance with your claim. 

While there is no new for old cover, you are able to add underinsurance cover onto your policy (up to 25% of sum insured). Just keep in mind that paying your premium on a monthly basis does cost extra. 

Who is it good for

The Ozicare Home Buildings Insurance policy is a great option for investors looking to safeguard their investments against catastrophic damage and don’t mind paying their premium annually.

Any catches

There is no new for old cover with the Ozicare Home Buildings Insurance policy, plus you won’t be able to pay your premium on a monthly basis for free. 


Rates and fees information correct as at 20 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
  • Up to $1,000

  • Optional extra

  • Optional extra

  • Optional Extra, up to 10 years old

Policy and service features
  • 60

  • Optional Extra - Up to 25% of sum insured

  • $100

  • 15%

  • Up to $20,000,000

Other cover
  • Up to $7,000 for funeral

  • Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

  • Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation.

  • Up to 10% of sum insured combined with demolition cost and emergency storage cost

  • Up to 10% of sum insured combined with debris removal cost

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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