BankSA Incentive Saver Account

0.80% p.a.(for $0 and over)

2.00% p.a. (for $0 to $100,000)

 
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Rates

  • Balances from $0: 0.80% p.a.

  • Balances from $0: 2.00% p.a.
    Balances from $100,000: 2.30% p.a.
    Balances from $250,000: 2.45% p.a.

  • Balance must grow by at least $50 a month. If under 21, balance must grow by $0.01 a month.

Fees

  • $0.00

  • none

  • Unlimited transactions from phone and internet. 1 free transaction from network ATM, Eftpos and counter withdrawals

  • $0.00

  • St George, Westpac, BankSA, Bank of Melbourne

  • none

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

Other financial bits

  • $1.00

  • $1.00

  • Monthly

Features

  • yes

  • none

  • yes

  • no

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • no

  • none

  • none

  • none

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

How are BankSA savings accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.2

Based on 176
BankSA savings accounts reviews

7.3 7.1 8.2 8.2 8.2

Read BankSA savings account reviews by the Mozo community

Latest reviews of BankSA Incentive Saver Account

BankSA

BankSA Incentive Saver Account savings account review

Overall rating   8 / 10

I would recommend this bank to anyone

Easy to communicate with and they are also prompt with fixing issues.

Full review

Easy to communicate with and they are also prompt with fixing issues.

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Paul (SA), reviewed almost 2 years ago

BankSA

BankSA Incentive Saver Account savings account review

Overall rating   9 / 10

I do not use online banking.

The staff are always friendly, polite and helpful, no matter which branch I go into and in nearly 30 years of using Bank SA I have yet to have any real deal-breaker issues with them. Biggest con to Bank SA currently would be the fact that they...

Full review

The staff are always friendly, polite and helpful, no matter which branch I go into and in nearly 30 years of using Bank SA I have yet to have any real deal-breaker issues with them. Biggest con to Bank SA currently would be the fact that they have closed many rural branches recently, however the impact on myself was minimal as the branch I regularly use now is in a large town and therefore the closures didn't really effect me personally.

    Price   7 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Amanda (SA), reviewed about 2 years ago

BankSA

BankSA Incentive Saver Account savings account review

Overall rating   9 / 10

Very good service

Like the bank been for years with them, you can go every were in Australia to do your banking.

Full review

Like the bank been for years with them, you can go every were in Australia to do your banking.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

E (SA), reviewed over 2 years ago

BankSA

BankSA Incentive Saver Account savings account review

Overall rating   8 / 10

online banking is good

had it since i was 17 and i only pay $5 a month in fees which is good.

Full review

had it since i was 17 and i only pay $5 a month in fees which is good.

    Price   7 / 10

    Features   3 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   5 / 10

Less

Irina (SA), reviewed over 2 years ago

BankSA

BankSA Incentive Saver Account savings account review

Overall rating   5 / 10

Good interest rate, easy to use online banking

Good interest rate, easy to use online banking system

Full review

Good interest rate, easy to use online banking system

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

James (SA), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

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