I have comprehensive house + contents & it seems that means not everything is properly covered. So comprehensive doesn't mean what it means So i am in the process of looking into other company policies to compare for better coverage.
I have been with Elders Insurance for now 10+ years. And to be honest they are so good to deal with and knowledgeable of their products. Would highly recommend. Direct debit monthly with no brokerage fees.
Will give you nothing when you need them. Our RE agent told us it was the worst they had ever seen. Holes punched in walls, apparently this isn't malicious damage. Over 10k out of pocket, not including 2 years lost rental income, the time it took to fix out of our pocket.
I have had great service, moved from YOUI to Elders with more coverage at a lower price and service to boot. You actually talk to a real person and this person knows everything about you, and what you need to have insured and not insured
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