BankSA Secured Personal Loan

The details shown below are for a fixed loan between $3,000 and $80,000

The details shown below are for a variable loan between $3,000 and $80,000

Choose the version of this loan that suits you best

  • Loan: $3,000 $80,000

  • Loan: $3,000 $80,000

8.49% p.a.

9.60% p.a.based on $30,000
over 5 years

$195

BankSA Secured Personal Loan

8.49% p.a.

9.60% p.a.based on $30,000
over 5 years

$195

Details
Customer Reviews
Similar loans

12.74% p.a.

13.81% p.a.based on $30,000
over 5 years

$195

BankSA Secured Personal Loan

12.74% p.a.

13.81% p.a.based on $30,000
over 5 years

$195

Details
Customer Reviews
Similar loans
Details
Customer Reviews
Similar loans

Details

Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • Fixed

  • 8.49% p.a. fixed

  • 9.60% p.a.based on $30,000
    over 5 years

Fees

  • $195.00

  • $12.00

  • $9.00

  • $0.00

  • $150 within first year of term, $100 thereafter.

Other financial bits

  • $3,000.00

  • $80,000.00

  • 1 Year

  • 5 Years

  • Vehicle

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • Variable

  • 12.74% p.a.variable

  • 13.81% p.a.based on $30,000
    over 5 years

Fees

  • $195.00

  • $12.00

  • $9.00

  • $0.00

  • $150 within first year of term, $100 thereafter.

Other financial bits

  • $3,000.00

  • $80,000.00

  • 1 Year

  • 7 Years

  • Vehicle

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are BankSA personal loans rated by the Mozo community?

Overall customer rating
6.9/10

Based on 72 BankSA personal loan reviews

Price
6.3/10
Features
6.1/10
Customer service
7.3/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of BankSA Secured Personal Loan

  • Overall
    8/10
    Good to deal with

    The people who work there are easy to get along with

    Read full review

    The people who work there are easy to get along with

    Price
    7/10
    Features
    0/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10

    Less

    Terence | South Australia

    reviewed about 1 year ago

  • Overall
    2/10
    Hate this bank

    Been a customer for 31 years and after falling behind in repayments after mother passed away and...

    Read full review

    Been a customer for 31 years and after falling behind in repayments after mother passed away and I was unwell, bank was threatening me with legal action for $1700

    Price
    3/10
    Features
    2/10
    Customer service
    2/10
    Convenience
    5/10
    Trust
    1/10

    Less

    Deborah | South Australia

    reviewed almost 3 years ago

  • Overall
    8/10
    Keep doing what you're doing!

    I love Bank SA!

    Read full review

    I love Bank SA!

    Price
    6/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Less

    Briony | South Australia

    reviewed about 3 years ago

  • Overall
    9/10
    definatelyt great custome service

    When anyone has asked me re my loan they where all surprised how good it is. I have been with...

    Read full review

    When anyone has asked me re my loan they where all surprised how good it is. I have been with Bank SA from the start probably about 45 years. Have had home loans and have been very happy with them. They had a staff member who unfortunately left last year he was the best thing since sliced bread.

    Price
    9/10
    Features
    9/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    9/10

    Less

    Teresa | South Australia

    reviewed about 4 years ago

  • Overall
    8/10
    Fantastic assistance when in need

    We needed help managing our debt and things were really not looking good. The loan manager at the...

    Read full review

    We needed help managing our debt and things were really not looking good. The loan manager at the bank really did everything she could to get us a good loan. She pushed as hard as she could with her superiors to get us a loan when other banks wouldn't. Without her and the bank's backing, we would probably be in bankruptcy by now which is not how we wanted to start off in our daughter's life. We are really truly grateful.

    Price
    5/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10

    Less

    Steph | South Australia

    reviewed about 5 years ago

BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

See BankSA personal loans

Promoted

St.George

St.George

Secured Personal Loan

8.49% p.a.

9.60% p.a.based on $30,000
over 5 years

$195.00upfront and $12.00/month

Go to site

Promoted

Australian Military Bank

Australian Military Bank

Unsecured Personal Loan - Excellent Credit (Fixed)

7.93% p.a.to 18.87% p.a.

8.77% p.a.to 20.27% p.a.based on $30,000
over 5 years

$100.00upfront and $10.00/month

Go to site

Promoted

Harmoney

Harmoney

Unsecured Personal Loan

6.99% p.a.to 28.69% p.a.

7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years

$500.00upfront and $0.00/month

Go to site

Promoted

ING

ING

Unsecured Personal Loan

8.99% p.a.

9.13% p.a.based on $30,000
over 5 years

$100.00upfront and $0.00/month

Go to site

Promoted

People's Choice Credit Union

People's Choice Credit Union

Discounted Personal Loan

7.99% p.a.

8.35% p.a.based on $30,000
over 5 years

$250.00upfront and $0.00/month

Go to site

Promoted

ANZ

ANZ

Unsecured Personal Loan

12.45% p.a.

13.32% p.a.based on $30,000
over 5 years

$150.00upfront and $10.00/month

Go to site

Promoted

RACQ Bank

RACQ Bank

Unsecured Personal Loan

12.95% p.a.

13.25% p.a.based on $30,000
over 5 years

$200.00upfront and $0.00/month

Go to site

Promoted

Latitude

Latitude

Personal Loan (Secured)

12.99% p.a.to 28.99% p.a.

14.20% p.a.to 30.13% p.a.based on $30,000
over 5 years

$250.00upfront and $13.00/month

Go to site

Promoted

St.George

St.George

Secured Personal Loan

8.49% p.a.

9.60% p.a.based on $30,000
over 5 years

$195.00upfront and $12.00/month

Go to site

Promoted

People's Choice Credit Union

People's Choice Credit Union

Discounted Personal Car Loan

5.64% p.a.

5.99% p.a.based on $30,000
over 5 years

$250.00upfront and $0.00/month

Go to site

Promoted

St.George

St.George

Secured Personal Loan

12.74% p.a.

13.81% p.a.based on $30,000
over 5 years

$195.00upfront and $12.00/month

Go to site

Promoted

Latitude

Latitude

Personal Loan (Secured)

12.99% p.a.to 28.99% p.a.

14.20% p.a.to 30.13% p.a.based on $30,000
over 5 years

$250.00upfront and $13.00/month

Go to site

Promoted

People's Choice Credit Union

People's Choice Credit Union

Discounted Personal Loan

7.99% p.a.

8.35% p.a.based on $30,000
over 5 years

$250.00upfront and $0.00/month

Go to site

Promoted

Australian Military Bank

Australian Military Bank

Unsecured Personal Loan - Excellent Credit (Fixed)

7.93% p.a.to 18.87% p.a.

8.77% p.a.to 20.27% p.a.based on $30,000
over 5 years

$100.00upfront and $10.00/month

Go to site

Promoted

ANZ

ANZ

Unsecured Personal Loan

12.45% p.a.

13.32% p.a.based on $30,000
over 5 years

$150.00upfront and $10.00/month

Go to site

Promoted

ING

ING

Unsecured Personal Loan

8.99% p.a.

9.13% p.a.based on $30,000
over 5 years

$100.00upfront and $0.00/month

Go to site

Promoted

Harmoney

Harmoney

Unsecured Personal Loan

6.99% p.a.to 28.69% p.a.

7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years

$500.00upfront and $0.00/month

Go to site

Promoted

MoneyPlace

MoneyPlace

Unsecured Personal Loan (Fixed)

7.65% p.a.to 21.00% p.a.

7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years

$0.00upfront and $0.00/month

Go to site

Promoted

RACQ Bank

RACQ Bank

Unsecured Personal Loan

12.95% p.a.

13.25% p.a.based on $30,000
over 5 years

$200.00upfront and $0.00/month

Go to site

Promoted

Wisr

Wisr

Unsecured Personal Loan

8.50% p.a.to 19.95% p.a.

9.34% p.a.to 20.91% p.a.based on $30,000
over 5 years

$595.00upfront and $0.00/month

Go to site

Promoted

CUA

CUA

Unsecured Personal Loan (Variable)

10.89% p.a.

11.15% p.a.based on $30,000
over 5 years

$175.00upfront and $0.00/month

Go to site
Compare other personal loans