RAA home insurance

Established in 1903, the RAA continues its long and proud history of serving the insurance needs of South Australians and residents of Broken Hill.

RAA Insurance offers a range of general insurance policies designed to protect your home and contents with cover for fire, burglary, flood, accomodation and much more. In 2021, RAA took out five Mozo People's Choice Awards for its home insurance.  

RAA offers the following home insurance

Rates and fees verified as correct at 27 May 2022. Other information correct at the time of writing.
Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

How is RAA home insurance rated?

Mozo users have rated RAA home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
RAA home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

91 Reviews

Recent RAA home insurance reviews

RAA Home & Contents Insurance
Overall 9/10
I trust the company completely.

Company is easy to access,offers additional services,eg membership card etc.The fine print is easy to understand and I can pop into their offices if I need any information.I trust the company and know I won't get the runaround.

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Company is easy to access,offers additional services,eg membership card etc.The fine print is easy to understand and I can pop into their offices if I need any information.I trust the company and know I won't get the runaround.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Dianne, South Australia, reviewed about 2 months ago
RAA Home Insurance
Overall 9/10
raa great customer service

Love the raa cover my cover covers everything I want and there's only a $100 excess the customer service is fantastic the only problem I have is they keep taking the payment out on the wrong day even though I've rung a few times about it otherwise I have no complaints

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Love the raa cover my cover covers everything I want and there's only a $100 excess the customer service is fantastic the only problem I have is they keep taking the payment out on the wrong day even though I've rung a few times about it otherwise I have no complaints

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Trust
10/10
Less
Naomi, South Australia, reviewed about 2 months ago
RAA Home & Contents Insurance
Overall 10/10
Trustworthy, reliable insurance co.

They offer discounts for more than one policy for members. Good insurance coverage, and even offer a minor pet insurance cover benefit with their home/contents insurance. Claim process is very easy, promptly handled and finalised. I have never had any issues at all. Have even recommended insurance to family members, as I believe they have the best overall insurance coverage.

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They offer discounts for more than one policy for members. Good insurance coverage, and even offer a minor pet insurance cover benefit with their home/contents insurance. Claim process is very easy, promptly handled and finalised. I have never had any issues at all. Have even recommended insurance to family members, as I believe they have the best overall insurance coverage.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Karen, South Australia, reviewed 5 months ago
RAA Home & Contents Insurance
Overall 8/10
RAA GREAT INSURANCE COMPANY

RAA insurance has been great and easy to deal with. I have multiple insurance, car, house, caravan which give you a better discount. I have had a few claims, my house has flooded and a pipe burst in my wall of the bathroom. These have been quite big claims and they have been extremely helpful and excellent to deal with. Nothing but excellent service and a great company to deal with.

Read full review

RAA insurance has been great and easy to deal with. I have multiple insurance, car, house, caravan which give you a better discount. I have had a few claims, my house has flooded and a pipe burst in my wall of the bathroom. These have been quite big claims and they have been extremely helpful and excellent to deal with. Nothing but excellent service and a great company to deal with.

Value for money
8/10
Policy coverage
7/10
Customer service
8/10
Claims handling
9/10
Trust
8/10
Less
Emma, South Australia, reviewed 8 months ago

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