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IMB Bank home loan reviews

IMB Bank
IMB Bank's overall rating for home loans

(as rated by the Mozo community)

7.8 / 10

based on 101 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from IMB Bank

Recent IMB Bank home loan reviews

IMB Bank

IMB Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest) Standard Variable Home Loan review

Overall rating   8 / 10

Competitive premiums and great service

IMB rates are competition and their customer service is great

Full review

IMB rates are competition and their customer service is great

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Glenn, New South Wales, reviewed over 1 year ago

IMB Bank

IMB Bank Fixed Home Loan (LVR<90%, Owner Occupier, Principal & Interest) Fixed Home Loan review

Overall rating   7 / 10

An efficient and trustworthy bank

As far as banks go, it would take a very good offer to make me change to another provider.

Full review

As far as banks go, it would take a very good offer to make me change to another provider.

    Price   8 / 10

Less

Geoff, New South Wales, reviewed over 2 years ago

IMB Bank

IMB Bank Fixed Home Loan (LVR<90%, Owner Occupier, Principal & Interest) Fixed Home Loan review

Overall rating   8 / 10

Exceptional customer service.

The main pro of our home loan with IMB is our mortgage consultant. He's a mobile lender and is always on call. When queried, he gives us the most accurate and up-to-date information needed to make us at ease with any of our financial concerns....

Full review

The main pro of our home loan with IMB is our mortgage consultant. He's a mobile lender and is always on call. When queried, he gives us the most accurate and up-to-date information needed to make us at ease with any of our financial concerns. Being mobile comes in handy since the main con is that there are limited branches of this building society.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   0 / 10

    Trust   10 / 10

Less

Therese, New South Wales, reviewed over 3 years ago

IMB Bank

IMB Bank Budget Home Loan (LVR<90%, Owner Occupier, Principal & Interest) Budget Home Loan review

Overall rating   8 / 10

Would recommend

Personal service. Great rate

Full review

Personal service. Great rate

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Tracey, Western Australia, reviewed over 3 years ago

IMB Bank

IMB Bank Home Loan review

Overall rating   5 / 10

Good customer service.

Good customer service but lacking in communication reply rates

Full review

Good customer service but lacking in communication reply rates

    Price   7 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   6 / 10

Less

Neil, New South Wales, reviewed over 3 years ago

IMB Bank

IMB Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest) Standard Variable Home Loan review

Overall rating   10 / 10

Friendly, approachable and great customer care.

Personalised service like a small bank with big bank options.

Full review

Personalised service like a small bank with big bank options.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Patricia, New South Wales, reviewed over 3 years ago

IMB Bank

IMB Bank Essentials Home Loan (LVR<90%, Owner Occupier, Principal & Interest) Essentials Home Loan review

Overall rating   9 / 10

They remember your name!

IMB have been really great - after getting our home loan with them after previously after an account with the big four, the customer service difference was amazing. They really do remember our names when we come in! Also a really competitive rate...

Full review

IMB have been really great - after getting our home loan with them after previously after an account with the big four, the customer service difference was amazing. They really do remember our names when we come in! Also a really competitive rate compared with the rest of the market.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Liz, Australian Capital Territory, reviewed almost 4 years ago

IMB Bank

IMB Bank Essentials Home Loan (LVR<90%, Owner Occupier, Principal & Interest) Essentials Home Loan review

Overall rating   10 / 10

Good

IMB is great.

Full review

IMB is great.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jane, New South Wales, reviewed almost 4 years ago

IMB Bank

IMB Bank Budget Home Loan (LVR<90%, Owner Occupier, Principal & Interest) Budget Home Loan review

Overall rating   5 / 10

Over twenty years with them

I gave this harsh review for one reason. I had banked with the IMB since I was a child. When I took over a Transport company in my twenties, I continued to use them for every service they could provide. I can say that for over twelve months I had...

Full review

I gave this harsh review for one reason. I had banked with the IMB since I was a child. When I took over a Transport company in my twenties, I continued to use them for every service they could provide. I can say that for over twelve months I had all my incoming finances landing there, over 30K/mth. A lot of this was outgoing business expenses but I was earning very good money. I was utterly shattered when they rejected my application for a home loan, over twenty years with them and I was treated like a number. Anyway, I did get my home loan from another bank, and they have the pleasure of earning interest from my financial activities.

    Price   7 / 10

    Features   7 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   2 / 10

Less

John, New South Wales, reviewed about 4 years ago

IMB Bank

IMB Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest) Standard Variable Home Loan review

Overall rating   3 / 10

High rates.

The bank is mostly looking after its own profit.

Full review

The bank is mostly looking after its own profit.

    Price   3 / 10

    Features   2 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   1 / 10

Less

Marina, New South Wales, reviewed about 4 years ago

IMB Bank

IMB Bank Home Loan review

Overall rating   7 / 10

Great overall

Great service, local and loan charge also fees are a good price.

Full review

Great service, local and loan charge also fees are a good price.

    Price   7 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Peter, New South Wales, reviewed about 4 years ago

IMB Bank

IMB Bank Home Loan review

Overall rating   7 / 10

Good customer relations

Competitive

Full review

Competitive

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Kees, New South Wales, reviewed about 4 years ago

IMB Bank

IMB Bank Home Loan review

Overall rating   8 / 10

Fantastic

Imb r really great they carter for our needs and have really great service over the phone.

Full review

Imb r really great they carter for our needs and have really great service over the phone.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Emilia, , reviewed over 4 years ago

IMB Bank

IMB Bank Home Loan review

Overall rating   9 / 10

Great customer service

Personal service from both the manager and counter staff. They know me by name and I can contact them directly.

Full review

Personal service from both the manager and counter staff. They know me by name and I can contact them directly.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Letitia, Australian Capital Territory, reviewed over 4 years ago

IMB Bank

IMB Bank Home Loan review

Overall rating   9 / 10

Reliable

Bought two houses, several cars, holidays never had a problem.

Full review

Bought two houses, several cars, holidays never had a problem.

    Price   5 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Stephen, New South Wales, reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    3.03% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 3.03% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 637 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    3.09% p.a. variable

    comparison rate*

    3.09% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 3.09% p.a. variable
    • Comparison rate*: 3.09% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    3.09% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 3.09% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Need more information?
    Go to site

    More info

  • ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request

    interest rate

    3.38% p.a. variable

    comparison rate*

    3.42% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request
    • Interest rate: 3.38% p.a. variable
    • Comparison rate*: 3.42% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $160.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers: Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
    Overall rating

    6.9

    Based on 3845 ANZ home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package)

    ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package)

    • 3.69% p.a. / 4.11% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Experts Choice - Australia's Best Bank 2018

    interest rate

    3.39% p.a. variable

    comparison rate*

    3.83% p.a.

    upfront fees

    $200

    Go to site

    More info

    • 3.69% p.a. / 4.11% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Experts Choice - Australia's Best Bank 2018
    • Interest rate: 3.39% p.a. variable
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $200
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $400,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.7

    Based on 902 ME home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 532 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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