7.4 / 10

based on 12 reviews as rated by Mozo community

RAC home insurance

For more than 115 years, RAC has been giving back to WA as a purpose-led member organisation who invest their profits to serve their community.

With more than one million members on their database, RAC offer great benefits for their members and policy holders like discounts on over 100 retail partners. Compare its range of home and contents insurance options below.

RAC offers the following home insurance

Rates and fees verified as correct at 03 March, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is RAC home insurance rated?

Mozo users have rated RAC home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
RAC home insurance
Overall
8.1/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

93 Reviews

Recent RAC home insurance reviews

RAC Home Insurance review
Overall 10/10
Great customer service and very professional

They have great customer service, know their products, friendly staff, great on line website. Pay bills easily and very professional and quick when handling claims

Read full review

They have great customer service, know their products, friendly staff, great on line website. Pay bills easily and very professional and quick when handling claims

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Sue, Western Australia, reviewed 5 days ago
RAC Home Insurance review
Overall 8/10
Good house insurance.

RAC home insurance has been good at paying out storm damage on my house.

Read full review

RAC home insurance has been good at paying out storm damage on my house.

Value for money
7/10
Policy coverage
7/10
Customer service
8/10
Claims handling
8/10
Trust
10/10
Less
Karen, Western Australia, reviewed about 1 month ago
RAC Building Insurance review
Overall 10/10
This insurer has a good reputation, good heritage

RACWA is an excellent insurer with good pricing on all the policies. Good customer service, treats each customer like valued customers.

Read full review

RACWA is an excellent insurer with good pricing on all the policies. Good customer service, treats each customer like valued customers.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Nancy, Western Australia, reviewed 3 months ago
RAC Home & Contents Insurance review
Overall 9/10
Would recommend them, they're exceptional

I love RAC insurance because they offer great loyalty incentives if you get car, home and contents etc all through them. They also give great member benefits across loads of retail outlets if you show your membership card. The best of which is petrol stations where they save you money per each litre of fuel purchased. I have never made a home and contents claim but when my car was broken into they handled the claim exceptionally and were really nice and easy to deal with.

Read full review

I love RAC insurance because they offer great loyalty incentives if you get car, home and contents etc all through them. They also give great member benefits across loads of retail outlets if you show your membership card. The best of which is petrol stations where they save you money per each litre of fuel purchased. I have never made a home and contents claim but when my car was broken into they handled the claim exceptionally and were really nice and easy to deal with.

Value for money
9/10
Policy coverage
10/10
Customer service
10/10
Trust
10/10
Less
Riley, Western Australia, reviewed 4 months ago

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