Their products are excellent value, but I find their mobile application sub par and under developed. Their credit options are simple and easy to understand, but the sacrifice is the bells and whistles that come with bigger banks.
Feel secure, confident and comfortable with this credit union. Have been with them for many years. Moved interstate for 10 years but retained my everyday account with them. Have returned to Adelaide and still have the same everyday a/c and car loan with this credit union. Their cust. service is excellent.
Without People's Choice I'd be lost. Best bank in South Australia by far. Love your bank!!
Good rates, but inconvenient as no local branches.
fantastic branch manager (tea tree plus) great product and great to deal with, inhouse insurance as well, highly recommend
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Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.74% would cost $33,949.23 including fees.
Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 4.45% would cost $33,516.53 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.35% would cost $34,507.61 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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