Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
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Mozo editorial review Youi Contents Insurance - last updated: 2 February 2021

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What's hot
  • Up to 12 months of temporary accommodation for both you and your pets
  • Counselling after a claim
  • Flexible excess
What's not
  • No underinsurance protection
Mozo snapshot

On the hunt for a value-packed contents insurance policy? Youi Contents Insurance offers cover on an extensive range of unexpected events, plus, optional extras like jewellery and veterinary expense cover. The policy includes standout features like it's 24/7 claims service, counselling cost coverage and 12 months of temporary accommodation.

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Key features

Youi Contents Insurance covers all the insurance basics, from fire, flood and theft or burglary cover to personal medical equipment cover. You’ll also get cover for all your tech gadgets like cameras, computers and electronic files. 

Youi keeps this policy basic to keep costs down, but there are loads of optional extras available to personalise your cover. This includes cover for more expensive jewellery (worth over $15,000 per item), business items (up to $5,000), accidental breakages and veterinary expenses if your pet is injured (up to $1,000).

On top of all this, Youi Contents Insurance has post-incident support features to help give you extra peace of mind, such as 12 months temporary accommodation (up to 12% of the sum insured) for you and your family, as well as your pets (up to $2,500). You'll also be able to access up to $1,500 in counselling services if you need emotional support after a claim.

Youi Contents Insurance also comes with open air contents cover up to $2,500 and another $20,000 coverage for items kept in storage.

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Who is it good for

Offering coverage on a wide range of potential events, Youi Contents Insurance is an excellent option for most Aussies, especially families and pet-owner.

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Any catches

Keep in mind there's no underinsurance protection with Youi, so you'll want to make sure all your belongings are valued properly.

Details

Rates and fees information correct as at 17 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

No

No

Yes, excludes electronic files

Yes

Yes

Yes

Yes

Yes

Optional Extra, choose $0 to $100,000

No

No

No

Yes

Optional Extra, up to $1,000 per item , up to $5,000 in total

No

Yes

Other cover

Up to $5,000 for funeral, up to $5,000 for injury

Optional Extra, up to $1,000.

Up to $1,000

Up to 12 months, up to 12% of sum insured

Up to 12 months, up to $3,000

Up to 10% sum insured.

No

No

No

Up to 14 days

Up to 20% of sum insured

Policy and service features

?

No

Yes

$400

true

no

none

Yes

Optional Extra - Yes

Up to lesser of 10% sum insured or $20,000

Up to $20,000,000

none

none

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Up to $1,000, up to 10 years old

No

Yes

Yes

No

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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