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Orange Credit Union Secured Personal Loan

Advertiser disclosure
Interest rate from
8.99% p.a.
Comparison rate from
9.37% p.a.based on $30,000
over 5 years
Upfront fee
$250

Mozo editorial review Orange Credit Union Secured Personal Loan

Last updated: 10 July 2020.

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What's hot
  • 8.99% (9.37% comparison rate*)
  • Extra repayments
  • Redraw facility
What's not
  • $250 application fee
Mozo snapshot

If you have a motor vehicle, a good chunk of savings or a property and are after a personal loan, the Orange Credit Union Secured Personal Loan could be for you. There is a minimum borrow amount of $2,000 (maximum subject to application), loan terms up to 7 years and no monthly fees for this loan. Plus, if flexibility is what you need, extra repayments are allowed and there is a redraw facility if you need it.

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Key features

The Orange Credit Union Secured Personal Loan comes with both a competitive interest rate and flexible repayment features. 

With a variable interest rate of 8.99% (9.37% comparison rate*), no monthly service fee and a range of borrowing terms, this loan has a few things going for it. Customers can choose to borrow from $2,000 (maximum calculated according to your application), and choose a term of up to 7 years. 

And when it comes to repayments, let’s talk about flexibility: not only do borrowers choose a weekly, fortnightly or monthly repayment schedule, there are additional features too. Customers can make free extra repayments towards the loan whenever they want as well as access a redraw facility if and when they need to. 

Just bear in mind, there is a $250 application cost upfront.

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Who is it good for

This loan is good for a borrower with collateral and who needs flexibility when it comes repaying the loan. Not only could they benefit from free extra repayments and a redraw facility, there is also no penalty fee for paying down the loan early.

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Any catches

This is a secured loan so you will have to put up your vehicle, property or savings as collateral. If you don’t have assets to put against a loan, the Orange Credit Union Unsecured Personal Loan may be a better option.

Details

Rates and fees information correct as at 25 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Variable

  • 8.99% p.a.variable

  • 9.37% p.a.based on $30,000
    over 5 years

Fees
  • $250.00

  • $0.00

  • n/a

  • n/a

  • 0

Other financial bits
  • $2,000.00

  • none

  • 0 Years

  • 7 Years

  • Various

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Orange Credit Union personal loans rated by the Mozo community?

Overall
7.8/10
Price
7.3/10
Features
5.8/10
Customer service
8.0/10
Convenience
7.8/10
Trust
7.3/10
Orange Credit Union

About Orange Credit Union

Orange is a credit union that offers financial products and services to people in the Orange area. Orange offers a comprehensive range of financial products including: home, car and personal loans, savings accounts, term deposits, debit cards, credit cards and car insurance. Orange prides itself on putting its members first when it comes to finding financial solutions.

See Orange Credit Union personal loans

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CUA

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9.39% p.a.

9.64% p.a.based on $30,000
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Wisr

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8.22% p.a.to 19.76% p.a.based on $30,000
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P&N Bank

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6.81% p.a.

7.80% p.a.based on $30,000
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6.79% p.a.

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3.97% p.a.

4.51% p.a.based on $30,000
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NOW Finance

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Unsecured Personal Loan

6.95% p.a.to 17.95% p.a.

6.95% p.a.to 17.95% p.a.based on $30,000
over 5 years

Plenti

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Unsecured Personal Loan (Fixed)

6.49% p.a.to 8.99% p.a.

6.84% p.a.to 9.34% p.a.based on $30,000
over 5 years

Alex

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6.95% p.a.to 19.99% p.a.

6.95% p.a.to 19.99% p.a.based on $30,000
over 5 years

OurMoneyMarket

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6.75% p.a.to 8.48% p.a.

6.96% p.a.to 8.69% p.a.based on $30,000
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SocietyOne

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Unsecured Personal Loan (Fixed)

6.99% p.a.to 9.49% p.a.

6.99% p.a.to 12.2% p.a.based on $10,000
over 3 years

Liberty

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6.45% p.a.to 26.99% p.a.

6.45% p.a.to 26.99% p.a.based on $30,000
over 5 years

CUA

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Unsecured Personal Loan (Fixed)

9.39% p.a.

9.64% p.a.based on $30,000
over 5 years

Symple Loans

Symple Loans

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5.75% p.a.to 21.99% p.a.

6.47% p.a.to 25.11% p.a.based on $30,000
over 5 years

NOW Finance

NOW Finance

Unsecured Personal Loan

6.95% p.a.to 17.95% p.a.

6.95% p.a.

$0.00

Plenti

Plenti

Unsecured Personal Loan (Fixed)

6.49% p.a.to 8.99% p.a.

6.84% p.a.

$0.00

Alex

Alex

Personal Loan

6.95% p.a.to 19.99% p.a.

6.95% p.a.

$0.00

OurMoneyMarket

OurMoneyMarket

Low Rate Personal Loan

6.75% p.a.to 8.48% p.a.

6.96% p.a.

$0.00

SocietyOne

SocietyOne

Unsecured Personal Loan (Fixed)

6.99% p.a.to 9.49% p.a.

6.99% p.a.

$0.00

Liberty

Liberty

Personal Loan

6.45% p.a.to 26.99% p.a.

6.45% p.a.

$0.00

Symple Loans

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Personal Loan

5.75% p.a.to 21.99% p.a.

6.47% p.a.

$10.00

Wisr

Wisr

Unsecured Personal Loan

7.95% p.a.to 19.45% p.a.

8.22% p.a.

$0.00