BankSA Incentive Saver Account

0.25% p.a.(for $0 and over)

1.35% p.a. (for $0 to $100,000)

BankSA Incentive Saver Account

0.25% p.a.(for $0 and over)

1.35% p.a. (for $0 to $100,000)

Details

Rates and fees information correct as at 19 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.25% p.a.

  • Balances from $0: 1.35% p.a.
    Balances from $100,000: 1.65% p.a.
    Balances from $250,000: 1.80% p.a.

  • Balance must grow by at least $50 a month. If under 21, balance must grow by $0.01 a month.

Fees
  • $0.00

  • n/a

  • Unlimited transactions from phone and internet. 1 free transaction from network ATM, Eftpos and counter withdrawals

  • $0.00

  • St George, Westpac, BankSA, Bank of Melbourne

  • $0.00

  • $2.50

  • $2.50

  • $0.60

  • $0.00

  • $0.00

  • n/a

Other financial bits
  • $1.00

  • $1.00

  • Monthly

Features
  • yes

  • none

  • yes

  • no

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • no

  • none

  • none

  • none

Customer Reviews

How are BankSA savings accounts rated by the Mozo community?

Overall customer rating
7.7/10
Price
6.8/10
Features
6.3/10
Customer service
7.8/10
Convenience
8.1/10
Trust
7.8/10

Latest reviews of BankSA Incentive Saver Account

  • Overall 8/10
    I would recommend this bank to anyone

    Easy to communicate with and they are also prompt with fixing issues.

    Read full review

    Easy to communicate with and they are also prompt with fixing issues.

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Paul, South Australia reviewed about 3 years ago
  • Overall 9/10
    I do not use online banking.

    The staff are always friendly, polite and helpful, no matter which branch I go into and in nearly 30 years of using Bank SA I have yet to have any real deal-breaker issues with them. Biggest con to Bank SA currently would be the fact that they have closed many rural branches recently, however the impact on myself was minimal as the branch I regularly use now is in a large town and therefore the closures didn't really effect me personally.

    Read full review

    The staff are always friendly, polite and helpful, no matter which branch I go into and in nearly 30 years of using Bank SA I have yet to have any real deal-breaker issues with them. Biggest con to Bank SA currently would be the fact that they have closed many rural branches recently, however the impact on myself was minimal as the branch I regularly use now is in a large town and therefore the closures didn't really effect me personally.

    Price
    7/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Amanda, South Australia reviewed over 3 years ago
  • Overall 9/10
    Very good service

    Like the bank been for years with them, you can go every were in Australia to do your banking.

    Read full review

    Like the bank been for years with them, you can go every were in Australia to do your banking.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    E, South Australia reviewed almost 4 years ago
  • Overall 8/10
    online banking is good

    had it since i was 17 and i only pay $5 a month in fees which is good.

    Read full review

    had it since i was 17 and i only pay $5 a month in fees which is good.

    Price
    7/10
    Features
    3/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    5/10
    Less
    Irina, South Australia reviewed almost 4 years ago
  • Overall 5/10
    Good interest rate, easy to use online banking

    Good interest rate, easy to use online banking system

    Read full review

    Good interest rate, easy to use online banking system

    Price
    5/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    5/10
    Less
    James, South Australia reviewed almost 4 years ago
BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

See BankSA savings accounts

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2.35% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

$0.00

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CUA

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eSaver Flexi

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1.30% p.a.(for $0 and over)

$0.00

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2.10% p.a. (for $0 to $200,000)

1.04% p.a.(for $0 to $5,000,000)

$0.00

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Bankwest

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Hero Saver

1.85% p.a. (for $0 to $250,000)

0.01% p.a.(for $0 to $5,000,000)

$0.00

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Suncorp

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Growth Saver Account

1.95% p.a. (for $0 and over)

0.20% p.a.(for $0 and over)

$0.00

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Citi

Citi

Online Saver

2.30% p.a. (for $0 to $500,000)

0.85% p.a.(for $0 and over)

$0.00

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IMB Bank

IMB Bank

Reward Saver Account

2.00% p.a. (for $5,000 and over)

0% p.a.(for $0 and over)

$0.00

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CUA

CUA

eSaver Flexi

No Current Offer

1.30% p.a.(for $0 and over)

$0.00

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HSBC

HSBC

Serious Saver

2.35% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

$0.00

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CUA

CUA

eSaver Reward

2.00% p.a. (for $0 to $100,000)

0.05% p.a.(for $0 and over)

$0.00

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Suncorp

Suncorp

Growth Saver Account

0.20% p.a.(for $0 and over)

1.95% p.a. (for $0 and over)

Promoted

CUA

CUA

eSaver Reward

0.05% p.a.(for $0 and over)

2.00% p.a. (for $0 to $100,000)

Promoted

Bankwest

Bankwest

Hero Saver

0.01% p.a.(for $0 to $5,000,000)

1.85% p.a. (for $0 to $250,000)

Promoted

HSBC

HSBC

Serious Saver

0% p.a.(for $0 and over)

2.35% p.a. (for $0 to $1,000,000)

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IMB Bank

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0% p.a.(for $0 and over)

2.00% p.a. (for $5,000 and over)

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Newcastle Permanent

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0% p.a.(for $0 and over)

2.30% p.a. (for $0 and over)

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ANZ

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Progress Saver

0.01% p.a.(for $0 and over)

1.60% p.a. (for $0 and over)

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Ziggy Kids Saver

0.01% p.a.(for $0 and over)

2.26% p.a. (for $0 and over)