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People's Choice Unsecured Personal Loan

Advertiser disclosure

The details shown below are for a fixed loan between $2,000 and $40,000

The details shown below are for a fixed loan between $2,000 and $40,000

Choose the version of this loan that suits you best

  • Loan: $2,000 $40,000

  • Loan: $2,000 $40,000

Interest rate from
7.99% p.a.
Comparison rate from
9.72% p.a.based on $10,000
over 3 years
Upfront fee
$250
Interest rate from
13.99% p.a.
Comparison rate from
15.78% p.a.based on $10,000
over 3 years
Upfront fee
$250

Mozo editorial review People's Choice Unsecured Personal Loan - last updated: 18 November 2021

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What's hot
  • 2022 Personal Loan Provider of the Year
  • 2022 Mozo Experts Choice Award winner
  • 7.99% p.a. fixed interest rate (9.72% p.a. comparison rate)*
  • Free extra repayments and redraw facility
What's not
  • $250 upfront fee
Mozo snapshot

Need some extra cash to help pay for your wedding or home renovation project? Well, with competitive fixed interest rates starting from 7.99% p.a. (9.72% p.a. comparison rate*), free extra loan repayments and redraw facility and flexible repayment options, the 2022 Mozo Experts Choice Award winning Low Rate Unsecured Personal Loan from People's Choice could be just the thing you’re after!

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Key features

If you’re looking for some cash to help cover the cost of a big upcoming purchase, the People’s Choice Low Rate Unsecured Personal Loan can get the job done. 

This loan hits the ground running with hot fixed interest rates from 7.99% p.a. (9.72% p.a. comparison rate)* on amounts between $2,000 and $40,000 on loan terms between 1-7 years.

And if its flexible features you’re after, then you’ve come to the right place! The People’s Choice Low Rate Unsecured Personal Loan gives you a choice of either weekly, fortnightly or monthly repayment options, so you’ll be able to tailor your repayments to suit your regular pay and lifestyle.

On top of all this, free extra repayments are allowed to help you pay your loan off faster, plus, you’ll be able to dip into those additional repayments with the redraw facility.

Be aware, that although there are no service fees, exit fees, or early repayment fees attached to this loan, it does, however, come with a $250 upfront application fee.

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Who is it good for

The People’s Choice Low Rate Unsecured Personal Loan is an unsecured loan, which means it could be a great personal loan option for Aussies who don’t own or want to put an asset up as security against the loan.

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Any catches

The People’s Choice Low Rate Unsecured Personal Loan doesn’t come with any service, exit or early repayment fees, however, you will need to budget for the $250 application fee.

Details

Rates and fees information correct as at 28 November 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

7.99% p.a. fixed

9.72% p.a.based on $10,000
over 3 years

Fees

$250.00

$0.00

$25.00

n/a

$0.00

Other financial bits

$2,000.00

$40,000.00

1 Year

7 Years

Unsecured

Features

Weekly, Fortnightly, Monthly

yes

yes

Interest rate available only to applicants who meet assessment criteria, higher rates may apply.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 28 November 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

13.99% p.a. fixed

15.78% p.a.based on $10,000
over 3 years

Fees

$250.00

$0.00

$25.00

n/a

$0.00

Other financial bits

$2,000.00

$40,000.00

1 Year

7 Years

Unsecured

Features

Weekly, Fortnightly, Monthly

yes

yes

none

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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