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Student Savings Account Comparison

Student savings account - rates updated daily

  • Bank of Queensland Fast Track Saver Account

    Bank of Queensland Fast Track Saver Account

    • Earn Bonus Interest on your savings, with no minimum balance required.
    • Earn Bonus Interest variable rate by depositing $1,000 a month + 5 eligible transactions to your linked Bank of Queensland Day2Day Plus Account.
    • No account maintenance fees

    Maximum rate

    2.15% p.a. (for $1 to $250,000)

    Ongoing bonus rate applied if in the previous month $1,000 or more is credited to the linked Day2Day Plus account and 5 eligible transactions are made by the linked account.

    standard interest rate

    0.35% p.a.(for $1 and over)

    account fee per month

    $0.00

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    • Earn Bonus Interest on your savings, with no minimum balance required.
    • Earn Bonus Interest variable rate by depositing $1,000 a month + 5 eligible transactions to your linked Bank of Queensland Day2Day Plus Account.
    • No account maintenance fees
    • Maximum rate conditions: Ongoing bonus rate applied if in the previous month $1,000 or more is credited to the linked Day2Day Plus account and 5 eligible transactions are made by the linked account.
    • Access: BPay, Branch access, Internet banking
    • Minimum balance: $1.00
    • Other restrictions: Bonus interest rate criteria is effective from 1 February 2020.
    Overall rating

    7.8

    Based on 1042 Bank of Queensland savings account reviews

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  • AMP Saver Account

    AMP Saver Account

    • Competitive interest rates, calculated daily and paid monthly
    • A bonus interest rate of 0.96% per annum for the first 4 months and the first $250,000 deposited (For new Saver customers only, this offer is not available for existing or prior Saver/eASYSaver customers). Winner of the Mozo Experts Choice Awards 2019 in Kick Start Savings & No Strings Savings.
    • No Monthly fees

    Maximum rate

    2.36% p.a. (for $0 to $250,000)

    Bonus rate for the first 4 months from account opening on the first $250,000 deposited. For new Saver customers only.

    standard interest rate

    1.40% p.a.(for $0 to $5,000,000)

    account fee per month

    $0.00

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    • Competitive interest rates, calculated daily and paid monthly
    • A bonus interest rate of 0.96% per annum for the first 4 months and the first $250,000 deposited (For new Saver customers only, this offer is not available for existing or prior Saver/eASYSaver customers). Winner of the Mozo Experts Choice Awards 2019 in Kick Start Savings & No Strings Savings.
    • No Monthly fees
    • Maximum rate conditions: Bonus rate for the first 4 months from account opening on the first $250,000 deposited. For new Saver customers only.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.2

    Based on 75 AMP savings account reviews

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  • Bankwest Hero Saver

    Bankwest Hero Saver

    • No account keeping fees
    • No transaction fees
    • 100% secure application process

    Maximum rate

    1.85% p.a. (for $0 to $250,000)

    Minimum deposit of $200 and no withdrawals in the month.

    standard interest rate

    0.01% p.a.(for $0 to $5,000,000)

    account fee per month

    $0.00

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    More info

    • No account keeping fees
    • No transaction fees
    • 100% secure application process
    • Maximum rate conditions: Minimum deposit of $200 and no withdrawals in the month.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    8.0

    Based on 1356 Bankwest savings account reviews

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  • Featured product

     

    ING Savings Maximiser

    ING Savings Maximiser

    • No ING fees
    • Great variable rate every month, no matter how many times you withdraw
    • Anytime, anywhere banking with mobile app and 24/7 Australian call centre

    Maximum rate

    1.95% p.a. (for $0 to $100,000)

    For customers who have an Orange Everyday and deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month

    standard interest rate

    0.25% p.a.(for $0 and over)

    account fee per month

    $0.00

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    • No ING fees
    • Great variable rate every month, no matter how many times you withdraw
    • Anytime, anywhere banking with mobile app and 24/7 Australian call centre
    • Maximum rate conditions: For customers who have an Orange Everyday and deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    8.9

    Based on 1951 ING savings account reviews

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  • UBank USaver with Ultra Transaction Account

    UBank USaver with Ultra Transaction Account

    • Bonus interest. Conditions apply
    • Visa Debit Card with Visa PayWave
    • No monthly account keeping fees

    Maximum rate

    2.10% p.a. (for $0 to $200,000)

    Bonus interest only applies on funds held in linked USaver account if $200 deposited into either account in the month from an external source.

    standard interest rate

    1.04% p.a.(for $0 to $5,000,000)

    account fee per month

    $0.00

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    • Bonus interest. Conditions apply
    • Visa Debit Card with Visa PayWave
    • No monthly account keeping fees
    • Maximum rate conditions: Bonus interest only applies on funds held in linked USaver account if $200 deposited into either account in the previous month from an external source and the combined balance is less than $200,000.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    8.5

    Based on 677 UBank savings account reviews

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  • MOZO EXPERTS CHOICE AWARDS 2020

    86 400 Save Account

    86 400 Save Account

    Maximum rate

    2.25% p.a. (for $0 to $100,000)

    Deposit at least $1,000 to either Pay or Save account from an external source each month.

    standard interest rate

    0.40% p.a.(for $0 and over)

    account fee per month

    $0.00

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    More info

    • Maximum rate conditions: Deposit at least $1,000 to either Pay or Save account from an external source each month.
    • Access: Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Bank and saving account only accessible through iOS or Android app.
    Overall rating

    10.0

    Based on 1 86 400 savings account reviews

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  • MOZO EXPERTS CHOICE AWARDS 2020

    MyState Bank Bonus Saver Account

    MyState Bank Bonus Saver Account

    • No monthly account keeping fees
    • Deposits up to $250,000 per customer are guaranteed by the Australian Government
    • Enjoy bonus interest when you deposit $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month

    Maximum rate

    2.00% p.a. (for $0 to $150,000)

    Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.

    standard interest rate

    0.30% p.a.(for $0 and over)

    account fee per month

    $0.00

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    More info

    • No monthly account keeping fees
    • Deposits up to $250,000 per customer are guaranteed by the Australian Government
    • Enjoy bonus interest when you deposit $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month
    • Maximum rate conditions: Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.
    • Access: BPay, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    7.7

    Based on 180 MyState Bank savings account reviews

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  • IMB Bank Reward Saver Account

    IMB Bank Reward Saver Account

    • Earn bonus interest by saving as little as $50 a month with no withdrawals
    • No monthly account keeping fees
    • Set up automatic transfers from your Everyday Account

    Maximum rate

    2.00% p.a. (for $5,000 and over)

    Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 0.90% after the first 4 months.

    standard interest rate

    0% p.a.(for $0 and over)

    account fee per month

    $0.00

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    More info

    • Earn bonus interest by saving as little as $50 a month with no withdrawals
    • No monthly account keeping fees
    • Set up automatic transfers from your Everyday Account
    • Maximum rate conditions: Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 0.90% after the first 4 months.
    • Access: ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Phone banking, Internet banking, Bank@Post
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.5

    Based on 146 IMB Bank savings account reviews

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  • HSBC Serious Saver

    HSBC Serious Saver

    • No monthly fees
    • No minimum deposit
    • Apply online in under 10 minutes

    Maximum rate

    2.35% p.a. (for $0 to $1,000,000)

    No withdrawals in the month. Bonus rate for first 4 months, reverting to 0.45% bonus rate after*

    standard interest rate

    0% p.a.(for $0 and over)

    account fee per month

    $0.00

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    More info

    • No monthly fees
    • No minimum deposit
    • Apply online in under 10 minutes
    • Maximum rate conditions: No withdrawals in the month. Bonus rate for first 4 months, reverting to 0.45% bonus rate after*
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.4

    Based on 323 HSBC savings account reviews

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  • MOZO EXPERTS CHOICE AWARDS 2020

    Rabobank High Interest Savings Account

    Rabobank High Interest Savings Account

    • Easy set up, online and mobile banking app
    • No fees, no minimum balance, no minimum monthly deposit and no minimum term
    • Kick start your savings with the 4 month introductory variable rate

    Maximum rate

    2.50% p.a. (for $0 to $250,001)

    Bonus rate for the first 4 months from account opening

    standard interest rate

    1.05% p.a.(for $0 to $250,001)

    account fee per month

    $0.00

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    • Easy set up, online and mobile banking app
    • No fees, no minimum balance, no minimum monthly deposit and no minimum term
    • Kick start your savings with the 4 month introductory variable rate
    • Maximum rate conditions: Bonus rate for the first 4 months from account opening, reverting to standard variable rate. Rate shown is for Personal customers and is subject to change. Different rates apply to Business/SMSF customers.
    • Access: Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    8.4

    Based on 242 Rabobank savings account reviews

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  • CUA eSaver Reward

    CUA eSaver Reward

    Maximum rate

    2.00% p.a. (for $0 to $100,000)

    Deposit $1,000 into a CUA transaction account from external source in the month.

    standard interest rate

    0.05% p.a.(for $0 and over)

    account fee per month

    $0.00

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    More info

    • Maximum rate conditions: Deposit $1,000 into a CUA transaction account from external source in the month.
    • Access: BPay, Branch access, Phone banking, Internet banking
    • Minimum balance: $1.00
    • Other restrictions: Must also hold a CUA transaction account to qualify for bonus interest rate.
    Overall rating

    8.2

    Based on 604 CUA savings account reviews

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  • Citi Online Saver

    Citi Online Saver

    • No minimum balance
    • Save more with no monthly fees
    • 24/7 access via online, mobile & telephone banking.

    Maximum rate

    2.30% p.a. (for $0 to $500,000)

    Bonus rate for the first 4 months from account opening

    standard interest rate

    0.85% p.a.(for $0 and over)

    account fee per month

    $0.00

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    More info

    • No minimum balance
    • Save more with no monthly fees
    • 24/7 access via online, mobile & telephone banking.
    • Maximum rate conditions: Bonus rate for the first 4 months from account opening
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account.
    Overall rating

    6.5

    Based on 140 Citi savings account reviews

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  • HSBC Flexi Saver

    HSBC Flexi Saver

    • Receive an extra 1.50% p.a. variable monthly bonus. Conditions apply
    • No monthly account fee
    • Open multiple accounts

    Maximum rate

    1.75% p.a. (for $0 to $5,000,000)

    Increase balance by at least $300 in the month

    standard interest rate

    0.40% p.a.(for $0 to $5,000,000)

    account fee per month

    $0.00

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    More info

    • Receive an extra 1.50% p.a. variable monthly bonus. Conditions apply
    • No monthly account fee
    • Open multiple accounts
    • Maximum rate conditions: Increase balance by at least $300 in the month (excluding interest)
    • Access: BPay, Branch access, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.4

    Based on 323 HSBC savings account reviews

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Want more? Compare all 237 savings accounts in the Mozo comparison engine.

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