Youi Contents Insurance

Contents

• Cash

• Credit card

• Cd dvd and electronic files

• Computer software hardware

  Software and Hardware up to sum insured

• Camera and accessories

• Carpets

• Handwoven carpets

• Antiques and valuables

• Jewellery

  Optional Extra - Up to $15,000 per item

• Uncut gems

• Replacement of documents

• Identity theft

• Personal medical equipment

• Tools of trade

  Optional extra

• Stock and inventory

• Home office contents

Other cover

• Death and injury

  Up to $5,000 for funeral, up to $5,000 for injury

• Veterinary expenses

  Optional extra

• Lock replacement

  Up to $500

• Temporary accommodation

  Up to 12 months, up to 12% of sum insured

• Temporary accommodation for pets

  Up to 12 months, up to $2,500

• Emergency storage

• Debris removal

• Demolition cost

• Temporary repairs

• Changing address

  Up to 14 days

• Contents while moving

  Up to 20% of sum insured

Policy and service features

• Days unoccupied until cover stops

  60

• Underinsurance protection

• New for old

• Basic excess from

  $400

• Choice of excess

• Pay monthly at no cost

• Discounts

  none

• Service 24 7

• Away from home

• Open air contents

  Up to $2,500

• Legal liability cover

  Up to $20,000,000

• Other benefits

• Other restrictions

Events

• Accidental loss and damage

  Optional extra

• Accidental breakage of glass

• Fire

• Lightning

• Storm

• Flood

• Earthquake

• Fusion

  Up to 10 years old

• Power surge

• Explosion

• Escape of liquid

• Storm surge

• Impact damage

• Theft or burglary

• Malicious acts and vandalism

• Riots and civil commotion