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No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts, including access to an Australian-wide ATM network.
Last updated 6 April 2025
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Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Cash Management Account
Maximum rate
3.75
%
p.a.
(for $500,000 and over)
Standard rate
0.00
%
p.a.
(for $0 to $5,000)
No Partner link
Standard rate
Balances from $0: 0.00% p.a. Balances from $5,000: 0.20% p.a. Balances from $20,000: 0.40% p.a. Balances from $50,000: 0.65% p.a. Balances from $100,000: 2.90% p.a. Balances from $250,000: 3.75% p.a. Balances from $500,000: 3.75% p.a.
Maximum rate
-
Maximum rate conditions
n/a
Interest paid
Monthly
Account fee per month
$5.00- $0 if minimum balance of $5000 is maintained every month. Active Term Deposit held under same client number. Auswide Bank shareholder.
Access
ATM, EFTPOS, Visa Debit, BPay, Branch access, Phone banking, Internet banking, Bank@Post
Kids ages
-
Minimum balance
$0.00
Other restrictions
Fee of $0.60 applies per external transfer
Other benefits
Autosweep - sweeps funds from your other Auswide accounts if the account is overdrawn.
Ziggy Kids Saver
Maximum rate
3.01
%
p.a.
(for $0 and over)
Minimum one deposit and no withdrawals in the month
Standard rate
0.01
%
p.a.
(for $0 and over)
No Partner link
Standard rate
Balances from $0: 0.01% p.a.
Maximum rate
Balances from $0: 3.01% p.a.
Maximum rate conditions
Minimum one deposit and no withdrawals in the month
Interest paid
Monthly
Account fee per month
$0.00
Access
BPay, Branch access, Phone banking, Internet banking
Kids ages
Under 16
Minimum balance
$0.00
Other restrictions
Account for children aged under 16.
Other benefits
Autosweep - sweeps funds from your other Auswide accounts if the account is overdrawn.
Bonus Plus Saver
Maximum rate
2.56
%
p.a.
(for $0 and over)
Minimum one deposit and no withdrawals in the month
Standard rate
0.01
%
p.a.
(for $0 and over)
No Partner link
Standard rate
Balances from $0: 0.01% p.a.
Maximum rate
Balances from $0: 2.56% p.a.
Maximum rate conditions
Minimum one deposit and no withdrawals in the month
Interest paid
Monthly
Account fee per month
$0.00
Access
BPay, Branch access, Phone banking, Internet banking
Kids ages
-
Minimum balance
$0.00
Other restrictions
Fee of $0.60 applies per external transfer
Other benefits
Autosweep - sweeps funds from your other Auswide accounts if the account is overdrawn.
Online Saver
Maximum rate
1.50
%
p.a.
(for $0 and over)
Standard rate
1.50
%
p.a.
(for $0 and over)
No Partner link
Standard rate
Balances from $0: 1.50% p.a.
Maximum rate
-
Maximum rate conditions
n/a
Interest paid
Monthly
Account fee per month
$0.00
Access
Phone banking, Internet banking
Kids ages
-
Minimum balance
$0.00
Other restrictions
-
Other benefits
-
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Overall customer rating for Auswide Bank savings accounts
4.0
Price
3.7
Features
3.4
Customer service
4.4
Convenience
4.1
Trust
4.3
Based on 93 product reviews.
Customer reviews
Important disclosures
Important disclosures
Important information about the Mozo customer ratings
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. More about the Mozo customer ratings.
A
Alison
Queensland -
3.5
Handy and trustworthy
The savings account is easy to access through the net or local Branch. Bank staff are efficient and helpful. I trust this bank.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
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