Bank of Melbourne credit card reviews

Bank of Melbourne
Bank of Melbourne's overall rating for credit cards

(as rated by the Mozo community)

7.6 / 10

based on 117 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Bank of Melbourne

Recent Bank of Melbourne credit card reviews

Bank of Melbourne

Bank of Melbourne No Annual Fee Credit Card review

Overall rating   8 / 10

Satisfactory

No money debit card is all I have. Service could be better.

Full review

No money debit card is all I have. Service could be better.

    Price   8 / 10

    Features   7 / 10

    Customer service   4 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Kelly, Victoria, reviewed 7 months ago

Bank of Melbourne

Bank of Melbourne Credit Card review

Overall rating   0 / 10

Hopeless. Everything is just a mess and hopeless

My review is that the online banking is far too hard for older people, we have no idea what to do. Staff try to explain but it is far too complicated a system and is directed for the young ones.

Full review

My review is that the online banking is far too hard for older people, we have no idea what to do. Staff try to explain but it is far too complicated a system and is directed for the young ones.

    Features   3 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Pauline, Australian Capital Territory, reviewed 10 months ago

Bank of Melbourne

Bank of Melbourne Vertigo Platinum Credit Card review

Overall rating   0 / 10

Hopeless. Everything is just a mess and hopeless

My review is that the online banking is far too hard for older people, we have no idea what to do. Staff try to explain but it is far too complicated a system and is directed for the young ones.

Full review

My review is that the online banking is far too hard for older people, we have no idea what to do. Staff try to explain but it is far too complicated a system and is directed for the young ones.

    Features   3 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Pauline, Victoria, reviewed 10 months ago

Bank of Melbourne

Bank of Melbourne Credit Card review

Overall rating   9 / 10

The customer service is great

I don't dislike the bank. The customer service is great

Full review

I don't dislike the bank. The customer service is great

    Price   7 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   3 / 10

    Trust   7 / 10

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Melissa, Western Australia, reviewed over 1 year ago

Bank of Melbourne

Bank of Melbourne No Annual Fee Credit Card review

Overall rating   6 / 10

Could be a bit better

Not bad at all, but could be a bit better.

Full review

Not bad at all, but could be a bit better.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Fabian, New South Wales, reviewed over 1 year ago

Bank of Melbourne

Bank of Melbourne Amplify Platinum (Amplify Rewards) Credit Card review

Overall rating   9 / 10

Competitive offers for Balance Transfer

Great credit card, helped us out with a balance transfer offer. Great to deal with. No problem recommending.

Full review

Great credit card, helped us out with a balance transfer offer. Great to deal with. No problem recommending.

    Price   7 / 10

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Kath, New South Wales, reviewed over 1 year ago

Bank of Melbourne

Bank of Melbourne Amplify Classic (Amplify Rewards) Credit Card review

Overall rating   10 / 10

Very helpful

Answered all related enquirers

Full review

Answered all related enquirers

    Price   10 / 10

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Sheri, Victoria, reviewed almost 2 years ago

Bank of Melbourne

Bank of Melbourne No Annual Fee Credit Card review

Overall rating   5 / 10

Good solid product service

Often fees and charges don't exceed expectations. Mostly use my app for transactions such as bill payments, transfer of funds and simply checking balances. Would recommend to others.

Full review

Often fees and charges don't exceed expectations. Mostly use my app for transactions such as bill payments, transfer of funds and simply checking balances. Would recommend to others.

    Price   4 / 10

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Mel, Western Australia, reviewed about 2 years ago

Bank of Melbourne

Bank of Melbourne Vertigo Platinum Credit Card review

Overall rating   8 / 10

Great customer service

Credit card can be used anywhere.

Full review

Credit card can be used anywhere.

    Price   6 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   7 / 10

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Yen, Victoria, reviewed almost 3 years ago

Bank of Melbourne

Bank of Melbourne Vertigo Platinum Credit Card review

Overall rating   10 / 10

Best credit card I've ever had

Very competitive rates, especially with balance transfers. Staff are friendly, polite and helpful with great product knowledge. It's the best credit card I've ever had.

Full review

Very competitive rates, especially with balance transfers. Staff are friendly, polite and helpful with great product knowledge. It's the best credit card I've ever had.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Samantha, Victoria, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne No Annual Fee Credit Card review

Overall rating   9 / 10

Excellent

Good to deal with

Full review

Good to deal with

    Price   2 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Tus, New South Wales, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne Vertigo Platinum Credit Card review

Overall rating   6 / 10

Ease of application.

Ease of application.

Full review

Ease of application.

    Price   3 / 10

    Features   4 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   5 / 10

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Lachlan, Victoria, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne Amplify Signature (Amplify Rewards) Credit Card review

Overall rating   9 / 10

Great product at a competitive price

I like this bank as I always find the customer service staff extremely helpful and welcoming. Pros are the great customer service as all the staff are always very helpful and provide good, clear and easy to understand product information No Cons

Full review

I like this bank as I always find the customer service staff extremely helpful and welcoming. Pros are the great customer service as all the staff are always very helpful and provide good, clear and easy to understand product information No Cons

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Lisa, Victoria, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne Amplify Signature (Amplify Rewards) Credit Card review

Overall rating   9 / 10

awesome

I have a mortgage, personal loan and credit card with BOM. they are absolutely the best I've ever been with and customer service is excellent.

Full review

I have a mortgage, personal loan and credit card with BOM. they are absolutely the best I've ever been with and customer service is excellent.

    Price   7 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nguyet, Victoria, reviewed over 3 years ago

Bank of Melbourne

Bank of Melbourne Credit Card review

Overall rating   7 / 10

Good extra features

Bank of Melbourne waved the first years fees as i have my home loan with them, and also offered a 60 day interest free period. Also credit card is linked to Qantas frequent flyer points.

Full review

Bank of Melbourne waved the first years fees as i have my home loan with them, and also offered a 60 day interest free period. Also credit card is linked to Qantas frequent flyer points.

    Price   6 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Debbie, Victoria, reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

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  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6069 ANZ credit card reviews

    Need more information?
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    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive up to 100,000 bonus Velocity Points when you apply by 15 July 2019, are approved and meet the minimum spend criteria – that’s 25,000 points for each month you spend $1,000 in the first 4 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $375

    Go to site

    More info

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive up to 100,000 bonus Velocity Points when you apply by 15 July 2019, are approved and meet the minimum spend criteria – that’s 25,000 points for each month you spend $1,000 in the first 4 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $375
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    6.6

    Based on 863 American Express credit card reviews

    Need more information?
    Go to site

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  • CUA Low Rate Credit Card

    CUA Low Rate Credit Card

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2.00%, Min $3.50
    • Rewards description:
    Overall rating

    7.3

    Based on 98 CUA credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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