based on 15 RAC banking product reviews as rated by Mozo community

RAC home insurance

For more than 115 years, RAC has been giving back to WA as a purpose-led member organisation who invest their profits to serve their community.

With more than one million members, RAC offers great benefits for its members and policy holders like discounts on over 100 retail partners. And it's obviously working, because RAC were one of the biggest winners in the 2021 Mozo People's Choice Awards. Compare RAC's range of home and contents insurance options below.

RAC offers the following home insurance

Rates and fees verified as correct at 17 January 2022. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is RAC home insurance rated?

Mozo users have rated RAC home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
RAC home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

106 Reviews

Recent RAC home insurance reviews

RAC Home Insurance
Overall 10/10
That's service!

Not always the cheapest but always there when I needed them. On one occasion, they agreed to move my smashed up car from one Repairer to another so that I could have a loan vehicle.

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Not always the cheapest but always there when I needed them. On one occasion, they agreed to move my smashed up car from one Repairer to another so that I could have a loan vehicle.

Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Lyn, Tasmania, reviewed 5 days ago
RAC Home & Contents Insurance
Overall 10/10
Easy to deal with

I’ve always found them easy to deal with.

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I’ve always found them easy to deal with.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Katherine, Western Australia, reviewed about 1 month ago
RAC Home & Contents Insurance
Overall 5/10
Have thought of changing providers, but haven't.

We are mostly happy with them, but when we put in a claim a couple of years ago for a pipe leak in our bathroom wall, they didn't want to cover everything we thought they should. Our plumber said they should have covered more.

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We are mostly happy with them, but when we put in a claim a couple of years ago for a pipe leak in our bathroom wall, they didn't want to cover everything we thought they should. Our plumber said they should have covered more.

Value for money
5/10
Policy coverage
7/10
Customer service
6/10
Claims handling
4/10
Trust
5/10
Less
Patricia, Western Australia, reviewed 3 months ago
RAC Home & Contents Insurance
Overall 9/10
RAC are trustworthy and give helpful advice.

The RAC have a good name and trusted brand, my claim was handled excellently - and even gave me advise on what category I should claim under to get the maximum benefit . I felt like I was being helped - whereas I was expecting excuses to get out of paying anything ! Good customer service and prompt payment of the claim.

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The RAC have a good name and trusted brand, my claim was handled excellently - and even gave me advise on what category I should claim under to get the maximum benefit . I felt like I was being helped - whereas I was expecting excuses to get out of paying anything ! Good customer service and prompt payment of the claim.

Value for money
10/10
Policy coverage
9/10
Customer service
9/10
Claims handling
9/10
Trust
10/10
Less
Shane, Western Australia, reviewed 3 months ago

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