7.4 / 10

based on 12 RAC reviews as rated by Mozo community

RAC home insurance

For more than 115 years, RAC has been giving back to WA as a purpose-led member organisation who invest their profits to serve their community.

With more than one million members on their database, RAC offer great benefits for their members and policy holders like discounts on over 100 retail partners. Compare its range of home and contents insurance options below.

RAC offers the following home insurance

Rates and fees verified as correct at 09 May, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is RAC home insurance rated?

Mozo users have rated RAC home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
RAC home insurance
Overall
8.1/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

101 Reviews

Recent RAC home insurance reviews

RAC Home & Contents Insurance review
Overall 10/10
Reliable company.

Easy to deal with. Have paid out when needed with no problems. Claims were dealt with quickly and helpfully.

Read full review

Easy to deal with. Have paid out when needed with no problems. Claims were dealt with quickly and helpfully.

Value for money
8/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Lynne, Western Australia, reviewed 3 days ago
RAC Home & Contents Insurance review
Overall 9/10
Would recommend to anyone

We bought our house first house a year ago and within 2 weeks we had a burst water pipe from removing an old nail and found the previous owner had punctured the pipe! We called RAC on the day and with excellent customer service our pipe and wall was repaired the next day (on a Sunday!)

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We bought our house first house a year ago and within 2 weeks we had a burst water pipe from removing an old nail and found the previous owner had punctured the pipe! We called RAC on the day and with excellent customer service our pipe and wall was repaired the next day (on a Sunday!)

Value for money
9/10
Policy coverage
9/10
Customer service
10/10
Claims handling
9/10
Trust
9/10
Less
Brooke, Western Australia, reviewed 9 days ago
RAC Building Insurance review
Overall 8/10
Values its members and community.

I have been with RAC for a number of years. It is great to deal with a locally owned company that values it's members and puts back to the community.

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I have been with RAC for a number of years. It is great to deal with a locally owned company that values it's members and puts back to the community.

Value for money
8/10
Policy coverage
8/10
Customer service
8/10
Claims handling
10/10
Trust
10/10
Less
Steven, Western Australia, reviewed 16 days ago
RAC Home & Contents Insurance review
Overall 9/10
A reliable trustworthy insurer.

Trusted insurer in WA. Held policy with them since 1984. My claim enquiries were dealt with efficiently. The only dislike is they are unbending with fence replacement. Last year my super six fence collapsed due to storm damage. They only covered replacement of the damaged fence. I had to replace the whole side with colourbond as my neighbour did not want half colourbond and half super six fence as it would look ugly. Their insurance company covered the whole fence. I was $1000 out of pocket.

Read full review

Trusted insurer in WA. Held policy with them since 1984. My claim enquiries were dealt with efficiently. The only dislike is they are unbending with fence replacement. Last year my super six fence collapsed due to storm damage. They only covered replacement of the damaged fence. I had to replace the whole side with colourbond as my neighbour did not want half colourbond and half super six fence as it would look ugly. Their insurance company covered the whole fence. I was $1000 out of pocket.

Value for money
8/10
Policy coverage
8/10
Customer service
8/10
Claims handling
9/10
Trust
9/10
Less
Carmela, Western Australia, reviewed 25 days ago

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