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St.George BusinessVantage

Advertiser disclosure
Purchase rate
9.99% p.a.
Balance transfer rate
No current offer
Annual fees
$55
Interest free days on purchases
55

Mozo editorial review St.George BusinessVantage

Last updated: 15 October 2020.

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What's hot
  • Competitive 9.99% p.a. purchase rate
  • Make payments via Google Pay & Samsung Pay
  • 2020 Mozo Experts Choice Award-winner in the Low Rate Business Credit Card category
What's not
  • $55 annual card fee, $15 late payment fee & $10.50 transaction verification fee
Mozo snapshot

Are you a business owner looking for a low-rate credit card? Well, the St.George BusinessVantage Credit Card has a competitive 9.99% p.a. purchase rate, up to 55 interest-free days, flexible payment options, and a 2020 Mozo Experts Choice Business Credit Card Award up its sleeve.

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Key features

As a business owner, arming yourself with the right piece of plastic is a total must. Which is why you might consider a 2020 Mozo Experts Choice Award-winner like the St.George BusinessVantage, which took home an award in the Low Rate Business Credit Card category.

This business card offers a super competitive 9.99% p.a. purchase rate, a 17.15% p.a. cash advance rate, up to 55 interest-free days on purchases, and to make your life just that little bit easier, flexible payment options such as Apple Pay, Google Pay and Samsung Pay.

You and your employees can use the Business Vantage card overseas and to make purchases from online international suppliers or stores but just be aware this card has a 3% foreign transaction fee which applies to the Australian dollar amount of any foreign transaction.  

There are some fees to keep in mind including a $55 annual card fee, $10.50 transaction verification fee, and if you don’t make a minimum repayment by the account due date you’ll have to pay a $15 late payment fee. There’s also a $2 duplicate statement fee charge if you’re after a duplicate statement.

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Who is it good for

From a low 9.99% p.a. purchase rate to a solid 55 interest-free days, the St.George BusinessVantage could make a great credit card companion for many small business business owners.

You’ll need to be an Australian resident at least 18 years of age, have your business registered in Australia and intend to use the card predominantly for business purposes.

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Any catches

The St.George BusinessVantage allows additional cardholders, which could come in handy if you’re in a business partnership or need extra cards for other employees. Just be aware that there is an additional card fee of $55 fee per card and there is a maximum of 10 cards per account.

Details

Rates and fees information correct as at 2 December 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 9.99% p.a.

  • none

  • No current offer

  • none

  • 17.15% p.a.

  • 55

Fees
  • $55.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $55.00

Features
  • $10.00

  • 2.0

  • yes

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

This product is not currently reviewed.

St.George

About St.George

See St.George business credit cards

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0% p.a. for 22 months and then 21.49% p.a. (1.50% balance transfer fee)

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0% p.a. for 6 months and then 21.49% p.a.

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13.74% p.a.

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

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0% p.a. for 15 months then 11.99% p.a.

No current offer

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Vertigo

13.99% p.a.

0% p.a. for 24 months and then 21.49% p.a.

$55 $0 in the first year

CUA

CUA

Low Rate Credit Card

11.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$49 $0 in the first year

ME

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11.99% p.a.

No current offer

$0

Defence Bank

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3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

CUA

CUA

Platinum Credit Card

19.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$149 $0 in the first year

CUA Platinum Rewards

American Express

American Express

Qantas Discovery Card

20.74% p.a.

No current offer

$0

Qantas Frequent Flyer

American Express

American Express

Qantas Discovery Card

Qantas Frequent Flyer

$0

No current offer

0.75 points uncapped

Bankwest

Bankwest

Qantas Platinum Mastercard

Qantas Frequent Flyer

$160

30,000

0.75 points up to $2,500/month, then
0.3 points uncapped

St.George

St.George

Amplify Platinum

Qantas Frequent Flyer

$99

70,000

0.5 points uncapped

Suncorp

Suncorp

Clear Options Platinum

Suncorp Rewards

$129

100,000

1.25 points uncapped

Bank of Melbourne

Bank of Melbourne

Amplify Platinum

Amplify Rewards

$99 $0 in the first year

No current offer

1 point uncapped

American Express

American Express

Velocity Escape Card

Velocity Frequent Flyer

$0

No current offer

0.75 points uncapped

BankSA

BankSA

Amplify Platinum

Qantas Frequent Flyer

$99

70,000

0.5 points uncapped

NAB

NAB

Qantas Rewards Premium Card

Qantas Frequent Flyer

$250

30,000

0.66 points up to $3,000/month, then
0.33 points up to $6,000/month

Westpac

Westpac

Low Rate

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

13.74% p.a.

$59

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St.George

Vertigo

0% p.a. for 24 months and then 21.49% p.a.

13.99% p.a.

$55 $0 in the first year

CUA

CUA

Low Rate Credit Card

0% p.a. for 20 months and then 21.74% p.a.

11.99% p.a.

$49 $0 in the first year

ANZ

ANZ

First

0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

20.24% p.a.

$30

Bank of Melbourne

Bank of Melbourne

Vertigo

0% p.a. for 24 months and then 21.49% p.a.

13.99% p.a.

$55 $0 in the first year

Bankwest

Bankwest

Zero Platinum Mastercard

2.99% p.a. for 9 months and then 17.99% p.a.

17.99% p.a.

$0

Bank of Melbourne

Bank of Melbourne

Amplify Platinum

0% p.a. for 22 months and then 21.49% p.a. (1.50% balance transfer fee)

0% p.a. for 7 months then 19.74% p.a.

$99 $0 in the first year

Amplify Rewards

BankSA

BankSA

Vertigo

0% p.a. for 24 months and then 21.49% p.a.

13.99% p.a.

$55 $0 in the first year

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St.George

Vertigo

13.99% p.a.

0% p.a. for 24 months and then 21.49% p.a.

$55 $0 in the first year

Defence Bank

Defence Bank

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3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

Bendigo Bank

Bendigo Bank

Low Rate Credit Card

0% p.a. for 15 months then 11.99% p.a.

No current offer

$45

Westpac

Westpac

Low Rate

13.74% p.a.

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

$59

ME

ME

frank Credit Card

11.99% p.a.

No current offer

$0

CUA

CUA

Low Rate Credit Card

11.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$49 $0 in the first year

NAB

NAB

Low Rate Card

12.99% p.a.

0% p.a. for 20 months and then 21.74% p.a. (2.00% balance transfer fee)

$59

Bank of Melbourne

Bank of Melbourne

Vertigo Platinum

12.99% p.a.

6.99% p.a. for 12 months and then 21.49% p.a.

$99

Bendigo Bank

Bendigo Bank

Low Rate Credit Card

0% p.a. for 15 months then 11.99% p.a.

No current offer

$45

Defence Bank

Defence Bank

Foundation Credit Card

3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

NAB

NAB

StraightUp Card

0% p.a.

No current offer

$120 $10/month - waived if no spend & no balance owing

Bankwest

Bankwest

Breeze Mastercard

0% p.a. for 15 months then 10.99% p.a.

2.99% p.a. for 9 months and then 10.99% p.a. (0% balance transfer fee)

$49

BankSA

BankSA

Amplify Platinum

0% p.a. for 7 months then 19.74% p.a.

0% p.a. for 22 months and then 21.49% p.a. (1.50% balance transfer fee)

$99 $0 in the first year

Virgin Money

Virgin Money

No Annual Fee Card

0% p.a. for 12 months then 18.99% p.a.

0% p.a. for 12 months and then 20.99% p.a.

$0

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Vertigo Platinum

0% p.a. for 15 months then 12.99% p.a.

6.99% p.a. for 12 months and then 21.49% p.a.

$99 $49 in the first year

Bank of Melbourne

Bank of Melbourne

Amplify Platinum

0% p.a. for 7 months then 19.74% p.a.

0% p.a. for 22 months and then 21.49% p.a. (1.50% balance transfer fee)

$99 $0 in the first year