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Ozicare Home Buildings Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Optional Extra
Storm
Yes
Building cover
Contents cover
n/a
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Mozo editorial review Ozicare Home Buildings Insurance - last updated: 27 January 2021

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What's hot
  • Choice of excess
  • 15% online discount
  • 24/7 service
What's not
  • No new for old replacement
Mozo snapshot

If you’re looking for a buildings insurance policy that’ll cover you in a range of circumstances, then you might want to check out the Ozicare Buildings Insurance policy. Aside from a range of cover, policy holders will also be given their choice of excess, a 15% discount if they apply online and the comfort of knowing that they can file a claim no matter the time of day. 


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Key features

Give your home the protection it deserves with the Ozicare Buildings Insurance policy. This policy will cover your building in the case of natural disasters like storms, lightning or floods as well as man-made events, such as vandalism and accidental breakage of glass. If you’d like cover for accidental loss or damage, you’ll be able to add it as an optional extra. Building materials and gates and fences are also covered under this policy. 

There’s a lot to love with the Ozicare Buildings Insurance policy, like the 15% discount you’ll get just for signing up online! Plus with round the clock service, you won’t ever have to worry about having to wait overnight for assistance with your claim. 

While there is no new for old cover, you are able to add underinsurance cover onto your policy (up to 25% of sum insured). Just keep in mind that paying your premium on a monthly basis does cost extra. 


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Who is it good for

The Ozicare Home Buildings Insurance policy is a great option for investors looking to safeguard their investments against catastrophic damage and don’t mind paying their premium annually.

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Any catches

There is no new for old cover with the Ozicare Home Buildings Insurance policy, plus you won’t be able to pay your premium on a monthly basis for free. 

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

Up to $1,000

No

Yes

Events

Optional Extra

Yes

Yes

Yes

Yes

Optional Extra

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

No

Yes

Yes

Yes

Yes

Policy and service features

60

Optional Extra - Up to 25% of sum insured

Yes

$100

true

no

15%

Yes

Up to $20,000,000

none

none

Other cover

Up to $7,000 for funeral

No

Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation.

Up to 10% of sum insured combined with demolition cost and emergency storage cost

Up to 10% of sum insured combined with debris removal cost

Up to 10% of sum insured

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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