BusinessVantage card image

St.George BusinessVantage

Advertiser disclosure
Purchase rate
9.99% p.a.
Balance transfer rate
No current offer
Annual fees
$55
Interest free days on purchases
55

Mozo editorial review St.George BusinessVantage

Last updated: 15 October 2020.

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What's hot
  • Competitive 9.99% p.a. purchase rate
  • Make payments via Google Pay & Samsung Pay
  • 2020 Mozo Experts Choice Award-winner in the Low Rate Business Credit Card category
What's not
  • $55 annual card fee, $15 late payment fee & $10.50 transaction verification fee
Mozo snapshot

Are you a business owner looking for a low-rate credit card? Well, the St.George BusinessVantage Credit Card has a competitive 9.99% p.a. purchase rate, up to 55 interest-free days, flexible payment options, and a 2020 Mozo Experts Choice Business Credit Card Award up its sleeve.

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Key features

As a business owner, arming yourself with the right piece of plastic is a total must. Which is why you might consider a 2020 Mozo Experts Choice Award-winner like the St.George BusinessVantage, which took home an award in the Low Rate Business Credit Card category.

This business card offers a super competitive 9.99% p.a. purchase rate, a 17.15% p.a. cash advance rate, up to 55 interest-free days on purchases, and to make your life just that little bit easier, flexible payment options such as Apple Pay, Google Pay and Samsung Pay.

You and your employees can use the Business Vantage card overseas and to make purchases from online international suppliers or stores but just be aware this card has a 3% foreign transaction fee which applies to the Australian dollar amount of any foreign transaction.  

There are some fees to keep in mind including a $55 annual card fee, $10.50 transaction verification fee, and if you don’t make a minimum repayment by the account due date you’ll have to pay a $15 late payment fee. There’s also a $2 duplicate statement fee charge if you’re after a duplicate statement.

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Who is it good for

From a low 9.99% p.a. purchase rate to a solid 55 interest-free days, the St.George BusinessVantage could make a great credit card companion for many small business business owners.

You’ll need to be an Australian resident at least 18 years of age, have your business registered in Australia and intend to use the card predominantly for business purposes.

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Any catches

The St.George BusinessVantage allows additional cardholders, which could come in handy if you’re in a business partnership or need extra cards for other employees. Just be aware that there is an additional card fee of $55 fee per card and there is a maximum of 10 cards per account.

Details

Rates and fees information correct as at 23 April 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 9.99% p.a.

  • none

  • No current offer

  • none

  • 17.15% p.a.

  • 55

Fees
  • $55.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $0.00

  • $10.50

  • $55.00

Features
  • $10.00

  • 2.0

  • yes

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

This product is not currently reviewed.

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About St.George

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13.74% p.a.

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0% p.a. for 28 months and then 21.49% p.a.

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$395 $295 in the first year

110,000

1 point up to $5,000/month, then
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Membership Rewards

$395

90,000

2 points uncapped

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200,000

1.5 points uncapped

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0% p.a. for 28 months and then 21.49% p.a.

13.99% p.a.

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0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

10.99% p.a.

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0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

13.74% p.a.

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0% p.a. for 20 months and then 21.74% p.a. (2.00% balance transfer fee)

12.99% p.a.

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0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

19.74% p.a.

$279

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11.99% p.a.

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

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0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

$49 $0 in the first year

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3.99% p.a. for 6 months and then 8.99% p.a.

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13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

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13.74% p.a.

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

$59 $0 in the first year

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3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

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6.99% p.a. for 12 months and then 21.49% p.a.

$0

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6.99% p.a. for 12 months and then 21.49% p.a.

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