RAC Home & Contents Insurance

Mozo snapshot:

On the lookout for a top-notch home and contents insurance policy? Well, with a 2019 Mozo Experts Choice Award for Exceptional Value Home & Contents Insurance under their belt, you've come to the right place. With coverage for a wide variety of natural disasters and personal items, as well as a range of discounts on offer, RAC's Home & Contents Insurance could be the very thing you’re looking for!

Key features:

On the hunt for a solid home and contents insurance policy? Then look no further than RAC Home & Contents Insurance! With coverage on a broad range of natural disasters, such as storm, fire, fusion and earthquake, and even flood cover (at no extra cost!) as well as other events like theft or burglary and malicious acts and vandalism, RAC Home & Contents Insurance could be just what you’re after.

In addition, RAC Home & Contents Insurance comes with a bunch of building cover inclusions, such as landscaping (up to $500 on storm damage to trees and shrubs), buildings and structural improvements, gates and fences and up to $2,000 cover on building materials.

RAC Home & Contents Insurance also provides cover on cash (up to $200), a credit card (up to $500), CDs, DVDs and electronic files (up to $2,500) and computer software and hardware (software up to $2,500). 

And if you’re concerned about your material possessions, RACE Home & Contents Insurance covers antiques and valuables (up to $2,000), jewellery (up to $2,000 per item, up to $5,000 total when combined with gems and precious stones), uncut gems (up to $2,000 per item, up to $5,000 total combined with jewellery).

Other cover includes replacement of documents (up to $500), personal medical equipment, tools of trade (up to $2,000) and home office contents (up to $5,000), plus loads more. Another great thing about RAC Home & Contents Insurance is you’ll have up to 12 months (up to 10% of sum insured) temporary accommodation for both you and your pets, should you ever require it.

And to top it all off, there are a bunch of different discounts up for grabs, like a 15% combined policy discount, up to 25% security alarm discount, $70 online discount and 10% road assistance member discount.

Who it's good for:

With coverage on a huge range of different events and items, RAC Home & Contents Insurance is a fantastic insurance option for Aussies looking for a solid home and contents insurance policy, especially if you can take advantage of the various discounts available.