Youi Contents Insurance

Youi Contents Insurance

Mozo Review   Youi Contents Insurance Review

Last updated: 24 April 2019.

What's hot:
  • New for old replacement

  • Up to 12 months of temporary accommodation for both you and your pets

  • Optional extra veterinary expense cover

What's not:
  • Basic excess starts from $400

Mozo snapshot:

On the hunt for a value-packed contents insurance policy? Youi Contents Insurance offers cover on an extensive range of unexpected events, plus, optional extras like jewellery and veterinary expense cover. Not to mention, standout features like a new for old replacement offer and up to 12 months of temporary accommodation.

Key features:

With basic excess starting at $400, Youi Contents Insurance covers all the insurance basics, from fire, flood and theft or burglary cover to personal medical equipment cover. You’ll also get cover for all your tech gadgets, like cameras and computers, and even electronic file cover! There are also loads of optional extras up for grabs, including, jewellery cover (up to $15,000 per item) and veterinary expense cover.

On top of all this, Youi Contents Insurance has loads of great features to help give you that extra peace of mind, such as a new for old replacement and up to 12 months temporary accommodation (up to 12% of the sum insured) for both you, and your pets (up to $2,500).

Youi Contents Insurance also comes with open air contents cover of up to $2,500 and legal liability cover of up to $20,000,000. Not to mention the convenience of a 24/7 service should the unexpected ever happen.

Who it's good for:

Offering coverage on a wide range of potential events, Youi Contents Insurance is an excellent option for most Aussies, especially families and pet-owners looking for a contents insurance policy that offers accommodation for both you and your pets.

Any catches?

Keep in mind, although Youi Contents Insurance gives you the freedom to choose your excess, basic excess starts from $400, which is quite expensive in comparison to some other contents-only policies.

Details

Rates and fees information correct as at 14 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Optional Extra, choose $0 to $100,000

  • Optional Extra, up to $1,000 per item , up to $5,000 in total

Other cover
  • Up to $5,000 for funeral, up to $5,000 for injury

  • Optional Extra, up to $1,000

  • Up to $500

  • Up to 12 months, up to 12% of sum insured

  • Up to 12 months, up to $2,500

  • Up to 14 days

  • Up to 20% of sum insured

Policy and service features
  • 60

  • $400

  • none

  • Optional Extra - Yes

  • Up to $2,500

  • Up to $20,000,000

Events
  • Optional extra

  • Up to 10 years old

Customer Reviews

How are Youi home insurance rated by the Mozo community?

Overall customer rating
8.3/10
Value for money
8.2/10
Policy coverage
8.2/10
Customer service
8.5/10
Claims handling
7.5/10
Trust
7.9/10

Latest reviews of Youi Contents Insurance

  • Overall
    9/10
    Competitive pricing.

    We were unable to get insurance with anybody else in our past house, due to possible flood...

    We were unable to get insurance with anybody else in our past house, due to possible flood plains, but Youi were able to insure us. I was happy to reinsure with them when we moved - they are competitive in price and cover what we need.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    -1/10
    Claims handling
    -1/10
    Trust
    10/10

    Sandra | Victoria

    reviewed 25 days ago

  • Overall
    9/10
    Reputable, affordable and trustworthy.

    Substantial savings when holding more multiple policies, awesome rewards and discounts available.

    Substantial savings when holding more multiple policies, awesome rewards and discounts available.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    9/10

    Susan | South Australia

    reviewed about 1 month ago

  • Overall
    10/10
    Excellent customer service

    Excellent service with recent claim for refrigerator replacement

    Excellent service with recent claim for refrigerator replacement

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Kathryn | New South Wales

    reviewed almost 4 years ago

  • Overall
    9/10
    Excellent customer service

    I have just switched from SGIO. The manager of new accounts was very helpful and gave me further...

    I have just switched from SGIO. The manager of new accounts was very helpful and gave me further discount to help bring premiums down to save money.

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    10/10
    Claims handling
    5/10
    Trust
    5/10

    Charlotte | Western Australia

    reviewed about 4 years ago

  • Overall
    6/10
    Easy to complete

    Fairly easy to organise and competitively priced.

    Fairly easy to organise and competitively priced.

    Value for money
    6/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    5/10
    Trust
    5/10

    Richard | New South Wales

    reviewed about 4 years ago

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About Youi

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