Heritage Bank Standard Personal Loan (Unsecured)

The details shown below are for a fixed loan between $5,000 and $25,000

The details shown below are for a variable loan between $5,000 and $25,000

Choose the version of loan that suits you best

  • Loan: $5,000 $25,000

  • Loan: $5,000 $25,000

10.99% p.a.

11.62% p.a.based on $30,000
over 5 years

$200

Heritage Bank Standard Personal Loan (Unsecured)

10.99% p.a.

11.62% p.a.based on $30,000
over 5 years

$200

12.99% p.a.

13.61% p.a.based on $30,000
over 5 years

$200

Heritage Bank Standard Personal Loan (Unsecured)

12.99% p.a.

13.61% p.a.based on $30,000
over 5 years

$200

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 10.99% p.a. fixed

  • 11.62% p.a.based on $30,000
    over 5 years

Fees
  • $200.00

  • $5.00

  • $20.00

  • $0.00

  • Fees may apply

Other financial bits
  • $5,000.00

  • $25,000.00

  • 1 Year

  • 5 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Variable

  • 12.99% p.a.variable

  • 13.61% p.a.based on $30,000
    over 5 years

Fees
  • $200.00

  • $5.00

  • $20.00

  • $0.00

  • Fees may apply

Other financial bits
  • $5,000.00

  • $25,000.00

  • 1 Year

  • 5 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Heritage Bank personal loans rated by the Mozo community?

Overall customer rating
8.4/10
Price
7.4/10
Features
7.1/10
Customer service
8.7/10
Convenience
8.0/10
Trust
8.3/10

Latest reviews of Heritage Bank Standard Personal Loan (Unsecured)

  • Overall
    10/10
    'Competitive features and great customer service'

    Heritage has the best rates and staff with the best customer service and advice. The lowest...

    Heritage has the best rates and staff with the best customer service and advice. The lowest interest rate and fees.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Kevin | Queensland

    reviewed almost 4 years ago

  • Overall
    9/10
    Great customer focused bank

    Have always looked after me, very easy to contact and always willing to help no matter what, will...

    Have always looked after me, very easy to contact and always willing to help no matter what, will be taking out my home loan through them also.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Blake | Queensland

    reviewed about 4 years ago

  • Overall
    8/10
    The best customer service

    Everything about Heritage Bank is excellent, I can't fault them in anyway.

    Everything about Heritage Bank is excellent, I can't fault them in anyway.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Jenny | Queensland

    reviewed about 5 years ago

  • Overall
    10/10
    Love Heritage no traps , people bank fantastic!!!

    this bank is one of the loves in my life. im happy, safe and secure and get treated wonderfully.

    this bank is one of the loves in my life. im happy, safe and secure and get treated wonderfully.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Amanda | Queensland

    reviewed over 6 years ago

Heritage Bank

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

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