If you’re looking for value for money when it comes to protecting your possessions and valuables, then RAC’s Contents Insurance policy may be the option for you. Not only does the policy provide some seriously generous cover limits for your valuables, it also includes features you might not get with other policies such as automatic flood cover and new for old replacement.
RAC Contents Insurance will give you peace of mind that your possessions will be insured in the event that something goes wrong, with cover for a number of possible events including storms, fires, acts of vandalism and even floods. While you won’t be covered for power or storm surges, RAC does provide accidental damage cover (say if you manage to crack your tv screen) as an optional extra.
From your antiques to the tools you use for work, the RAC Contents Insurance policy provides generous cover limits for a heap of your valuables. Any cash you have in your house will be covered for up to $200, as will your watches and jewellery (up to $2,000 an item) and even the contents of your home office (up to $5,000). The policy also provides up to $500 worth of cover for the replacement of your home’s locks if your keys are are lost or stolen.
If a covered event does occur, RAC will provide temporary accommodation (up to 10% sum insured) for your family and pets for up to 12 months, plus it will replace your contents with new equivalents (where possible) under the new for old replacement cover.
You’ll also be eligible for a number of discounts with an RAC Contents Insurance policy, including $35 off your premium if you sign up online, and up to 25% off your policy if you have an RAC monitored security alarm.
Who it's good for:
If you live in Western Australia and are looking for a low cost insurance deal that gives you real bang for your buck, then RAC’s Contents Insurance policy could be the perfect fit for you.
Just bear in mind that as an RAC policyholder you’ll be charged a higher premium if you choose to pay for it in monthly instalments rather than as a yearly lump sum.
Rates and fees information correct as at 27 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Up to $200
Up to $500
Up to $2,500
Software and Hardware up to sum insured
Up to $2,000 per item
Up to $2,000 per item, up to $5,000 total when combined with gems and precious stones
Up to $2,000 per item, up to $5,000 in total
Up to $500
Up to $2,000
Up to $5,000
Up to $500
Up to 12 months, up to 10% of sum insured
Up to 12 months
Up to 10% of sum insured
Up to 14 days
Up to sum insured
Policy and service features
Up to 25% security alarm discount, $35 online discount, 0% Road assistance member discount
Optional Extra - Up to $1,000 per item up to 5 items
Up to 20% of sum insured
Up to $20,000,000
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