IMB Bank Unsecured Personal Loan
9.79% p.a.
11.54% p.a.based on $10,000
over 3 years
$250
IMB Bank Unsecured Personal Loan
9.79% p.a.
11.54% p.a.based on $10,000
over 3 years
$250
IMB Bank Unsecured Personal Loan
9.79% p.a.
11.54% p.a.based on $10,000
over 3 years
$250
Mozo Review IMB Bank Unsecured Personal Loan Review
Last updated: 14 November 2019.
What's hot:
No monthly fees
No early repayment penalties
What's not:
$250 Upfront fee
$50 late fee
Mozo snapshot:
What makes the IMB fixed rate unsecured personal loan stand out from the pack is its competitive 9.79% interest rate (11.54% comparison rate*) and the option for you to pay out the loan early without penalties.
Key features:
The IMB fixed rate unsecured loan is available for loans between $2,000 and $30,000. You can choose the loan term depending on how quickly you can repay the loan from 1 - 5 years.
It's convenient to be able to choose when you'll make your repayments with weekly, fortnightly and monthly options. The IMB fixed rate unsecured loan allows extra repayments for free, which is great if you find you have some extra cash to put towards your loan but you won't be able to redraw any extra repayments as there is no redraw facility.
One of the key features of the IMB fixed rate unsecured loan is that it has no ongoing fees. But that's not to say there are no fees whatsoever. You'll have to budget for the standard $250 upfront fee, and if you're late with your repayments you'll be charged a steep $50.
Who it's good for:
The IMB personal loan is good option for anyone who wants the security of a fixed rate but the flexibility to pay back the loan at anytime.
Any catches?
Be sure to automate your payments or you'll be hit with a $50 late payment fee.
Details
Rates and fees information correct as at 20 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Fixed
-
9.79% p.a. fixed
-
11.54% p.a.based on $10,000
over 3 years
Fees
-
$250.00
-
$0.00
-
$50.00
-
$0.00
-
$0.00
Other financial bits
-
$2,000.00
-
$30,000.00
-
1 Year
-
5 Years
-
Unsecured
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
no
-
none
-
none
Customer Reviews
How are IMB Bank personal loans rated by the Mozo community?
Latest review of IMB Bank Unsecured Personal Loan
- Overall8/10
Friendly Staff and a personalised service
Friendly Staff and a personalised service
Read full review
Friendly Staff and a personalised service
Price7/10Features5/10Customer service10/10Convenience3/10Trust10/10Less
Amanda | Victoria
reviewed over 7 years ago
About IMB Bank
IMB is one of Australia's largest building society servicing the lower east coast of Australia. IMB's better value banking offers its customers lower cost banking and secure services. IMBs' face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.
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