AMP Bank Access Account

Key features

You’ll be able to use your linked AMP Bank Visa Debit card anywhere Visa is accepted globally and “tap and go” with the Visa payWave functionality for any contactless purchases under $100. Your card is covered under Visa’s zero liability insurance, which means you'll be protected for any unauthorised transactions (conditions apply). Other available payment options include Google Pay, Apple Pay and Samsung Pay.

Despite not having branch access with the AMP Bank Access Account, you can easily manage and review your account from any device via BankNet, mobile banking and BankPhone. You'll also have the added convenience of Bank@Post, which allows you to make deposits and withdrawals, check your account balance and pay credit card bills at Australia Post, either online or over the counter at any post offices across Australia.

Like most Australian transaction accounts, the AMP Bank Access Account doesn't have an interest rate, so if you want more bang for your buck, then you might want to keep the bulk of your money in a competitive high-interest savings account.

Who is it good for

With no account keeping fees, the AMP Bank Access Account is a great option for Aussies wanting a solid everyday transaction account.

Any catches

Keep in mind, like many bank accounts in Australia, the AMP Bank Access Account is not specifically designed for overseas purchases because the debit card comes with a hefty $5.50 overseas ATM withdrawal fee and a 2.50% foreign exchange commission fee. So, if you’re in the market for a travel-friendly piece of plastic, then head to our travel money hub.