On the hunt for a value-packed contents insurance policy? Youi Contents Insurance offers cover on an extensive range of unexpected events, plus, optional extras like jewellery and veterinary expense cover. The policy includes standout features like it's 24/7 claims service, counselling cost coverage and 12 months of temporary accommodation.
Youi Contents Insurance covers all the insurance basics, from fire, flood and theft or burglary cover to personal medical equipment cover. You’ll also get cover for all your tech gadgets like cameras, computers and electronic files.
Youi keeps this policy basic to keep costs down, but there are loads of optional extras available to personalise your cover. This includes cover for more expensive jewellery (worth over $15,000 per item), business items (up to $5,000), accidental breakages and veterinary expenses if your pet is injured (up to $1,000).
On top of all this, Youi Contents Insurance has post-incident support features to help give you extra peace of mind, such as 12 months temporary accommodation (up to 12% of the sum insured) for you and your family, as well as your pets (up to $2,500). You'll also be able to access up to $1,500 in counselling services if you need emotional support after a claim.
Youi Contents Insurance also comes with open air contents cover up to $2,500 and another $20,000 coverage for items kept in storage.
Offering coverage on a wide range of potential events, Youi Contents Insurance is an excellent option for most Aussies, especially families and pet-owner.
Keep in mind there's no underinsurance protection with Youi, so you'll want to make sure all your belongings are valued properly.
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra, choose $0 to $100,000
No
No
No
Yes
Optional Extra, up to $1,000 per item , up to $5,000 in total
No
No
Up to $5,000 for funeral, up to $5,000 for injury
Optional Extra, up to $1,000
Up to $500
Up to 12 months, up to 12% of sum insured
Up to 12 months, up to $2,500
No
No
No
No
Up to 14 days
Up to 20% of sum insured
60
No
Yes
$400
true
no
none
Yes
Optional Extra - Yes
Up to $2,500
Up to $20,000,000
none
none
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Been with Youi for my contents insurance for over 6 years now, very affordable and a great service.
Read full reviewBeen with Youi for my contents insurance for over 6 years now, very affordable and a great service.
Have not had to claim on policy, but found the process to be extremely easy to set up an one of the best ones price wise without compromising on policy coverage.
Read full reviewHave not had to claim on policy, but found the process to be extremely easy to set up an one of the best ones price wise without compromising on policy coverage.
I would not recommend to anyone if you are looking for security and peace of mind with your insurance providing company as you’ll be left unsatisfied when any situation arises.
Read full reviewI would not recommend to anyone if you are looking for security and peace of mind with your insurance providing company as you’ll be left unsatisfied when any situation arises.
We were unable to get insurance with anybody else in our past house, due to possible flood plains, but Youi were able to insure us. I was happy to reinsure with them when we moved - they are competitive in price and cover what we need.
Read full reviewWe were unable to get insurance with anybody else in our past house, due to possible flood plains, but Youi were able to insure us. I was happy to reinsure with them when we moved - they are competitive in price and cover what we need.
Substantial savings when holding more multiple policies, awesome rewards and discounts available.
Read full reviewSubstantial savings when holding more multiple policies, awesome rewards and discounts available.
