BankSA Secured Personal Loan

8.49% p.a.

9.60% p.a.based on $30,000
over 5 years

$195

12.74% p.a.

13.81% p.a.based on $30,000
over 5 years

$195

Currently showing

Rates

  • Fixed

  • 8.49% p.a. fixed

  • 9.60% p.a.based on $30,000
    over 5 years

Fees

  • $195.00

  • $12.00

  • $9.00

  • $0.00

  • $150 within first year of term, $100 thereafter.

Other financial bits

  • $3,000.00

  • $80,000.00

  • 1 Year

  • 5 Years

  • Vehicle

Features

  • Weekly, Fortnightly, Monthly

  • no

  • no

  • none

  • none

Rates

  • Variable

  • 12.74% p.a.variable

  • 13.81% p.a.based on $30,000
    over 5 years

Fees

  • $195.00

  • $12.00

  • $9.00

  • $0.00

  • $150 within first year of term, $100 thereafter.

Other financial bits

  • $3,000.00

  • $80,000.00

  • 1 Year

  • 7 Years

  • Vehicle

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

How are BankSA personal loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.6

Based on 22
BankSA personal loans reviews

7.0 7.1 7.5 7.5 7.5

Read BankSA personal loan reviews by the Mozo community

Latest reviews of BankSA Secured Personal Loan

BankSA

BankSA Secured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Good to deal with

The people who work there are easy to get along with

Full review

The people who work there are easy to get along with

    Price   7 / 10

    Features   0 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Terence (SA), reviewed 6 months ago

BankSA

BankSA Secured Personal Loan (Fixed) personal loan review

Overall rating   2 / 10

Hate this bank

Been a customer for 31 years and after falling behind in repayments after mother passed away and I was unwell, bank was threatening me with legal action for $1700

Full review

Been a customer for 31 years and after falling behind in repayments after mother passed away and I was unwell, bank was threatening me with legal action for $1700

    Price   3 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   5 / 10

    Trust   1 / 10

Less

Deborah (SA), reviewed about 2 years ago

BankSA

BankSA Secured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Keep doing what you're doing!

I love Bank SA!

Full review

I love Bank SA!

    Price   6 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Briony (SA), reviewed over 2 years ago

BankSA

BankSA Secured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Fantastic assistance when in need

We needed help managing our debt and things were really not looking good. The loan manager at the bank really did everything she could to get us a good loan. She pushed as hard as she could with her superiors to get us a loan when other banks...

Full review

We needed help managing our debt and things were really not looking good. The loan manager at the bank really did everything she could to get us a good loan. She pushed as hard as she could with her superiors to get us a loan when other banks wouldn't. Without her and the bank's backing, we would probably be in bankruptcy by now which is not how we wanted to start off in our daughter's life. We are really truly grateful.

    Price   5 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Steph (SA), reviewed over 4 years ago

BankSA

BankSA Secured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Awesome customer service

All I have to do is walk in to the bank and ask if I can refinance/add to my loan and within hours it is done and dusted...all signed and sealed. The girls/guys in branch are all so friendly and helpful and always ready to listen to your needs,...

Full review

All I have to do is walk in to the bank and ask if I can refinance/add to my loan and within hours it is done and dusted...all signed and sealed. The girls/guys in branch are all so friendly and helpful and always ready to listen to your needs, and treat you with respect and kindness. All questions about loans/cards etc are answered openly and honestly 100% of the time.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (SA), reviewed about 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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