7.2 / 10

based on 50 reviews as rated by Mozo community

Macquarie Credit Union personal loans

Macquarie Credit Union offers its financial services and products to members of any Local, State or Federal Government, Australia Post, Auscott Pty Ltd and Macquarie Credit union employees. It offers members a range of financial products in home and personal loans, car loans, savings accounts, term deposits, credit cards, debit cards and car insurance. Macquarie Credit Union offers its members financial products that are competitively priced and flexible, to suit their needs.

Macquarie Credit Union offers the following personal loans

Rates and fees verified as correct at 02 December, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
10|5|50 Personal Loan (Variable, Unsecured)

10.99% p.a.

13.45% p.a.based on $10,000
over 3 years

$200

New Car Loan (less than 2 years old, Variable, Secured)

5.99% p.a.

6.65% p.a.based on $30,000
over 5 years

$200

Unsecured Personal Loan (Variable)

13.95% p.a.

14.57% p.a.based on $30,000
over 5 years

$200

Unsecured Personal Loan (Variable)

14.20% p.a.

16.66% p.a.based on $10,000
over 3 years

$200

Used Car Loan (up to 10 years old with 10% equity option, Variable, Secured)

10.20% p.a.

10.83% p.a.based on $30,000
over 5 years

$200

Used Car Loan (up to 10 years old, Variable, Secured)

10.70% p.a.

11.33% p.a.based on $30,000
over 5 years

$200

Used Car Loan (up to 5 years old, Variable, Secured)

7.95% p.a.

8.58% p.a.based on $30,000
over 5 years

$200

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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How are Macquarie Credit Union personal loans rated?

Mozo users have rated Macquarie Credit Union personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of personal-loans
Macquarie Credit Union personal loans
Overall
6.0/10
Price
Features
Customer service
Convenience
Trust

6 Reviews

Recent Macquarie Credit Union personal loan reviews

Macquarie Credit Union Unsecured Personal Loan review
Overall 10/10
Great banking

Great banking so helpful

Read full review

Great banking so helpful

Price
9/10
Less
Peta, New South Wales reviewed over 3 years ago
Macquarie Credit Union Unsecured Personal Loan review
Overall 5/10
Easy to obtain a loan

The high interest rates are killing us within our current financial predicament

Read full review

The high interest rates are killing us within our current financial predicament

Price
2/10
Less
Judy, New South Wales reviewed almost 4 years ago
Macquarie Credit Union Personal Loan review
Overall 2/10
Lack of online information

The only issue I have in both trust and recommending is the complete lack of information. Nearly through my first year of a 5 year contract and I have only just found out they have an online portal. I go to all the effort of signing up only to find the online portal has pretty much no information other than to ring the 1800 number for a pay out figure. I don't want a payout figure, I just want to see my balance, gauge how much interest I am paying, pay a little extra from time to time and enjoy watching my loan go down. I can't with this loan unless I call and state I just want to know the balance (not a payout figure as this would cost each time).

Read full review

The only issue I have in both trust and recommending is the complete lack of information. Nearly through my first year of a 5 year contract and I have only just found out they have an online portal. I go to all the effort of signing up only to find the online portal has pretty much no information other than to ring the 1800 number for a pay out figure. I don't want a payout figure, I just want to see my balance, gauge how much interest I am paying, pay a little extra from time to time and enjoy watching my loan go down. I can't with this loan unless I call and state I just want to know the balance (not a payout figure as this would cost each time).

Price
7/10
Features
6/10
Customer service
3/10
Convenience
0/10
Trust
0/10
Less
Michael, Victoria reviewed over 6 years ago
Macquarie Credit Union Personal Loan review
Overall 4/10
Awesome

Well, they help you get what you want.

Read full review

Well, they help you get what you want.

Price
3/10
Features
3/10
Customer service
4/10
Convenience
4/10
Trust
4/10
Less
Kevin, Western Australia reviewed over 6 years ago

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