RAC - Home & Contents Insurance

Policy and service features

  • 60

  • $0

  • 15% combined policy discount, up to 25% security alarm discount, $70 online discount, 10% Road assistance member discount, <5 years old building discount

  • Limits apply

  • Up to $1,500

  • Up to $20,000,000

Events

  • Optional extra

  • Reasonable costs

Buildings

Contents

  • Up to $150

  • Up to $200

  • Up to $2,000

  • Up to $2,000 per item

  • Up to $3,000 combined with gems and precious stones

  • Up to $3,000 combined with jewellery and watches for gems and precious stones only

  • Up to $1,500

  • Up to $5,000

Other cover

  • Reasonable cost

  • Up to 3 months, up to 10% of SI

  • Reasonable cost

  • Reasonable cost

  • Up to 14 days

How is RAC home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
RAC home insurance
8.0

Based on 75
RAC home insurance reviews

7.6 8.0 8.1 7.8 8.0

Latest reviews of RAC Home & Contents Insurance

RAC

RAC Home & Contents Insurance home insurance review

Overall rating   6 / 10

Trusted, established but pricey

Claims process ok, however expensive policy
Full review

Claims process ok, however expensive policy

    Value for money   5 / 10

    Policy coverage   5 / 10

    Customer service   6 / 10

    Claims handling   7 / 10

    Trust   7 / 10

Less

Dave (WA), reviewed 3 months ago

RAC

RAC Contents Insurance home insurance review

Overall rating   10 / 10

Great price and customer service.

Great customer service and great pricing for the cover that is given. Their website could do with some extra features to save a phone call though.
Full review

Great customer service and great pricing for the cover that is given. Their website could do with some extra features to save a phone call though.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Tyler (WA), reviewed 6 months ago

RAC

RAC Home Insurance home insurance review

Overall rating   7 / 10

Good and reliable.

Good insurance company. Would recommend them.
Full review

Good insurance company. Would recommend them.

    Value for money   6 / 10

    Policy coverage   5 / 10

    Customer service   7 / 10

    Claims handling   8 / 10

    Trust   8 / 10

Less

Kim (WA), reviewed 6 months ago

RAC

RAC home insurance review

Overall rating   10 / 10

Good customer service.

Safe and secure company.
Full review

Safe and secure company.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   -1 / 10

    Trust   10 / 10

Less

Murray (WA), reviewed 6 months ago

RAC

RAC Home & Contents Insurance home insurance review

Overall rating   10 / 10

Competitive premiums and great customer service

Discounts offered for combinations of different insurances
Full review

Discounts offered for combinations of different insurances

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Bernie (WA), reviewed 6 months ago

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