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Youi Contents Insurance

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
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Mozo editorial review Youi Contents Insurance

Last updated: 24 April 2019.

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What's hot
  • New for old replacement
  • Up to 12 months of temporary accommodation for both you and your pets
  • Optional extra veterinary expense cover
What's not
  • Basic excess starts from $400
Mozo snapshot

On the hunt for a value-packed contents insurance policy? Youi Contents Insurance offers cover on an extensive range of unexpected events, plus, optional extras like jewellery and veterinary expense cover. Not to mention, standout features like a new for old replacement offer and up to 12 months of temporary accommodation.

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Key features

With basic excess starting at $400, Youi Contents Insurance covers all the insurance basics, from fire, flood and theft or burglary cover to personal medical equipment cover. You’ll also get cover for all your tech gadgets, like cameras and computers, and even electronic file cover! There are also loads of optional extras up for grabs, including, jewellery cover (up to $15,000 per item) and veterinary expense cover.

On top of all this, Youi Contents Insurance has loads of great features to help give you that extra peace of mind, such as a new for old replacement and up to 12 months temporary accommodation (up to 12% of the sum insured) for both you, and your pets (up to $2,500).

Youi Contents Insurance also comes with open air contents cover of up to $2,500 and legal liability cover of up to $20,000,000. Not to mention the convenience of a 24/7 service should the unexpected ever happen.

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Who is it good for

Offering coverage on a wide range of potential events, Youi Contents Insurance is an excellent option for most Aussies, especially families and pet-owners looking for a contents insurance policy that offers accommodation for both you and your pets.

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Any catches

Keep in mind, although Youi Contents Insurance gives you the freedom to choose your excess, basic excess starts from $400, which is quite expensive in comparison to some other contents-only policies.

Details

Rates and fees information correct as at 24 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • No

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, choose $0 to $100,000

  • No

  • No

  • No

  • Yes

  • Optional Extra, up to $1,000 per item , up to $5,000 in total

  • No

  • No

Other cover
  • Up to $5,000 for funeral, up to $5,000 for injury

  • Optional Extra, up to $1,000

  • Up to $500

  • Up to 12 months, up to 12% of sum insured

  • Up to 12 months, up to $2,500

  • No

  • No

  • No

  • No

  • Up to 14 days

  • Up to 20% of sum insured

Policy and service features
  • 60

  • No

  • Yes

  • $400

  • true

  • no

  • none

  • Yes

  • Optional Extra - Yes

  • Up to $2,500

  • Up to $20,000,000

  • none

  • none

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Youi home insurance rated by the Mozo community?

Overall
8.2/10
Value for money
8.1/10
Policy coverage
8.1/10
Customer service
8.5/10
Claims handling
7.4/10
Trust
7.9/10

Latest reviews of Youi Contents Insurance

  • Overall 1/10
    No security, waste of time and money.

    I would not recommend to anyone if you are looking for security and peace of mind with your insurance providing company as you’ll be left unsatisfied when any situation arises.

    Read full review

    I would not recommend to anyone if you are looking for security and peace of mind with your insurance providing company as you’ll be left unsatisfied when any situation arises.

    Value for money
    1/10
    Policy coverage
    1/10
    Customer service
    1/10
    Claims handling
    1/10
    Trust
    1/10
    Less
    Jim, South Australia reviewed 2 months ago
  • Overall 9/10
    Competitive pricing.

    We were unable to get insurance with anybody else in our past house, due to possible flood plains, but Youi were able to insure us. I was happy to reinsure with them when we moved - they are competitive in price and cover what we need.

    Read full review

    We were unable to get insurance with anybody else in our past house, due to possible flood plains, but Youi were able to insure us. I was happy to reinsure with them when we moved - they are competitive in price and cover what we need.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    -1/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Sandra, Victoria reviewed 10 months ago
  • Overall 9/10
    Reputable, affordable and trustworthy.

    Substantial savings when holding more multiple policies, awesome rewards and discounts available.

    Read full review

    Substantial savings when holding more multiple policies, awesome rewards and discounts available.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    9/10
    Less
    Susan, South Australia reviewed 11 months ago
  • Overall 10/10
    Excellent customer service

    Excellent service with recent claim for refrigerator replacement

    Read full review

    Excellent service with recent claim for refrigerator replacement

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Kathryn, New South Wales reviewed almost 5 years ago
  • Overall 9/10
    Excellent customer service

    I have just switched from SGIO. The manager of new accounts was very helpful and gave me further discount to help bring premiums down to save money.

    Read full review

    I have just switched from SGIO. The manager of new accounts was very helpful and gave me further discount to help bring premiums down to save money.

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    10/10
    Claims handling
    5/10
    Trust
    5/10
    Less
    Charlotte, Western Australia reviewed almost 5 years ago
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