The AMP Bank Access Account gives you hassle free access to your money, and there are no domestic electronic, cheque, phone and Bank@Post fees or any monthly account keeping fee. Better yet, the AMP Bank Access Account took out a 2020 Mozo Experts Choice Award in the Small Business Exceptional Everyday Account category.
With this transaction account you’ll be able to use your linked AMP Bank Visa Debit card anywhere Visa is accepted globally and “tap and go” with the Visa payWave functionality for any contactless purchases under $100. Your card is covered under Visa’s zero liability insurance, which means you'll be protected for any unauthorised transactions (conditions apply). Other available payment options include Google Pay, Apple Pay and Samsung Pay.
Despite not having branch access with the AMP Bank Access Account, you can easily manage and review your account from any device via BankNet, mobile banking and BankPhone. You'll also have the added convenience of Bank@Post, which allows you to make deposits and withdrawals, check your account balance and pay credit card bills at Australia Post, either online or over the counter at any post offices across Australia.
Like most Australian transaction accounts, the AMP Bank Access Account doesn't have an interest rate, so if you want more bang for your buck, then you might want to keep the bulk of your money in a competitive high-interest savings account.
With no account keeping fees, the AMP Bank Access Account is a great option for Aussies wanting a solid everyday transaction account.
Keep in mind, like many bank accounts in Australia, the AMP Bank Access Account is not specifically designed for overseas purchases because the debit card comes with a hefty $4.50 overseas ATM withdrawal fee and a 2.50% foreign exchange commission fee. So, if you’re in the market for a travel-friendly piece of plastic, then head to our travel money hub instead.
| Balances from $0: 0.00% p.a. | |
| n/a | |
| n/a |
| $0.00 | |
| n/a | |
| Unlimited free transactions from EFTPOS, mobile app, internet, cheque and Bank@Post deposits. | |
| $0.00 | |
| None | |
| $0.00 | |
| n/a | |
| n/a | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $4.50 | |
| 2.50% | |
| $0.00 monthly |
| $0.00 | |
| $0.00 |
| $1,000.00 | |
| yes | |
| no | |
| yes | |
| no | |
| yes | |
| yes | |
| yes | |
| none | |
| none |
|
| |
| $4.50 | |
| $0.00 | |
| 2.50% |
|
| |
| $4.50 | |
| $0.00 | |
| 2.50% |
Great Southern Bank
Everyday Snap Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
Great Southern Bank
Everyday Youth Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0% p.a.
