Always found the Credit union wonderful to work with, but slowly they are catching up on the banks with fees and charges. A lot was free when I first joined, but that has changed. Term deposit is below banks in interest rates but easier for me to access. They keep in touch.
I reside in another state to where my credit bank account is held, my bank is awesome, always helpful, rates very competitive, problems solved quickly. I have been with the Credit Union SA for quite a number of years and I will be with them for a long time to come. Thanks for your prompt, friendly service over the years.
I am a bit disappointed in the drop in interest rates on term deposits. I was earning a reasonable rate until 12 months ago and now it is very poor. I believe my bank can do better. New customers get a better rate than I am getting.
They are flexible with banking arrangements, always ready to help suggest best products available to me. Have convenience of withdrawals from ATMs and post offices with minimum of fees for this outside of office service.
There are no added fees, the staff are very helpful cheerful and very sensitive to any situation and will follow up on any questions you may have.
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Different interest rates apply to different amounts or different interest payment frequencies.
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