Thumbnail icon for St.George

St.George BusinessVantage

Purchase rate
9.99% p.a.
Balance transfer rate
No current offer
Annual fees
$55
Interest free days on purchases
55

Mozo editorial review St.George BusinessVantage

Last updated: 6 January 2020.

binocular icon
What's hot
  • Competitive 9.99% p.a. purchase rate
  • Make payments via Google Pay & Samsung Pay
  • 2019 Mozo Experts Choice Award-winner in the Low Rate Business Credit Card category
What's not
  • $55 annual card fee, $15 late payment fee & $10.50 transaction verification fee
Mozo snapshot

Are you a business owner looking for a low-rate credit card? Well, the St.George BusinessVantage Credit Card has a competitive 9.99% p.a. purchase rate, up to 55 interest-free days, flexible payment options, and a 2019 Mozo Experts Choice Business Credit Card Award up its sleeve.

key icon
Key features

As a business owner, arming yourself with the right piece of plastic is a total must. Which is why you might consider a 2019 Mozo Experts Choice Award-winner like the St.George BusinessVantage, which took home an award in the Low Rate Business Credit Card category.

This business card offers a super competitive 9.99% p.a. purchase rate, a 17.15% p.a. cash advance rate, up to 55 interest-free days on purchases, and to make your life just that little bit easier, flexible payment options such as Apple Pay, Google Pay and Samsung Pay.

You and your employees can use the Business Vantage card overseas and to make purchases from online international suppliers or stores but just be aware this card has a 3% foreign transaction fee which applies to the Australian dollar amount of any foreign transaction.  

There are some fees to keep in mind including a $55 annual card fee, $10.50 transaction verification fee, and if you don’t make a minimum repayment by the account due date you’ll have to pay a $15 late payment fee. There’s also a $2 duplicate statement fee charge if you’re after a duplicate statement.

snapshot
Who is it good for

From a low 9.99% p.a. purchase rate to a solid 55 interest-free days, the St.George BusinessVantage could make a great credit card companion for many small business business owners.

You’ll need to be an Australian resident at least 18 years of age, have your business registered in Australia and intend to use the card predominantly for business purposes.

snapshot
Any catches

The St.George BusinessVantage allows additional cardholders, which could come in handy if you’re in a business partnership or need extra cards for other employees. Just be aware that there is an additional card fee of $55 fee per card and there is a maximum of 10 cards per account.

Details

Rates and fees information correct as at 5 June 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 9.99% p.a.

  • none

  • No current offer

  • none

  • 17.15% p.a.

  • 55

Fees
  • $55.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $55.00

Features
  • $10.00

  • 2.0

  • yes

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

This product is not currently reviewed.

St.George

About St.George

See St.George business credit cards

Promoted

CUA

CUA

Low Rate Credit Card

11.99% p.a.

0% p.a. for 18 months and then 21.74% p.a.

$49 $0 in the first year

Promoted

ING

ING

Orange One Credit Card

11.99% p.a.

No current offer

$0

Promoted

American Express

American Express

Qantas Discovery Card

20.74% p.a.

No current offer

$0

Qantas Frequent Flyer

Promoted

Bankwest

Bankwest

Breeze Mastercard

12.99% p.a.

0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)

$79

Promoted

American Express

American Express

Qantas Ultimate Card

20.74% p.a.

No current offer

$450

Qantas Frequent Flyer

Promoted

Bankwest

Bankwest

Breeze Platinum Mastercard

12.99% p.a.

0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)

$99

Promoted

CUA

CUA

Platinum Credit Card

19.99% p.a.

0% p.a. for 18 months and then 21.74% p.a.

$149 $0 in the first year

Life Rich Rewards

Promoted

Bankwest

Bankwest

Zero Platinum Mastercard

17.99% p.a.

2.99% p.a. for 9 months and then 17.99% p.a.

$0

Promoted

CUA

CUA

Platinum Credit Card

Life Rich Rewards

$149 $0 in the first year

No current offer

1 point up to 100,000 points/year

Promoted

American Express

American Express

Qantas Discovery Card

Qantas Frequent Flyer

$0

No current offer

0.75 points uncapped

Promoted

ING

ING

Orange One Platinum Credit Card

Cashback Rewards

$149

No current offer

1 point up to $3,000/month

Promoted

David Jones

David Jones

American Express Card

Membership Rewards

$99

15,000

1 point uncapped

Promoted

American Express

American Express

Qantas Ultimate Card

Qantas Frequent Flyer

$450

55,000

1.25 points uncapped

Promoted

American Express

American Express

Explorer Credit Card

Membership Rewards

$395

50,000

2 points uncapped

Promoted

American Express

American Express

Platinum Edge Credit Card

Membership Rewards

$195

No current offer

1 point uncapped

Promoted

David Jones

David Jones

American Express Platinum Card

Membership Rewards

$295

30,000

1 point uncapped

Promoted

CUA

CUA

Low Rate Credit Card

0% p.a. for 18 months and then 21.74% p.a.

11.99% p.a.

$49 $0 in the first year

Promoted

Bankwest

Bankwest

Breeze Mastercard

0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)

12.99% p.a.

$79

Promoted

Bankwest

Bankwest

Breeze Platinum Mastercard

0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)

12.99% p.a.

$99

Promoted

CUA

CUA

Platinum Credit Card

0% p.a. for 18 months and then 21.74% p.a.

19.99% p.a.

$149 $0 in the first year

Life Rich Rewards

Promoted

Bankwest

Bankwest

Zero Mastercard

2.99% p.a. for 9 months and then 17.99% p.a.

17.99% p.a.

$0

Promoted

Bankwest

Bankwest

Zero Platinum Mastercard

2.99% p.a. for 9 months and then 17.99% p.a.

17.99% p.a.

$0

Promoted

Bank First

Bank First

Visa Classic Credit Card

0% p.a. for 6 months and then 12.54% p.a.

0% p.a. for 6 months then 12.54% p.a.

$0

Promoted

Suncorp

Suncorp

Clear Options Platinum

0% p.a. for 14 months and then 21.99% p.a.

0% p.a. for 14 months then 20.74% p.a.

$129 $49 in the first year

Suncorp Rewards

Promoted

CUA

CUA

Low Rate Credit Card

11.99% p.a.

0% p.a. for 18 months and then 21.74% p.a.

$49 $0 in the first year

Promoted

Bankwest

Bankwest

Breeze Mastercard

12.99% p.a.

0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)

$79

Promoted

ING

ING

Orange One Credit Card

11.99% p.a.

No current offer

$0

Promoted

Credit Union SA

Credit Union SA

Education Community Credit Card

0% p.a. for 6 months then 9.99% p.a.

0% p.a. for 6 months and then 9.99% p.a.

$0

Promoted

Bendigo Bank

Bendigo Bank

Low Rate Mastercard

0% p.a. for 15 months then 11.99% p.a.

No current offer

$45

Promoted

Credit Union SA

Credit Union SA

Visa Credit Card

10.49% p.a.

0% p.a. for 6 months and then 10.49% p.a.

$39

Promoted

Bendigo Bank

Bendigo Bank

Low Rate Platinum Mastercard

11.99% p.a.

0% p.a. for 6 months and then 11.99% p.a.

$89

Promoted

Credit Union SA

Credit Union SA

Education Community Credit Card

0% p.a. for 6 months then 9.99% p.a.

0% p.a. for 6 months and then 9.99% p.a.

$0

Promoted

Bendigo Bank

Bendigo Bank

Low Rate Mastercard

0% p.a. for 15 months then 11.99% p.a.

No current offer

$45

Promoted

Bank First

Bank First

Visa Classic Credit Card

0% p.a. for 6 months then 12.54% p.a.

0% p.a. for 6 months and then 12.54% p.a.

$0

Promoted

Suncorp

Suncorp

Clear Options Platinum

0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 14 months and then 21.99% p.a.

$129 $49 in the first year

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

Promoted

St.George

St.George

Rainbow Platinum Vertigo

0% p.a. for 15 months then 12.99% p.a.

No current offer

$99 $49 in the first year