Listed Events Home Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to 15 years old
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
no
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $1,000
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $750 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Accidental Damage Home Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to 15 years old
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
No
- Death and injury cover
-
No
- Monthly payments cost extra
-
no
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Yes
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $1,500 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Listed Events Home Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to 15 years old
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000 for funeral
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Up to $10,000
- Antiques and valuables
-
Up to $2,500 per item. Up to greater of $5,000 or 20% in total for valuables
- Cash
-
Up to $750
- Cd dvd and electronic files
-
Up to $20,000 per item or set
- Computer software and hardware
-
Up to $20,000 per item or set
- Camera and accessories
-
Up to $2,500 per item. Up to greater of $5,000 or 20% in total for valuables
- Carpets
-
Up to $20,000 per item or set
- Home office contents
-
Up to $10,000
- Identity theft
-
No
- Jewellery
-
Up to $2,500 per item. Up to greater of $5,000 or 20% in total for valuables
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Up to $5,000
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Up to 12 months
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
No
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Accidental Damage Home Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to 15 years old
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
No
- Death and injury cover
-
Up to $10,000 for funeral
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Up to $10,000
- Antiques and valuables
-
Up to $2,500 per item. Up to greater of $7,500 or 20% in total for valuables
- Cash
-
Up to $1,250
- Cd dvd and electronic files
-
Up to $20,000 per item or set
- Computer software and hardware
-
Up to $20,000 per item or set
- Camera and accessories
-
Up to $2,500 per item. Up to greater of $7,500 or 20% in total for valuables
- Carpets
-
Up to $20,000 per item or set
- Home office contents
-
Up to $10,000
- Identity theft
-
No
- Jewellery
-
Up to $2,500 per item. Up to greater of $7,500 or 20% in total for valuables
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Up to $5,000
- Lock replacement
-
Yes
- Emergency storage
-
Up to 12 months
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
No
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Listed Events Home Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to 15 years old
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000 for funeral
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Up to $10,000
- Antiques and valuables
-
Up to $2,500 per item. Up to greater of $5,000 or 20% in total for valuables
- Cash
-
Up to $750
- Cd dvd and electronic files
-
Up to $20,000 per item or set
- Computer software and hardware
-
Up to $20,000 per item or set
- Camera and accessories
-
Up to $2,500 per item. Up to greater of $5,000 or 20% in total for valuables
- Carpets
-
Up to $20,000 per item or set
- Home office contents
-
Up to $10,000
- Identity theft
-
No
- Jewellery
-
Up to $2,500 per item. Up to greater of $5,000 or 20% in total for valuables
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Up to $5,000
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Up to 12 months
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $750 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Accidental Damage Home Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to 15 years old
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
No
- Death and injury cover
-
Up to $10,000 for funeral
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Up to $10,000
- Antiques and valuables
-
Up to $2,500 per item. Up to greater of $7,500 or 20% in total for valuables
- Cash
-
Up to $1,250
- Cd dvd and electronic files
-
Up to $20,000 per item or set
- Computer software and hardware
-
Up to $20,000 per item or set
- Camera and accessories
-
Up to $2,500 per item. Up to greater of $7,500 or 20% in total for valuables
- Carpets
-
Up to $20,000 per item or set
- Home office contents
-
Up to $10,000
- Identity theft
-
No
- Jewellery
-
Up to $2,500 per item. Up to greater of $7,500 or 20% in total for valuables
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Up to $5,000
- Lock replacement
-
Yes
- Emergency storage
-
Up to 12 months
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $1,500 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Your selected home insurance
People's Choice home insurance ratings
Customer reviews
No one has rated People's Choice home insurance in the past 24 months - be the first!
Write a reviewPeople's Choice products
Home insurance quick links
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
^See information about the Mozo Experts Choice Home Insurance Awards