Bank of Melbourne credit card reviews

Bank of Melbourne
Bank of Melbourne's overall rating for credit cards

(as rated by the Mozo community)

7.6 / 10

based on 117 reviews

Price

Features

Customer service

Convenience

Trust

Top 5 credit cards 2015

Featured credit card from Bank of Melbourne

Recent Bank of Melbourne credit card reviews

Bank of Melbourne

Bank of Melbourne No Annual Fee credit card review

Overall rating   8 / 10

Satisfactory

No money debit card is all I have. Service could be better.

Full review

No money debit card is all I have. Service could be better.

    Price   8 / 10

    Features   7 / 10

    Customer service   4 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Kelly, Victoria, reviewed 24 days ago

Bank of Melbourne

Bank of Melbourne credit card review

Overall rating   0 / 10

Hopeless. Everything is just a mess and hopeless

My review is that the online banking is far too hard for older people, we have no idea what to do. Staff try to explain but it is far too complicated a system and is directed for the young ones.

Full review

My review is that the online banking is far too hard for older people, we have no idea what to do. Staff try to explain but it is far too complicated a system and is directed for the young ones.

    Features   3 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

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Pauline, Australian Capital Territory, reviewed 4 months ago

Bank of Melbourne

Bank of Melbourne Vertigo Platinum credit card review

Overall rating   0 / 10

Hopeless. Everything is just a mess and hopeless

My review is that the online banking is far too hard for older people, we have no idea what to do. Staff try to explain but it is far too complicated a system and is directed for the young ones.

Full review

My review is that the online banking is far too hard for older people, we have no idea what to do. Staff try to explain but it is far too complicated a system and is directed for the young ones.

    Features   3 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

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Pauline, Victoria, reviewed 4 months ago

Bank of Melbourne

Bank of Melbourne credit card review

Overall rating   9 / 10

The customer service is great

I don't dislike the bank. The customer service is great

Full review

I don't dislike the bank. The customer service is great

    Price   7 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   3 / 10

    Trust   7 / 10

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Melissa, Western Australia, reviewed 11 months ago

Bank of Melbourne

Bank of Melbourne No Annual Fee credit card review

Overall rating   6 / 10

Could be a bit better

Not bad at all, but could be a bit better.

Full review

Not bad at all, but could be a bit better.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Fabian, New South Wales, reviewed 12 months ago

Bank of Melbourne

Bank of Melbourne Amplify Platinum (Amplify Rewards) credit card review

Overall rating   9 / 10

Competitive offers for Balance Transfer

Great credit card, helped us out with a balance transfer offer. Great to deal with. No problem recommending.

Full review

Great credit card, helped us out with a balance transfer offer. Great to deal with. No problem recommending.

    Price   7 / 10

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Kath, New South Wales, reviewed about 1 year ago

Bank of Melbourne

Bank of Melbourne Amplify Classic (Amplify Rewards) credit card review

Overall rating   10 / 10

Very helpful

Answered all related enquirers

Full review

Answered all related enquirers

    Price   10 / 10

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Sheri, Victoria, reviewed over 1 year ago

Bank of Melbourne

Bank of Melbourne No Annual Fee credit card review

Overall rating   5 / 10

Good solid product service

Often fees and charges don't exceed expectations. Mostly use my app for transactions such as bill payments, transfer of funds and simply checking balances. Would recommend to others.

Full review

Often fees and charges don't exceed expectations. Mostly use my app for transactions such as bill payments, transfer of funds and simply checking balances. Would recommend to others.

    Price   4 / 10

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Mel, Western Australia, reviewed over 1 year ago

Bank of Melbourne

Bank of Melbourne Vertigo Platinum credit card review

Overall rating   8 / 10

Great customer service

Credit card can be used anywhere.

Full review

Credit card can be used anywhere.

    Price   6 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   7 / 10

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Yen, Victoria, reviewed over 2 years ago

Bank of Melbourne

Bank of Melbourne Vertigo Platinum credit card review

Overall rating   10 / 10

Best credit card I've ever had

Very competitive rates, especially with balance transfers. Staff are friendly, polite and helpful with great product knowledge. It's the best credit card I've ever had.

Full review

Very competitive rates, especially with balance transfers. Staff are friendly, polite and helpful with great product knowledge. It's the best credit card I've ever had.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Samantha, Victoria, reviewed almost 3 years ago

Bank of Melbourne

Bank of Melbourne No Annual Fee credit card review

Overall rating   9 / 10

Excellent

Good to deal with

Full review

Good to deal with

    Price   2 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Tus, New South Wales, reviewed almost 3 years ago

Bank of Melbourne

Bank of Melbourne Vertigo Platinum credit card review

Overall rating   6 / 10

Ease of application.

Ease of application.

Full review

Ease of application.

    Price   3 / 10

    Features   4 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   5 / 10

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Lachlan, Victoria, reviewed almost 3 years ago

Bank of Melbourne

Bank of Melbourne Amplify Signature (Amplify Rewards) credit card review

Overall rating   9 / 10

Great product at a competitive price

I like this bank as I always find the customer service staff extremely helpful and welcoming. Pros are the great customer service as all the staff are always very helpful and provide good, clear and easy to understand product information No Cons

Full review

I like this bank as I always find the customer service staff extremely helpful and welcoming. Pros are the great customer service as all the staff are always very helpful and provide good, clear and easy to understand product information No Cons

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Lisa, Victoria, reviewed about 3 years ago

Bank of Melbourne

Bank of Melbourne Amplify Signature (Amplify Rewards) credit card review

Overall rating   9 / 10

awesome

I have a mortgage, personal loan and credit card with BOM. they are absolutely the best I've ever been with and customer service is excellent.

Full review

I have a mortgage, personal loan and credit card with BOM. they are absolutely the best I've ever been with and customer service is excellent.

    Price   7 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Nguyet, Victoria, reviewed about 3 years ago

Bank of Melbourne

Bank of Melbourne credit card review

Overall rating   7 / 10

Good extra features

Bank of Melbourne waved the first years fees as i have my home loan with them, and also offered a 60 day interest free period. Also credit card is linked to Qantas frequent flyer points.

Full review

Bank of Melbourne waved the first years fees as i have my home loan with them, and also offered a 60 day interest free period. Also credit card is linked to Qantas frequent flyer points.

    Price   6 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Debbie, Victoria, reviewed about 3 years ago

Bank of Melbourne

Bank of Melbourne Amplify Classic (Amplify Rewards) credit card review

Overall rating   2 / 10

It isn't convinient oversea

It's ok but not convinient use in oversea

Full review

It's ok but not convinient use in oversea

    Price   1 / 10

    Features   2 / 10

    Customer service   0 / 10

    Convenience   4 / 10

    Trust   1 / 10

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Ngoc, Victoria, reviewed about 3 years ago

Bank of Melbourne

Bank of Melbourne Amplify Platinum (Amplify Rewards) credit card review

Overall rating   8 / 10

Great card for overseas travel with rewards

Extremely happy with card especially when travelling overseas with insurance included and accumulating reward points. Only downfall is interest rate too high.

Full review

Extremely happy with card especially when travelling overseas with insurance included and accumulating reward points. Only downfall is interest rate too high.

    Price   3 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Belinda, Victoria, reviewed about 3 years ago

Bank of Melbourne

Bank of Melbourne Vertigo Platinum credit card review

Overall rating   10 / 10

Best credit card

Awesome service.

Full review

Awesome service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Manu, Victoria, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne credit card review

Overall rating   8 / 10

Great bank, great service, great people

Found them to be fantastic when dealing with my financial problems.

Full review

Found them to be fantastic when dealing with my financial problems.

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Mark, Victoria, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne Amplify Signature (Amplify Rewards) credit card review

Overall rating   9 / 10

The customer service is great and personalised.

I like it because of the personal service, its way better than the average that is experienced in most daily activities.

Full review

I like it because of the personal service, its way better than the average that is experienced in most daily activities.

    Price   7 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Howard, Victoria, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne credit card review

Overall rating   10 / 10

Awesome

Great service.

Full review

Great service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Loula, Victoria, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne credit card review

Overall rating   8 / 10

Customer Service - Human Factor

Bank of Melbourne helped me get back on top of my credit card repayments. I have been struggling financially and they gave me 6 months paused interest and repayments to help me get back on my feet. I couldn't be more thankful for the pressure they...

Full review

Bank of Melbourne helped me get back on top of my credit card repayments. I have been struggling financially and they gave me 6 months paused interest and repayments to help me get back on my feet. I couldn't be more thankful for the pressure they eased off of me during this difficult time. Other banks, did not have my interests at heart, where BOM did.

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Predrag, New South Wales, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne BusinessVantage credit card review

Overall rating   10 / 10

That is fine

Good

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Quan, Victoria, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne Amplify Platinum (Amplify Rewards) credit card review

Overall rating   10 / 10

Great features, earn frequent flyer points.

Amplify credit card is a fantastic product.

Full review

Amplify credit card is a fantastic product.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Sarah, New South Wales, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne No Annual Fee credit card review

Overall rating   8 / 10

Enjoy banking with them

Good bank.

Full review

Good bank.

    Price   6 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

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Katrina, Victoria, reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Explorer® Credit Card

    American Express Explorer® Credit Card

    • Receive 100,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

    Go to site

    More info

    • Receive 100,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.6

    Based on 863 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    Australian Military Bank Low Rate Visa Credit Card

    Australian Military Bank Low Rate Visa Credit Card

    • $0 additional cardholder fee
    • Up to 55 days interest free on purchases
    • Visa payWave for convenient contactless purchases under $100

    balance transfer rate

    0% p.a. for 12 months and then 11.99% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49

    Go to site

    More info

    • $0 additional cardholder fee
    • Up to 55 days interest free on purchases
    • Visa payWave for convenient contactless purchases under $100
    • Balance transfer rate: 0% p.a. for 12 months and then 11.99% p.a.
    • Annual fee: $49
    • Purchase rate: 11.99% p.a.
    • Interest free days: 45
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: $4.50
    • Rewards description:
    Overall rating

    7.3

    Based on 45 Australian Military Bank credit card reviews

    Need more information?
    Go to site

    More info

  • Bankwest Breeze Platinum Mastercard

    Bankwest Breeze Platinum Mastercard

    • 0.0% p.a. on balance transfers for 13 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases

    balance transfer rate

    0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 12.99% p.a.

    annual fee

    $99

    Go to site

    More info

    • 0.0% p.a. on balance transfers for 13 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases
    • Balance transfer rate: 0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)
    • Annual fee: $99
    • Purchase rate: 0% p.a. for 13 months then 12.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.3

    Based on 1027 Bankwest credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6067 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 120,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Black card when you spend $7,500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    19.99% p.a.

    annual fee

    $425

    Go to site

    More info

    • 120,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Black card when you spend $7,500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6067 ANZ credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 218 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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