RAC Home & Contents Insurance

RAC Home & Contents Insurance

Details

Rates and fees information correct as at 23 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • $0

  • n/a

  • 15% combined policy discount, up to 25% security alarm discount, $70 online discount, 10% Road assistance member discount

  • Up to 90 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
Buildings
  • Up to $2,000

  • Storm damage to trees and shrubs, up to $500

Contents
  • Up to $200

  • Up to $500

  • Up to $2,500

  • Hardware yes, software up to $2,500

  • Up to $2,000 per item

  • Up to $2,000 per item, up to $5,000 total when combined with gems and precious stones

  • Up to $2,000 per item, up to $5,000 total combined with jewellery

  • Up to $500

  • Up to $2,000

  • Up to $5,000

Other cover
  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months, up to 10% of sum insured

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

  • Up to 14 days

Customer Reviews

How are RAC home insurance rated by the Mozo community?

Overall customer rating
8.0/10
Value for money
7.7/10
Policy coverage
8.0/10
Customer service
8.1/10
Claims handling
7.9/10
Trust
8.0/10

Latest reviews of RAC Home & Contents Insurance

  • Overall
    10/10
    Brilliant insurance services

    Excellent customer service cost and claims.

    Excellent customer service cost and claims.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Denise | Western Australia

    reviewed 11 months ago

  • Overall
    10/10
    Great insurer

    Likewise to my car insurance, I have been with RAC for over 20 years and I have never experienced...

    Likewise to my car insurance, I have been with RAC for over 20 years and I have never experienced any issues. RAC provide great value and customer support.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Greg | Western Australia

    reviewed over 2 years ago

  • Overall
    10/10
    Great competitive pricing and easy sign up

    Great competitive prices and discounts for signing up online. I switched from my previous insurer...

    Great competitive prices and discounts for signing up online. I switched from my previous insurer to RAC because they offered me comparable coverage for much less even though I'd been a loyal customer of my previous insurer for over 5 years.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Rebecca | Western Australia

    reviewed over 2 years ago

  • Overall
    6/10
    Trusted, established but pricey

    Claims process ok, however expensive policy

    Claims process ok, however expensive policy

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    6/10
    Claims handling
    7/10
    Trust
    7/10

    Dave | Western Australia

    reviewed over 3 years ago

  • Overall
    10/10
    Competitive premiums and great customer service

    Discounts offered for combinations of different insurances

    Discounts offered for combinations of different insurances

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Bernie | Western Australia

    reviewed over 3 years ago