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Macquarie Credit Union Used Car Loan

Advertiser disclosure
The details shown below are for a variable loan between $10,000 and $80,000
The details shown below are for a variable loan between $10,000 and $80,000
The details shown below are for a variable loan between $10,000 and $80,000

Choose the version of this loan that suits you best

Loan type Name Min loan amount Max loan amount
Variable Used Car Loan (up to 10 years old, Variable, Secured) $10,000 $80,000
Variable Used Car Loan (up to 10 years old with 10% equity option, Variable, Secured) $10,000 $80,000
Variable Used Car Loan (up to 5 years old, Variable, Secured) $10,000 $80,000
  • Loan: $10,000 $80,000
  • Loan: $10,000 $80,000
  • Loan: $10,000 $80,000
Interest rate from
10.70% p.a.
Comparison rate from
11.33% p.a.based on $30,000
over 5 years
Upfront fee
$200.00
Interest rate from
10.20% p.a.
Comparison rate from
10.83% p.a.based on $30,000
over 5 years
Upfront fee
$200.00
Interest rate from
8.95% p.a.
Comparison rate from
9.58% p.a.based on $30,000
over 5 years
Upfront fee
$200.00

Details

Rates and fees information correct as at 22 June 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Variable

10.70% p.a.variable

11.33% p.a.based on $30,000
over 5 years

Fees

$200.00

$5.00

$0.00

$0.00

$0.00

Other financial bits

$10,000.00

$80,000.00

1 Year

7 Years

Vehicle

Features

-

Weekly, Fortnightly, Monthly

yes

yes

Maximum 7 year term for vehicles under 7 years old. Maximum 5 year term for vehicles 8-10 years old.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 22 June 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Variable

10.20% p.a.variable

10.83% p.a.based on $30,000
over 5 years

Fees

$200.00

$5.00

$0.00

$0.00

$0.00

Other financial bits

$10,000.00

$80,000.00

1 Year

7 Years

Vehicle

Features

-

Weekly, Fortnightly, Monthly

yes

yes

10% deposit of purchase price required. Maximum 7 year term for vehicles under 7 years old. Maximum 5 year term for vehicles 8-10 years old.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 22 June 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Variable

8.95% p.a.variable

9.58% p.a.based on $30,000
over 5 years

Fees

$200.00

$5.00

$0.00

$0.00

$0.00

Other financial bits

$10,000.00

$80,000.00

1 Year

7 Years

Vehicle

Features

-

Weekly, Fortnightly, Monthly

yes

yes

none

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Macquarie Credit Union personal loans rated by the Mozo community?

Overall
7.5/10
Price
5.9/10
Features
5.4/10
Customer service
5.8/10
Convenience
5.2/10
Trust
6.6/10
Based on 7 Macquarie Credit Union personal loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

About Macquarie Credit Union

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