G&C Mutual Bank personal loan reviews

G&C Mutual Bank
G&C Mutual Bank's overall rating for personal loans

(as rated by the Mozo community)

5.1 / 10

based on 7 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from G&C Mutual Bank

G&C Mutual Bank Fixed Rate Car Loan (Fixed, Secured)

interest rate

5.99% p.a.

comparison rate*

6.25% p.a.based on $30,000
over 5 years

fees

$190.00upfront and $0.00/month

 Contact provider or click here for more G&C Mutual Bank personal loans

Recent G&C Mutual Bank personal loan reviews

G&C Mutual Bank

G&C Mutual Bank Fair Rate Personal Loan - AA Rated Borrowers (Variable, Unsecured) personal loan review

Overall rating   10 / 10

Competitive costs with easy and quick approval.

Great bank to do business with. Staff easy to understand and deal with and supportive of my needs. Online facilities simple and easy to follw

Full review

Great bank to do business with. Staff easy to understand and deal with and supportive of my needs. Online facilities simple and easy to follw

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Warren, New South Wales, reviewed about 3 years ago

G&C Mutual Bank

G&C Mutual Bank personal loan review

Overall rating   1 / 10

Useless processes and need constant follow up

The personal loan application online was great. It went downhill from there. We had to constantly follow up to get our money through. All up it took 8 working days from application to receiving the money in the account (the website and...

Full review

The personal loan application online was great. It went downhill from there. We had to constantly follow up to get our money through. All up it took 8 working days from application to receiving the money in the account (the website and confirmation email states 3-5 working days). If we didn't follow up constantly it would have taken heaps longer. Now we have gone to transfer the money over to our everyday bank account to withdraw the cash -- once online banking login is blocked from doing withdrawals and the other can only transfer 33% of the total loan in one day. I regret applying and will stick with my usual bank from now on.

    Price   9 / 10

    Features   7 / 10

    Customer service   1 / 10

    Convenience   1 / 10

    Trust   1 / 10

Less

Anonymous, Queensland, reviewed over 3 years ago

G&C Mutual Bank

G&C Mutual Bank personal loan review

Overall rating   10 / 10

You're a member not a number.

This personal loan is actually an overdraft and has been my saviour many times. It cannot work miracles because as a pensioner my Income makes gradual reduction difficult. Unfortunately, my Superannuation was less than sufficient for my...

Full review

This personal loan is actually an overdraft and has been my saviour many times. It cannot work miracles because as a pensioner my Income makes gradual reduction difficult. Unfortunately, my Superannuation was less than sufficient for my retirement- but that isn't the bank's fault, the G&c Mutual Bank (formerly S.G.E) are supportive and understanding.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Janyce, Victoria, reviewed almost 4 years ago

G&C Mutual Bank

G&C Mutual Bank personal loan review

Overall rating   0 / 10

HORRIBLE! nasty people! charge you $80 if you dont answer the phone when they call! its absolutely ridiculous! NEVER go with them. Untrustworthy and rude! DONT GO WITH THEM!!!

Full review

HORRIBLE! nasty people! charge you $80 if you dont answer the phone when they call! its absolutely ridiculous! NEVER go with them. Untrustworthy and rude! DONT GO WITH THEM!!!

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Laura, Victoria, reviewed over 7 years ago

G&C Mutual Bank

G&C Mutual Bank personal loan review

Overall rating   10 / 10

Their selection criteria for loan approval is a little bit strict, but worth striving for.

Full review

Their selection criteria for loan approval is a little bit strict, but worth striving for.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Trust   10 / 10

Less

Bob, New South Wales, reviewed over 7 years ago

G&C Mutual Bank

G&C Mutual Bank personal loan review

Overall rating   0 / 10

The interest rate went up with interest rates but never came down. Tip: don't take personal loan with SGE.

Full review

The interest rate went up with interest rates but never came down. Tip: don't take personal loan with SGE.

    Price   1 / 10

    Features   0 / 10

    Customer service   2 / 10

    Convenience   3 / 10

    Trust   2 / 10

Less

Roger, New South Wales, reviewed over 8 years ago

G&C Mutual Bank

G&C Mutual Bank personal loan review

Overall rating   5 / 10

The interest rate on my SGE personal loan was a crippling 15.5%! I got a car loan through them and at the same consolidated credit card debt to a personal loan. It took me so long to pay it off. I would never do it again.

Full review

The interest rate on my SGE personal loan was a crippling 15.5%! I got a car loan through them and at the same consolidated credit card debt to a personal loan. It took me so long to pay it off. I would never do it again.

    Price   1 / 10

    Features   2 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Rebecca, New South Wales, reviewed about 10 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • Australian Military Bank Unsecured Personal Loan (Variable)

    Australian Military Bank Unsecured Personal Loan (Variable)

    • A Variable Rate Personal Loan giving you flexibility, a competitive interest rate and fast approval
    • Tailored rates based on your personal credit history
    • Apply online. Redraw Facility

    interest rate

    7.88% p.a.to 18.82% p.a.

    comparison rate*

    8.72% p.a.to 20.22% p.a.based on $30,000
    over 5 years

    fees

    $100.00upfront
    and
    $10.00/month

    		 Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 7.88% would cost $37,094.22 including fees.
    • A Variable Rate Personal Loan giving you flexibility, a competitive interest rate and fast approval
    • Tailored rates based on your personal credit history
    • Apply online. Redraw Facility
    • Other benefits:
    • Upfront fee: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    5.9

    Based on 33 Australian Military Bank personal loan reviews

    Need more information?
    Go to site

    More info

  • Wisr Unsecured Personal Loan (Fixed)

    Wisr Unsecured Personal Loan (Fixed)

    • Low personalised rates, for borrowers with strong credit
    • Borrow between $5,000-$50,000
    • Easy online application - Get a response in minutes

    interest rate

    8.50% p.a.to 19.95% p.a.

    comparison rate*

    9.36% p.a.to 20.91% p.a.based on $30,000
    over 5 years

    fees

    $595.00upfront
    and
    $0.00/month

    		 Go to site

    More info

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 8.50% would cost $37,524.76 including fees.
    • Low personalised rates, for borrowers with strong credit
    • Borrow between $5,000-$50,000
    • Easy online application - Get a response in minutes
    • Other benefits:
    • Upfront fee: $595
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • St.George Unsecured Personal Loan Special Offer (Variable)

    St.George Unsecured Personal Loan Special Offer (Variable)

    • Fast and simple online application
    • Borrow from $2K to $40K
    • Choose to repay your loan from 1 to 7 years

    interest rate

    11.99% p.a.to 18.99% p.a.

    comparison rate*

    13.07% p.a.to 20.02% p.a.based on $30,000
    over 5 years

    fees

    $195.00upfront
    and
    $12.00/month

    		 Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 11.99% would cost $40,945.91 including fees.
    • Fast and simple online application
    • Borrow from $2K to $40K
    • Choose to repay your loan from 1 to 7 years
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $12.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.9

    Based on 444 St.George personal loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Unsecured Personal Loan (Fixed)

    HSBC Unsecured Personal Loan (Fixed)

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget

    interest rate

    8.50% p.a.to 16.99% p.a.

    comparison rate*

    9.06% p.a.to 17.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $5.00/month

    		 Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.50% would cost $37,379.76 including fees.
    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    6.4

    Based on 19 HSBC personal loan reviews

    Need more information?
    Go to site

    More info

  • NAB Personal Loan (Variable, Unsecured)

    NAB Personal Loan (Variable, Unsecured)

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • 12.69% is the headline rate. The headline rate is the rate that the majority of NAB personal loan customers will get

    interest rate

    12.69% p.a.to 18.69% p.a.

    comparison rate*

    13.56% p.a.to 19.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    		 Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.
    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • 12.69% is the headline rate. The headline rate is the rate that the majority of NAB personal loan customers will get
    • Other benefits: Headline rate displayed above, rates start as low as 10.69% based on credit history.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $55,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.8

    Based on 831 NAB personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 199 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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