BankSA Secured Personal Loan

The details shown below are for a fixed loan between $3,000 and $80,000

The details shown below are for a variable loan between $3,000 and $80,000

Choose the version of loan that suits you best

  • Loan: $3,000 $80,000

  • Loan: $3,000 $80,000

8.49% p.a.

9.60% p.a.based on $30,000
over 5 years

$195

BankSA Secured Personal Loan

8.49% p.a.

9.60% p.a.based on $30,000
over 5 years

$195

12.74% p.a.

13.81% p.a.based on $30,000
over 5 years

$195

BankSA Secured Personal Loan

12.74% p.a.

13.81% p.a.based on $30,000
over 5 years

$195

Details

Rates and fees information correct as at 20 October 2018.

Rates
  • Fixed

  • 8.49% p.a. fixed

  • 9.60% p.a.based on $30,000
    over 5 years

Fees
  • $195.00

  • $12.00

  • $9.00

  • $0.00

  • $150 within first year of term, $100 thereafter.

Other financial bits
  • $3,000.00

  • $80,000.00

  • 1 Year

  • 5 Years

  • Vehicle

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 20 October 2018.

Rates
  • Variable

  • 12.74% p.a.variable

  • 13.81% p.a.based on $30,000
    over 5 years

Fees
  • $195.00

  • $12.00

  • $9.00

  • $0.00

  • $150 within first year of term, $100 thereafter.

Other financial bits
  • $3,000.00

  • $80,000.00

  • 1 Year

  • 7 Years

  • Vehicle

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are BankSA personal loans rated by the Mozo community?

Overall customer rating
6.9/10
Price
6.3/10
Features
6.1/10
Customer service
7.3/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of BankSA Secured Personal Loan

  • Overall
    8/10
    Good to deal with

    The people who work there are easy to get along with

    The people who work there are easy to get along with

    Price
    7/10
    Features
    0/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10

    Terence | South Australia

    reviewed 8 months ago

  • Overall
    2/10
    Hate this bank

    Been a customer for 31 years and after falling behind in repayments after mother passed away and...

    Been a customer for 31 years and after falling behind in repayments after mother passed away and I was unwell, bank was threatening me with legal action for $1700

    Price
    3/10
    Features
    2/10
    Customer service
    2/10
    Convenience
    5/10
    Trust
    1/10

    Deborah | South Australia

    reviewed over 2 years ago

  • Overall
    8/10
    Keep doing what you're doing!

    I love Bank SA!

    I love Bank SA!

    Price
    6/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Briony | South Australia

    reviewed over 2 years ago

  • Overall
    9/10
    definatelyt great custome service

    When anyone has asked me re my loan they where all surprised how good it is. I have been with...

    When anyone has asked me re my loan they where all surprised how good it is. I have been with Bank SA from the start probably about 45 years. Have had home loans and have been very happy with them. They had a staff member who unfortunately left last year he was the best thing since sliced bread.

    Price
    9/10
    Features
    9/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    9/10

    Teresa | South Australia

    reviewed over 3 years ago

  • Overall
    8/10
    Fantastic assistance when in need

    We needed help managing our debt and things were really not looking good. The loan manager at the...

    We needed help managing our debt and things were really not looking good. The loan manager at the bank really did everything she could to get us a good loan. She pushed as hard as she could with her superiors to get us a loan when other banks wouldn't. Without her and the bank's backing, we would probably be in bankruptcy by now which is not how we wanted to start off in our daughter's life. We are really truly grateful.

    Price
    5/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10

    Steph | South Australia

    reviewed over 4 years ago

BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

See BankSA personal loans

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9.50% p.a.to 15.99% p.a.

10.06% p.a.to 16.53% p.a.based on $30,000
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$150.00upfront and $5.00/month

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12.95% p.a.

13.25% p.a.based on $30,000
over 5 years

$200.00upfront and $0.00/month

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10.99% p.a.

10.99% p.a.based on $30,000
over 5 years

$0.00upfront and $0.00/month

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7.65% p.a.to 21.00% p.a.

7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years

$0.00upfront and $0.00/month

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10.99% p.a.

11.87% p.a.based on $30,000
over 5 years

$150.00upfront and $10.00/month