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BankSA credit card reviews

BankSA
BankSA's overall rating for credit cards

(as rated by the Mozo community)

6.9 / 10

based on 253 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from BankSA

Recent BankSA credit card reviews

BankSA

BankSA Vertigo Platinum Vertigo Platinum review

Overall rating   9 / 10

Competitive rates

Great service, except when visiting the branch the wait is too long.

Full review

Great service, except when visiting the branch the wait is too long.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Judith, South Australia, reviewed over 3 years ago

BankSA

BankSA Credit Card review

Overall rating   3 / 10

Great customer service

The interest rates on credit cards are too high.

Full review

The interest rates on credit cards are too high.

    Price   0 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

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Megan, South Australia, reviewed over 3 years ago

BankSA

BankSA Amplify Platinum (Amplify Rewards) Amplify Platinum review

Overall rating   8 / 10

Always available to assist.

Very helpful especially when there is a breach on the card. They follow up and keep you informed as to their investigation and result. I found the staff had high people skills and made me feel comfortable talking to them.

Full review

Very helpful especially when there is a breach on the card. They follow up and keep you informed as to their investigation and result. I found the staff had high people skills and made me feel comfortable talking to them.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Heather, South Australia, reviewed over 3 years ago

BankSA

BankSA Credit Card review

Overall rating   6 / 10

Decent

Been with them for years so they are good although my pay always goes in later!

Full review

Been with them for years so they are good although my pay always goes in later!

    Price   5 / 10

    Features   4 / 10

    Customer service   2 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Caitlin, South Australia, reviewed over 3 years ago

BankSA

BankSA Vertigo Vertigo review

Overall rating   6 / 10

Good

Interest free balance transfers

Full review

Interest free balance transfers

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

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Terri, Victoria, reviewed over 3 years ago

BankSA

BankSA Amplify Platinum (Amplify Rewards) Amplify Platinum review

Overall rating   10 / 10

Great product

I recently used my travel insurance that came with the card and they were fantastic

Full review

I recently used my travel insurance that came with the card and they were fantastic

    Price   10 / 10

    Features   10 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Sue, South Australia, reviewed over 3 years ago

BankSA

BankSA Credit Card review

Overall rating   7 / 10

Interest rates too high

Credit card interest rates far to high for regular customers

Full review

Credit card interest rates far to high for regular customers

    Price   3 / 10

    Features   2 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Richard, South Australia, reviewed almost 4 years ago

BankSA

BankSA No Annual Fee No Annual Fee review

Overall rating   4 / 10

Pay cash

Pay cash

Full review

Pay cash

    Price   2 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   9 / 10

    Trust   2 / 10

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Jo, South Australia, reviewed about 4 years ago

BankSA

BankSA Vertigo Vertigo review

Overall rating   9 / 10

Friendly customer service. Reasonable interest.

On the whole good customer service. Banking options explained well.

Full review

On the whole good customer service. Banking options explained well.

    Price   10 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Marina, South Australia, reviewed about 4 years ago

BankSA

BankSA Vertigo Vertigo review

Overall rating   4 / 10

No incentive for loyalty from customers

They have closed a few CBD branches.

Full review

They have closed a few CBD branches.

    Price   2 / 10

    Features   2 / 10

    Customer service   4 / 10

    Convenience   2 / 10

    Trust   3 / 10

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Tina, South Australia, reviewed about 4 years ago

BankSA

BankSA No Annual Fee No Annual Fee review

Overall rating   10 / 10

wont change

Ask them any question

Full review

Ask them any question

    Price   4 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Steven, South Australia, reviewed about 4 years ago

BankSA

BankSA Credit Card review

Overall rating   2 / 10

High bank fees for doing nothing

Typical Bank, excessive fees, do not want to put fees down at all. Not everybody likes using ATMs, less customer service,, every time I go to use ATM they are always not working or do not have enough paper to print receipts. Consequently have to...

Full review

Typical Bank, excessive fees, do not want to put fees down at all. Not everybody likes using ATMs, less customer service,, every time I go to use ATM they are always not working or do not have enough paper to print receipts. Consequently have to use over the counter for which they charge.

    Price   2 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   2 / 10

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Anna, South Australia, reviewed about 4 years ago

BankSA

BankSA Vertigo Platinum Vertigo Platinum review

Overall rating   6 / 10

Should get more for your money

I just wish there was more understanding in personal situations .

Full review

I just wish there was more understanding in personal situations .

    Price   6 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

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Fairlie, South Australia, reviewed over 4 years ago

BankSA

BankSA Vertigo Vertigo review

Overall rating   8 / 10

Great card

Great card, easy to deal with bank, always no hassle.

Full review

Great card, easy to deal with bank, always no hassle.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Jacinda, South Australia, reviewed over 4 years ago

BankSA

BankSA Vertigo Platinum Vertigo Platinum review

Overall rating   3 / 10

All the same

They're all the same. Statements can only be looked at for about 6 months. The way they show credit card info makes the 55 days interest free a joke as it's virtually impossible to know where you are at!

Full review

They're all the same. Statements can only be looked at for about 6 months. The way they show credit card info makes the 55 days interest free a joke as it's virtually impossible to know where you are at!

    Price   2 / 10

    Features   4 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   4 / 10

Less

Rafael, South Australia, reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 865 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    Go to site

    More info

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6072 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Balance Transfer Offer)

    Citi Platinum (Balance Transfer Offer)

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $199 $0 in the first year

    Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $199 $0 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1250 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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