RAC - Home & Contents Insurance

Policy and service features

  • 60

  • $0

  • 15% combined policy discount, up to 25% security alarm discount, $70 online discount, 10% Road assistance member discount

  • Up to 90 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

Events

  • Optional extra

  • Reasonable cost

Buildings

  • Up to $2,000

  • Up to $500

  • Up to sum insured

Contents

  • Up to $200

  • Up to $500

  • Up to $2,500

  • Software and Hardware up to sum insured

  • Optional extra

  • Up to $2,000 per item

  • Up to $2,000 per item, up to $5,000 total when combined with gems and precious stones

  • Up to $2,000 per item, up to $5,000 in total

  • Up to $500

  • Optional extra

  • Up to $2,000

  • Up to $5,000

Other cover

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

  • Up to 14 days

  • Up to sum insured

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

How is RAC home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
RAC home insurance
8.0

Based on 75
RAC home insurance reviews

7.6 8.0 8.1 7.8 8.0

Latest reviews of RAC Home & Contents Insurance

RAC

RAC Home & Contents Insurance home insurance review

Overall rating   10 / 10

Great insurer

Likewise to my car insurance, I have been with RAC for over 20 years and I have never experienced any issues. RAC provide great value and customer support.

Full review

Likewise to my car insurance, I have been with RAC for over 20 years and I have never experienced any issues. RAC provide great value and customer support.

    Value for money   10 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Greg (WA), reviewed over 1 year ago

RAC

RAC Home & Contents Insurance home insurance review

Overall rating   10 / 10

Great competitive pricing and easy sign up

Great competitive prices and discounts for signing up online. I switched from my previous insurer to RAC because they offered me comparable coverage for much less even though I'd been a loyal customer of my previous insurer for over 5 years.

Full review

Great competitive prices and discounts for signing up online. I switched from my previous insurer to RAC because they offered me comparable coverage for much less even though I'd been a loyal customer of my previous insurer for over 5 years.

    Value for money   10 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Rebecca (WA), reviewed over 1 year ago

RAC

RAC Home & Contents Insurance home insurance review

Overall rating   6 / 10

Trusted, established but pricey

Claims process ok, however expensive policy

Full review

Claims process ok, however expensive policy

    Value for money   5 / 10

    Policy coverage   5 / 10

    Customer service   6 / 10

    Claims handling   7 / 10

    Trust   7 / 10

Less

Dave (WA), reviewed over 2 years ago

RAC

RAC Home & Contents Insurance home insurance review

Overall rating   10 / 10

Competitive premiums and great customer service

Discounts offered for combinations of different insurances

Full review

Discounts offered for combinations of different insurances

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Bernie (WA), reviewed over 2 years ago

RAC

RAC Home & Contents Insurance home insurance review

Overall rating   9 / 10

Very good customer service

They listen to you and are quick to assist you when you have a claim.

Full review

They listen to you and are quick to assist you when you have a claim.

    Value for money   8 / 10

    Policy coverage   9 / 10

    Customer service   9 / 10

    Claims handling   10 / 10

    Trust   8 / 10

Less

Steve (WA), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Compare other home insurance
Advertisement